Embassy Bancorp, Inc. filings document the public-company reporting of a Pennsylvania bank holding company and its wholly owned subsidiary, Embassy Bank For the Lehigh Valley. Annual and quarterly reports provide consolidated financial information for the holding company and bank, while current reports record material events such as executive officer appointments, investor presentations, stock repurchase authorization, and shareholder-vote follow-up.
Proxy and governance filings cover director and executive compensation matters, advisory votes on executive compensation frequency, equity-award disclosures, and board determinations following annual meeting results. The filings also identify the company’s common-stock reporting context, including disclosure that it has no securities registered under Section 12(b) of the Exchange Act.
Embassy Bancorp, Inc. executive vice president of finance Jeffrey C. Skumin reported an open-market purchase of common stock. On 12/03/2025 he acquired 250 shares of Embassy Bancorp common stock at a price of $17.73 per share. After this transaction, he beneficially owned a total of 2,605.5334 shares. This total includes 250.899274 shares acquired under the Embassy Bancorp, Inc. Employee Stock Purchase Plan and 53.78281 shares acquired through the dividend reinvestment plan. The filing was made on Form 4 for a single reporting person and indicates direct ownership of the shares.
Embassy Bancorp, Inc. announced that Jeffrey C. Skumin has been promoted to Chief Financial Officer of the company and its subsidiary, Embassy Bank For the Lehigh Valley, effective December 31, 2025. Skumin, age 49, joined Embassy in March 2020 and has been serving as Executive Vice President of Finance, where he has overseen the finance department.
In his new role, he will continue to lead the finance function and help guide the organization’s financial strategy and growth. The company states there are no family relationships, special arrangements, or related party transactions connected to his appointment, and no new material compensatory agreements were entered into in connection with this promotion.
Embassy Bancorp, Inc. executive officer Brandi Stefanov reported a small open-market purchase of company stock. On 12/03/2025, common stock was purchased at a price of $17.73 per share, with a total of 56 shares acquired, coded as an acquisition transaction. Following this trade, Stefanov beneficially owns 1,065.4147 shares of Embassy Bancorp common stock, held directly.
The holding total includes fractional shares accumulated through company-sponsored programs, specifically 33.453236 shares acquired under the Employee Stock Purchase Plan and 21.643975 shares acquired through the dividend reinvestment plan. The report is filed as a Form 4 by a single reporting person, who serves as Executive Vice President, Branch Administration.
Embassy Bancorp, Inc. executive Michael B. Macy, EVP and Chief Lending Officer for Business Banking, reported an open-market purchase of company stock. On 12/03/2025, he acquired 1,000 shares of common stock at a price of $17.73 per share, recorded as a purchase transaction.
Following this transaction, Macy beneficially owns 6,188.4908 shares of Embassy Bancorp common stock. This total includes 334.532366 shares acquired through the Embassy Bancorp, Inc. Employee Stock Purchase Plan and 105.51225 shares acquired under the company’s dividend reinvestment plan, indicating ongoing participation in both employee and shareholder stock programs.
Embassy Bancorp, Inc. director Patti Gates Smith reported a sale of company stock in a Form 4 filing. On 12/03/2025, 3,000 shares of common stock were sold at a price of $17.73 per share, coded as an open market sale transaction.
Following this trade, a total of 244,159.8043 shares are reported as beneficially owned indirectly, held by the reporting person as trustee of the Patti G. Smith Living Trust. This total includes 41.82625 shares acquired through a dividend reinvestment plan. The filing was signed under power of attorney by Laura A. Suplee.
Embassy Bancorp, Inc. director reports open-market stock purchase
A director of Embassy Bancorp, Inc. bought 2,000 shares of common stock on 12/03/2025 at a price of $17.73 per share in an open-market purchase coded “P.” After this transaction, the director beneficially owns 57,192.447 shares of Embassy Bancorp common stock in direct form. This total includes 1,602.38 shares that were acquired through the company’s dividend reinvestment plan.
Embassy Bancorp, Inc. director John G. Englesson reported an open-market sale of company stock. On 12/03/2025, he sold 3,000 shares of Embassy Bancorp common stock at a price of $17.73 per share. After this transaction, he beneficially owns 29,539.4434 shares directly, plus 3,735.2598 shares through his spouse, 8,132 shares through an IRA, and 1,300 shares through his spouse’s IRA.
The filing notes that portions of these direct and spousal holdings include shares accumulated through a dividend reinvestment plan, meaning some stock was acquired automatically as dividends were paid rather than through separate cash purchases.
Embassy Bancorp, Inc. reported stronger results for the quarter ended September 30, 2025. Q3 net income was $3.793 million with EPS of $0.50, up from $2.714 million and $0.36 a year ago, as net interest income rose to $10.851 million. For the first nine months, net income reached $10.117 million and EPS was $1.32, compared with $7.742 million and $1.02 in 2024.
Total assets increased to $1.778 billion from $1.704 billion at year‑end, driven by higher securities available for sale of $334.314 million and loans net of $1.268 billion. Deposits were $1.621 billion, up from $1.553 billion. Accumulated other comprehensive loss improved to $(41.532) million from $(50.635) million as unrealized losses narrowed. Credit quality remained stable with nonaccrual loans at $496 thousand and an allowance for credit losses of $11.941 million. After quarter‑end, the company authorized a $5.0 million stock repurchase program, effective October 31, 2025.
Embassy Bancorp, Inc. furnished an investor presentation under Item 7.01 (Regulation FD). The presentation, intended for meetings with select investors, stakeholders and other interested parties during the third quarter of 2025, is attached as Exhibit 99.1 titled “Stakeholder Presentation November 6, 2025.”
The materials are being furnished to the SEC and are not deemed filed.