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Eagle Bancorp Inc 8-K Filings

EGBN NASDAQ

Every 8-K that Eagle Bancorp Inc (EGBN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow EGBN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EGBN filings page.

Rhea-AI Summary

Eagle Bancorp reported unaudited second quarter 2026 net income of $6.9 million, or $0.23 per share, down from $14.7 million, or $0.48 per share, in the first quarter. The decline was mainly driven by a higher $21.4 million provision for credit losses and increased net charge-offs of $47.9 million, partially offset by lower noninterest expense. Net interest income was $62.4 million, while pre-provision net revenue rose to $29.1 million from $27.7 million, reflecting expense reductions. The company declared a $0.01 per share cash dividend payable August 17, 2026 to shareholders of record on August 6, 2026.

Total loans, including held for sale, were $6.7 billion, down 4.6% from March 31, 2026, and total deposits were $8.2 billion, down 4.7%, as brokered deposits declined. The net interest margin improved to 2.52% from 2.47%. The allowance for credit losses was 1.83% of loans held for investment, while non-performing assets fell to $113.1 million, or 1.17% of assets. Capital remained strong with a tangible common equity ratio of 11.91% and CET1 ratio of 14.58%; book and tangible book value per share were both $37.73. Liquidity totaled $4.2 billion, covering approximately 183% of $2.3 billion of uninsured deposits.

Rhea-AI Summary

Eagle Bancorp, Inc. reported a governance change as its Board of Directors appointed Stephen R. Curley to the boards of the Company and its wholly owned subsidiary EagleBank. The board appointment is effective July 6, 2026, aligning with his previously announced role as President and Chief Executive Officer of both entities.

The filing notes that Mr. Curley’s board committee assignments will be determined later and that he will not receive additional compensation for his board service beyond his executive role. The Company also states there are no special arrangements related to his selection and no related party transactions requiring disclosure under Item 404(a) of Regulation S‑K.

Rhea-AI Summary

Eagle Bancorp, Inc. reported that its subsidiary EagleBank has settled a previously disclosed investigation by the U.S. Attorney’s Office for the Middle District of Pennsylvania. The investigation involved, among other things, the bank’s anti-money laundering controls and its relationship with a former customer who pleaded guilty to bank fraud in 2020.

The company and the bank have agreed to a one-year non-prosecution agreement with the U.S. Department of Justice’s Criminal Division and the U.S. Attorney’s Office. Under this agreement, the Offices will not bring criminal or civil cases for the conduct described in the statement of facts, provided the company and bank comply with the agreement’s terms. EagleBank will pay approximately $9.8 million, an amount that was already fully accrued in Eagle Bancorp’s audited financial statements for the year ended December 31, 2025.

Rhea-AI Summary

Eagle Bancorp, Inc. held its Annual Meeting of Shareholders on May 14, 2026. Shareholders elected eleven directors to serve until the 2027 annual meeting or until successors are elected and qualified.

They also ratified Crowe LLP as independent auditor for the year ending December 31, 2026, with 23,880,928 votes for, 78,270 against and 23,857 abstentions. In addition, shareholders approved a non-binding advisory resolution on executive compensation, with 18,673,699 votes for, 1,928,012 against, 122,713 abstentions and 3,258,361 broker non-votes.

Rhea-AI Summary

Eagle Bancorp, Inc. appointed Stephen R. Curley as President and Chief Executive Officer of the company and EagleBank, effective July 6, 2026. He will also join both boards on that date. Curley’s employment agreement provides a $1,050,000 annual salary, a $19,200 annual car allowance, reimbursement of life insurance premiums and participation in standard executive benefits.

He is eligible for an annual bonus targeted at 100% of salary and a 2027 long-term equity incentive targeted at 150% of salary, plus a $250,000 sign-on bonus. As an inducement award under Nasdaq Listing Rule 5635(c)(4), he will receive an initial equity grant valued at $1,200,000 split among options, time-vested RSUs and performance-based RSUs, and a make-whole equity grant of $2,000,000 in RSUs and options.

On certain terminations without cause or for good reason, Curley is entitled to cash severance of 2x salary plus recent bonuses and COBRA-related payments, increasing to 2.99x in a qualifying change-in-control termination. Current CEO Susan G. Riel will retire July 5, 2026, remain on the board if re-elected, and provide 12 months of transition consulting at $94,000 per month; 26,998 time-based restricted shares held by her will vest at retirement.

Rhea-AI Summary

Eagle Bancorp, Inc. returned to profitability in the first quarter of 2026, reporting net income of $14.7 million, or $0.48 per share, after a net loss of $2.4 million in the prior quarter. Results were driven mainly by a sharp $21.1 million reduction in noninterest expense, including lower loan disposition costs and the absence of a prior $10 million legal provision, plus a lower provision for credit losses.

Net interest income declined to $63.7 million as average interest-earning assets and yields fell, though the net interest margin improved to 2.47% on cheaper funding and reduced brokered deposits. Credit metrics were mixed: the allowance for credit losses was 2.12% of loans, criticized and classified balances fell, but nonperforming assets increased to $130.8 million and annualized net charge-offs rose to 1.46% of average loans. Loans and deposits both declined quarter over quarter, while capital and liquidity remained strong, with a common equity tier 1 ratio of 13.80%, a tangible common equity ratio of 11.51%, and $4.3 billion of liquidity versus $2.2 billion of uninsured deposits. The Company declared a $0.01 per share cash dividend payable May 15, 2026.

Rhea-AI Summary

Eagle Bancorp, Inc. approved 2026 continuity awards for senior management, excluding CEO Susan Riel, to support leadership stability during her planned retirement transition. The package combines immediate cash payments with longer-term equity incentives.

Executive officers Eric R. Newell and Ryan A. Riel each receive a $425,000 lump-sum cash award, while Evelyn K. Lee receives $325,000, payable on March 27, 2026. These amounts must be repaid if the executive resigns voluntarily without good reason or is terminated for cause before June 30, 2027, effectively tying retention through that date.

Each of the three executives also received 4,086 restricted stock units (RSUs) on March 16, 2026, valued at approximately $100,000 per grant. The RSUs vest on the third anniversary of the grant date under the 2025 Equity Incentive Plan, further encouraging multi-year continuity of the management team.

Rhea-AI Summary

Eagle Bancorp, Inc. reported that its Compensation Committee granted annual long-term incentive awards to its continuing named executive officers under the 2025 Equity Incentive Plan. On February 19, 2026, the executives received stock options, performance-based restricted stock units (PSUs), and time-vested restricted stock units (RSUs).

The options allow purchases of common stock at an exercise price of $26.45, including 15,684 options to Susan G. Riel, 10,580 to Eric R. Newell, 8,513 to Evelyn Lee, and 9,764 to Ryan A. Riel. These options vest in three equal annual installments beginning February 19, 2027 and expire on February 19, 2036.

The PSUs granted include 23,340 to Riel, 15,745 to Newell, 12,670 to Lee, and 14,531 to Ryan Riel, and are tied to a three-year performance period from January 1, 2026 to December 31, 2028, based on relative total shareholder return and earnings per share growth. RSU awards of 7,780, 5,248, 4,223, and 4,843, respectively, vest in three equal annual installments starting on the first anniversary of the grant date.

Rhea-AI Summary

Eagle Bancorp, Inc. filed an amended report to update materials tied to its recent earnings communications. The company revised the slide presentation originally furnished with its January 21, 2026 earnings release and used on the January 22, 2026 conference call.

Slide 26 was corrected to show the proper listing of the bank’s top 25 loans as of December 31, 2025. A new Slide 27 was added summarizing the Commercial & Industrial loan portfolio, and several slides were updated to reflect the Common Equity Tier 1 (CET1) capital ratio that will appear in the FR Y‑9C regulatory report. No other changes were made to the original report.

Rhea-AI Summary

Eagle Bancorp, Inc. filed a current report to furnish materials related to its latest financial results. The company issued a press release on January 21, 2026, and attached it as Exhibit 99.1. This release contains details on Eagle Bancorp’s results of operations and financial condition.

The company also prepared an earnings presentation for its conference call on January 22, 2026, which is attached as Exhibit 99.2 and may be used in meetings with investors and analysts. The information in Items 2.02 and 7.01, including Exhibits 99.1 and 99.2, is being furnished rather than filed and is not automatically incorporated into other securities law filings.

Rhea-AI Summary

Eagle Bancorp, Inc. (EGBN) has updated prior disclosures to detail board committee assignments for two recently appointed independent directors, Kris Pederson and Ted Wilm. Both were appointed to the boards of Eagle Bancorp and EagleBank effective September 8, 2025, increasing the board to ten directors.

On November 24, 2025, Kris Pederson joined the Governance and Nominating Committee and the Compensation Committee, while Ted Wilm joined the Audit Committee and the Risk Committee. They will receive the company’s standard compensation for non-employee directors. The company states there are no selection arrangements with other persons and no related-party transactions requiring disclosure for either director. The filing also highlights their extensive prior leadership, consulting, and board experience in financial services and corporate governance.

Rhea-AI Summary

Eagle Bancorp, Inc. (EGBN) announced a planned leadership transition. Susan G. Riel, currently Chair, President and CEO of Eagle Bancorp and EagleBank, informed the Boards of her intention to retire and resign from her positions.

Effective November 4, 2025, Ms. Riel will step down as Chair and remain a Board member. James A. Soltesz, the Lead Independent Director, will become Chairman of the Boards, and Louis P. Matthews will become Vice Chairman. Ms. Riel will continue as President and CEO until a mutually agreed date no later than December 31, 2026, while the Boards work with an executive search firm to identify her successor.

The company issued a press release on November 3, 2025, detailing the transition plan.

Rhea-AI Summary

Eagle Bancorp, Inc. (EGBN) filed an 8-K announcing leadership changes and furnishing earnings materials. The Company reported that Executive Vice President and Chief Credit Officer Kevin Geoghegan will voluntarily resign effective December 31, 2025. The Company stated the decision was not due to any disagreement on operations, policies, or practices.

The Bank appointed William L. Perotti as interim Chief Credit Officer and Daniel D. Callahan as interim Deputy Chief Credit Officer pending a permanent hire. The Company also furnished its October 22, 2025 press release and an earnings conference call presentation for October 23, 2025 as Exhibits 99.1 and 99.2.

Rhea-AI Summary

Eagle Bancorp, Inc. reported that its Board of Directors and the Board of EagleBank appointed Kris Pederson and Ted Wilm as directors of both entities, effective September 8, 2025. The Board determined that both are independent under Nasdaq rules, and their appointments increase the Board size to ten directors. Pederson brings leadership and strategy experience from EY, IBM, and PwC and serves on multiple corporate and governance boards. Wilm spent 38 years at PwC working with major financial services clients and has prior audit committee chair experience at California Bancorp and California Bank of Commerce. Both will receive the company’s standard non-employee director compensation and there are no disclosed related-party transactions or special selection arrangements. The company also furnished a press release announcing these appointments as an exhibit.