eHealth (NASDAQ: EHTH) pushes term loan maturity to January 2027 in amendment

Rhea-AI Filing Summary

eHealth, Inc. entered into a Third Amendment to its Credit Agreement with Blue Torch Finance LLC and the existing lenders. The amendment extends the term loan’s maturity date from February 27, 2026 to January 29, 2027, giving the company additional time before repayment is due.

The filing states that other material terms of the original credit facility, including the outstanding principal amount of the term loan, remain unchanged. eHealth also issued a press release on October 7, 2025 announcing the amendment, which is furnished as an exhibit.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (date of earliest event reported): October 6, 2025

EHEALTH, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware			001-33071			56-2357876
(State or other jurisdiction of incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

13620 RANCH ROAD 620 N, SUITE A250

AUSTIN, TX 78717

(Address of principal executive offices)    (Zip Code)

(737) 248-2340

(Registrant’s telephone number, including area code)

Not applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.001 per share

EHTH

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 1.01 Entry into a Material Definitive Agreement.

On October 6, 2025, eHealth, Inc. (the “Company”) entered into that certain Third Amendment to Credit Agreement (“Amendment No. 3”), which amends that certain Credit Agreement, dated as of February 28, 2022, by and among the Company, as borrower, Blue Torch Finance LLC, as administrative agent and collateral agent for the lenders, and each lender party thereto (as amended, restated, amended and restated, supplemented and/or otherwise modified prior to Amendment No. 3, the “Original Credit Agreement”).

Amendment No. 3 amends the Original Credit Agreement to, among other things, extend the maturity date of the Original Credit Agreement from February 27, 2026 to January 29, 2027. The other material terms of the Original Credit Agreement, including the outstanding principal amount of the term loan, remain unchanged.

The foregoing description of Amendment No. 3 does not purport to be complete and is qualified in its entirety by reference to the full text of Amendment No. 3, a copy of which is attached hereto as Exhibit 10.1.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth in Item 1.01 of this Current Report on Form 8-K is incorporated by reference into this Item 2.03.

Item 7.01 Regulation FD Disclosure.

On October 7, 2025, the Company issued a press release announcing Amendment No. 3. A copy of such press release is attached hereto as Exhibit 99.1.

The information in Item 7.01 of this Current Report on Form 8-K and Exhibit 99.1 attached hereto are intended to be “furnished” and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended. Except as shall be expressly set forth by specific reference in such filing, the information contained herein and in the accompanying Exhibit 99.1 shall not be incorporated by reference into any filing with the Securities and Exchange Commission made by the Company, whether made before or after the date hereof, regardless of any general incorporation language in such filing.

Item 9.01  Financial Statements and Exhibits.

(d)    Exhibits

Exhibit No.			Description
10.1			Third Amendment to Credit Agreement, dated October 6, 2025, by and among eHealth, Inc., Blue Torch Finance LLC and the lenders identified therein
99.1			Press Release of eHealth, Inc. dated October 7, 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						eHealth, Inc.
Date:			October 7, 2025			/s/ John Dolan
						John Dolan Chief Financial Officer (Principal Financial Officer)

FAQ

What did eHealth (EHTH) change in its credit agreement?

eHealth extended the maturity date of its existing term loan credit agreement. The Third Amendment moves the maturity from February 27, 2026 to January 29, 2027, while keeping other material terms, including the outstanding principal amount, the same under the original agreement.

Who are the parties to eHealth’s amended credit agreement?

The amended credit agreement involves eHealth, Inc. as borrower, Blue Torch Finance LLC as administrative and collateral agent, and the lenders that are party to the original Credit Agreement dated February 28, 2022, as further modified by this Third Amendment.

Did eHealth change the principal amount of its term loan?

No, the filing states that the other material terms of the original Credit Agreement, including the outstanding principal amount of the term loan, remain unchanged. The main modification disclosed is the extension of the maturity date to January 29, 2027.

When does eHealth’s amended term loan now mature?

Following the Third Amendment, the maturity date of eHealth’s term loan was extended to January 29, 2027. Previously, under the original Credit Agreement, the maturity date had been February 27, 2026 before this latest amendment took effect.

Did eHealth issue a press release about the Third Amendment?

Yes. eHealth issued a press release on October 7, 2025 announcing the Third Amendment to its Credit Agreement. That press release is included with the filing as Exhibit 99.1 and is furnished rather than filed for securities law purposes.

Where can investors find the full text of eHealth’s Third Amendment?

The complete Third Amendment to the Credit Agreement, dated October 6, 2025, is attached as Exhibit 10.1. Investors can review this exhibit to see all detailed terms beyond the maturity extension summarized in the current report.