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Enterprise Financial (NASDAQ: EFSC) risk chief adds ESPP shares, details RSUs and options

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

ENTERPRISE FINANCIAL SERVICES CORP senior executive Bridget Huffman, SEVP and Chief Risk Officer, reported updated holdings of company stock and equity awards. She recorded an ESPP-related transaction for 267 shares of Common Stock at $45.94 per share for the purchase period from January 1, 2026 through June 30, 2026, with the shares bought at 85% of the January 2, 2026 closing price. Following this, she directly holds 7,328 Common shares, along with multiple tranches of restricted share units and non-qualified stock options that vest or become exercisable in future years, all subject to continued employment.

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Insider Huffman Bridget
Role SEVP, Chief Risk Officer
Type Security Shares Price Value
Other Common Stock 267 $45.94 $12K
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Restricted Share Units -- -- --
holding Restricted Share Units -- -- --
holding Restricted Share Units -- -- --
Holdings After Transaction: Common Stock — 7,328 shares (Direct, null); Non Qualified Stock Option (Right to Buy) — 3,791 shares (Direct, null); Restricted Share Units — 724 shares (Direct, null)
Footnotes (1)
  1. The reporting person is voluntarily reporting the acquisition of shares of the Issuer's common stock pursuant to the Issuer's 2018 Employee Stock Purchase Plan ("ESPP") for the ESPP purchase period of January 1, 2026, through June 30, 2026. This transaction is exempt under Section 16b-3(c). In accordance with the terms of the ESPP, the reported shares were acquired based on 85% of the closing price of the Issuer's common stock on January 2, 2026. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person. The RSU's vest 100% in the first quarter of 2029, subject to continued employment by the reporting person.
ESPP shares acquired 267 shares Common Stock under ESPP purchase period Jan 1–Jun 30 2026
ESPP purchase price $45.94 per share Common Stock acquired via ESPP
Direct common shares after transaction 7,328 shares Common Stock held directly after June 30, 2026
RSU tranche 1 1,323 underlying shares Restricted Share Units, one share per RSU, vests Q1 2027
RSU tranche 2 1,111 underlying shares Restricted Share Units, vests 100% in Q1 2028
RSU tranche 3 724 underlying shares Restricted Share Units, vests 100% in Q1 2029
Option at $54.46 1,668 underlying shares Non Qualified Stock Option, exercise price $54.46, expires 2033-02-28
Option at $57.17 3,322 underlying shares Non Qualified Stock Option, exercise price $57.17, expires 2035-03-04
Employee Stock Purchase Plan financial
"acquisition of shares of the Issuer's common stock pursuant to the Issuer's 2018 Employee Stock Purchase Plan"
An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.
Restricted Share Units financial
"The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan."
Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.
Non Qualified Stock Option (Right to Buy) financial
"Non Qualified Stock Option (Right to Buy) underlying Common Stock with stated exercise prices and expirations"
Section 16b-3(c) regulatory
"This transaction is exempt under Section 16b-3(c)."
Stock Incentive Plan financial
"The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan."
A stock incentive plan is a company program that gives employees or directors pieces of ownership or the right to buy shares over time, similar to receiving a bonus paid in company stock instead of cash. Investors pay attention because these plans align staff incentives with long‑term company performance but can also dilute existing shareholders and affect reported profits when grants are expensed, so they influence both ownership percentages and financial results.
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FAQ

What did EFSC executive Bridget Huffman report in this Form 4?

Bridget Huffman reported an ESPP-related transaction and updated equity holdings. She logged 267 shares of Common Stock from the employee stock purchase plan and disclosed current direct ownership, restricted share units, and non-qualified stock options tied to future vesting and exercisability.

How many EFSC common shares does Bridget Huffman hold after the ESPP transaction?

After the reported ESPP transaction, Bridget Huffman directly holds 7,328 shares of Enterprise Financial Services Corp common stock. This figure reflects her updated non-derivative ownership as of June 30, 2026, separate from her additional restricted share units and stock options.

What are the details of the EFSC ESPP purchase reported by Bridget Huffman?

The filing shows 267 EFSC common shares acquired under the 2018 Employee Stock Purchase Plan. The purchase period ran from January 1, 2026 through June 30, 2026, and the shares were bought at 85% of the January 2, 2026 closing price, under Section 16b-3(c) exemption.

What restricted share units does Bridget Huffman hold in EFSC?

Bridget Huffman holds three tranches of restricted share units tied to EFSC common stock: 1,323, 1,111, and 724 underlying shares. These RSUs were granted under the 2018 Stock Incentive Plan and each tranche vests 100% in the first quarter of 2027, 2028, and 2029, respectively.

What EFSC stock options are outstanding for Bridget Huffman?

She holds several non-qualified stock options on EFSC common stock: 1,668 shares at $54.46 (expiring 2033), 737 at $48.34 (expiring 2032), 816 at $43.81 (expiring 2031), 3,322 at $57.17 (expiring 2035), and 3,791 at $39.50 (expiring 2034), each with specified future exercisability.

Are Bridget Huffman’s EFSC equity awards subject to vesting or employment conditions?

Yes. The RSUs vest 100% in the first quarter of 2027, 2028, and 2029, subject to continued employment. Certain stock options become exercisable in the first quarter of 2027 and 2028 under similar employment conditions, while later-dated options carry stated expiration dates through 2035.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Huffman Bridget

(Last)(First)(Middle)
150 N. MERAMEC

(Street)
CLAYTON MISSOURI 63105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ENTERPRISE FINANCIAL SERVICES CORP [ EFSC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SEVP, Chief Risk Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/30/2026J(1)V267A$45.94(2)7,328D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Non Qualified Stock Option (Right to Buy)$39.5 (3)02/28/2034Common Stock3,7913,791D
Non Qualified Stock Option (Right to Buy)$57.17 (4)03/04/2035Common Stock3,3223,322D
Non Qualified Stock Option (Right to Buy)$43.8102/06/202402/25/2031Common Stock816816D
Non Qualified Stock Option (Right to Buy)$48.3402/03/202502/24/2032Common Stock737737D
Non Qualified Stock Option (Right to Buy)$54.4602/10/202602/28/2033Common Stock1,6681,668D
Restricted Share Units(5) (6) (6)Common Stock724724D
Restricted Share Units(5) (7) (7)Common Stock1,1111,111D
Restricted Share Units(5) (8) (8)Common Stock1,3231,323D
Explanation of Responses:
1. The reporting person is voluntarily reporting the acquisition of shares of the Issuer's common stock pursuant to the Issuer's 2018 Employee Stock Purchase Plan ("ESPP") for the ESPP purchase period of January 1, 2026, through June 30, 2026. This transaction is exempt under Section 16b-3(c).
2. In accordance with the terms of the ESPP, the reported shares were acquired based on 85% of the closing price of the Issuer's common stock on January 2, 2026.
3. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person.
4. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person.
5. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement.
6. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person.
7. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person.
8. The RSU's vest 100% in the first quarter of 2029, subject to continued employment by the reporting person.
/s/ Bridget Huffman07/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)