Enova (NYSE: ENVA) CSO records automatic tax share withholdings

Rhea-AI Filing Summary

Enova International Chief Strategy Officer Kirk Chartier reported several automatic share withholdings tied to restricted stock unit vesting. On multiple dates in early February 2026, Enova withheld 795, 1,421, 3,099 and 1,791 common shares to cover taxes at prices around $160 per share. These Form 4 entries are coded as tax-withholding transactions, not open-market sales, and followed the terms of the equity awards rather than the officer’s trading decisions. After the final withholding, Chartier beneficially owned 100,399 Enova common shares directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chartier Kirk

(Last) (First) (Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BOULEVARD, SUITE 600

(Street)

CHICAGO IL 60604

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Strategy Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock, par value $0.00001 per share	02/05/2026		F		795(1)	D	$159.78	106,710	D
Common stock, par value $0.00001 per share	02/06/2026		F		1,421(1)	D	$161.1	105,289	D
Common stock, par value $0.00001 per share	02/08/2026		F		3,099(1)	D	$161.1	102,190	D
Common stock, par value $0.00001 per share	02/08/2026		F		1,791(1)	D	$161.1	100,399	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents the withholding by Enova International, Inc. ("Issuer") of Issuer's shares to pay taxes in connection with the vesting of restricted stock units on the Transaction Date. The timing and amount of the transaction were determined by the terms of the applicable restricted stock and were not within the control of the Reporting Person.

	/s/ Sean Rahilly, as attorney in fact	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did Enova (ENVA) report for Kirk Chartier?

Enova reported that Chief Strategy Officer Kirk Chartier had company shares withheld to pay taxes on vesting restricted stock units. The Form 4 shows multiple tax-withholding transactions rather than discretionary open-market sales by the executive.

How many Enova (ENVA) shares were withheld for Kirk Chartier’s taxes?

The filing lists four separate share withholdings: 795, 1,421, 3,099, and 1,791 Enova common shares. Each withholding was tied to restricted stock unit vesting and used to cover tax obligations under the award terms.

On what dates did Enova (ENVA) process the tax withholdings?

Enova processed the tax-related share withholdings on February 5, February 6, and twice on February 8, 2026. Each date corresponds to restricted stock unit vesting events that triggered automatic tax settlements in shares.

At what prices were Enova (ENVA) shares withheld for Kirk Chartier?

The company withheld shares at prices of $159.78 and $161.10 per share. These prices apply to the respective transactions and reflect the value used to calculate the number of shares needed to satisfy tax obligations.

How many Enova (ENVA) shares does Kirk Chartier own after these transactions?

After the final February 8, 2026 withholding, Kirk Chartier beneficially owned 100,399 Enova common shares directly. This figure reflects his remaining stake after the company-used shares to pay taxes on vesting restricted stock units.

Were Kirk Chartier’s Enova (ENVA) transactions open-market sales?

The Form 4 explains these were not discretionary open-market sales. Instead, Enova withheld shares automatically to pay taxes owed on restricted stock unit vesting, with timing and amounts set by the award terms.