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Equity Bancshares, Inc., a Wichita-based financial holding company, outlines its commercial banking franchise and risk profile in its annual report. As of December 31, 2025, the company reported total assets of $6.37 billion, total deposits of $5.14 billion, total loans (net of allowances) of $4.15 billion and total stockholders’ equity of $732.1 million.
Through wholly owned subsidiary Equity Bank, it operates 77 branches across Arkansas, Kansas, Missouri and Oklahoma, focusing on commercial banking for businesses and business owners, supported by community-market deposits. Management emphasizes strategic acquisitions, disciplined lending, and risk management, with a long history of buying and integrating community banks to expand its footprint.
The loan portfolio is concentrated in commercial real estate, commercial and industrial, and residential real estate, with attention to credit quality, underwriting standards and regulatory capital. The report also highlights technology investment, treasury and wealth management services, human capital development for 909 full-time equivalent employees, and extensive regulatory oversight under federal and state banking laws.
Equity Bancshares COO and EVP Julie A. Huber reported a tax-related share disposition. On March 2, 2026, she disposed of 1,107 shares of Class A common stock at $46.00 per share to cover tax obligations. After this tax-withholding transaction, she directly owned 62,009 shares of Equity Bancshares common stock.
Equity Bancshares Inc General Counsel Brett A. Reber reported a tax-related share disposition under an equity award. On this Form 4, he delivered 1,070 shares of Class A common stock at $46.00 per share to cover taxes, and now directly holds 36,281 shares.
Elliott Brad S reported acquisition or exercise transactions in this Form 4 filing.
Equity Bancshares CEO Brad S. Elliott received a grant of 3,848 shares of Class A Common Stock on February 25, 2026 at no cost, following certification of performance goals. He now directly owns 61,165 shares and indirectly holds 308,787 shares through Elliott Legacy, LLC, including 372 shares purchased under the 2019 Employee Stock Purchase Plan.
Navratil Chris M reported acquisition or exercise transactions in this Form 4 filing.
Equity Bancshares Chief Financial Officer Chris M. Navratil received 489 shares of Class A Common Stock as a grant/award on February 25, 2026. The shares reflect vesting of additional performance stock after the Compensation Committee certified achievement of pre-set goals, bringing his directly held total to 28,316 shares, including 250 shares bought on February 14, 2026 through the company’s 2019 Employee Stock Purchase Plan.
Equity Bancshares Inc executive Julie A. Huber, the company’s COO and EVP, reported an acquisition of 1,165 shares of Class A Common Stock on February 25, 2026. The shares were received at a price of $0.00 per share as a grant tied to performance-based vesting after the Compensation Committee certified achievement of pre-established goals.
Following this award, Huber directly holds a total of 63,116 Class A Common shares. This amount includes 372 shares that were purchased earlier on February 14, 2026 under Equity Bancshares, Inc.’s 2019 Employee Stock Purchase Plan, highlighting both incentive compensation and employee share purchase participation.
Equity Bancshares Inc. reported that General Counsel Brett A. Reber acquired 1,127 shares of Class A Common Stock on February 25, 2026 through the vesting of additional performance shares. The shares were granted at a price of $0.00 per share as part of his compensation.
Following this vesting, Reber directly owns 37,351 shares of Equity Bancshares Class A Common Stock. This total includes 372 shares purchased earlier on February 14, 2026 under the company’s 2019 Employee Stock Purchase Plan.
Equity Bancshares Inc. reported that Chief Executive Officer Brad S. Elliott acquired 4,295 shares of Class A Common Stock on February 25, 2026 through a grant at a stated price of $0.0000 per share. The grant reflects vesting of additional performance shares after the Compensation Committee certified achievement of pre-established performance goals.
After this grant, Elliott directly owns 61,612 shares. He also has indirect ownership of 308,787 shares held by Elliott Legacy, LLC, as disclosed in the filing.
Equity Bancshares COO and EVP Julie A. Huber reported an acquisition of 1,302 shares of Class A common stock on February 25, 2026 as a grant or award, tied to performance share vesting after the Compensation Committee certified achievement of pre-established goals. Following this award, she directly holds 63,253 shares, which includes 372 shares purchased on February 14, 2026 through the company’s 2019 Employee Stock Purchase Plan.
Equity Bancshares General Counsel Brett A. Reber received 1,259 shares of Class A Common Stock as a grant or award. The shares were acquired at a stated price of $0.00 per share, indicating an equity incentive rather than an open-market purchase.
After this award, Reber directly owns 37,483 shares of Equity Bancshares common stock. This total includes 372 shares purchased on February 14, 2026 under the company’s 2019 Employee Stock Purchase Plan, and additional performance shares that vested after achievement of pre-established performance goals.