Enova (ENVA) Executive Chairman has shares withheld to cover RSU taxes

Rhea-AI Filing Summary

Enova International, Inc. Executive Chairman and director David Fisher reported several share-withholding transactions related to equity compensation. On February 5, 6, and 8, 2026, Enova withheld blocks of common stock (transaction code F) to cover taxes due upon the vesting of restricted stock units, as described in the footnote. These were not discretionary open-market sales but automatic tax-withholding events determined by the award terms. Following the last reported withholding, Fisher directly beneficially owned 320,072 shares of Enova common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fisher David

(Last) (First) (Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BOULEVARD, SUITE 600

(Street)

CHICAGO IL 60604

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chairman

3. Date of Earliest Transaction (Month/Day/Year)
02/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock, par value $0.00001 per share	02/05/2026		F		4,042(1)	D	$159.78	344,181	D
Common stock, par value $0.00001 per share	02/06/2026		F		6,970(1)	D	$161.1	337,211	D
Common stock, par value $0.00001 per share	02/08/2026		F		8,404(1)	D	$161.1	328,807	D
Common stock, par value $0.00001 per share	02/08/2026		F		8,735(1)	D	$161.1	320,072	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents the withholding by Enova International, Inc. ("Issuer") of Issuer's shares to pay taxes in connection with the vesting of restricted stock units on the Transaction Date. The timing and amount of the transaction were determined by the terms of the applicable restricted stock and were not within the control of the Reporting Person.

	/s/ Sean Rahilly, as attorney in fact	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider activity did Enova (ENVA) report for David Fisher?

Enova reported that Executive Chairman David Fisher had shares withheld to cover taxes from vesting restricted stock units. Multiple transactions in February 2026 reduced his holdings for tax payments, leaving him with 320,072 directly owned common shares afterward.

Were David Fisher’s Enova (ENVA) transactions open-market stock sales?

No. The filing states the transactions represent Enova withholding shares to pay taxes on vesting restricted stock units. The timing and amounts followed the equity award terms and were not within Fisher’s control, distinguishing them from discretionary open-market sales.

How many Enova (ENVA) shares does David Fisher own after these transactions?

After the reported tax-withholding transactions, David Fisher beneficially owns 320,072 shares of Enova common stock directly. This figure reflects his position following the final February 8, 2026 withholding event disclosed in the Form 4 filing.

What does transaction code "F" mean in the Enova (ENVA) Form 4?

Transaction code “F” indicates a payment of tax liability by delivering or withholding securities, rather than a market trade. In this case, Enova withheld common shares from David Fisher’s vesting restricted stock units to satisfy tax obligations on the vesting dates.

On what dates did Enova (ENVA) withhold shares from David Fisher?

The Form 4 shows Enova withheld common shares on February 5, 6, and 8, 2026. Each date corresponds to restricted stock units vesting, with shares retained by the company to cover associated tax liabilities under the award terms.

What prices were used for Enova (ENVA) tax-withholding share calculations?

The filing reports withholding prices of $159.78 per share on February 5, 2026, and $161.10 per share on February 6 and 8, 2026. These prices were applied to determine how many common shares were retained to satisfy David Fisher’s tax obligations.