ERIE insider filing: Shine reports 3.214-share 401(k) purchase and 2,653.329 deferred credits

Rhea-AI Filing Summary

Sarah Shine, Executive Vice President of Erie Indemnity Company, reported a small non-derivative acquisition and held deferred share credits. On 08/31/2025 she executed a participant-directed 401(k) transaction that acquired 3.214 shares of Class A common stock at $354.38 per share. The filing lists 502.286 Class A shares as beneficially owned following the reported transaction and identifies 2,653.329 Share Credits under the companys Incentive Compensation Deferral Plan, representing rights to receive an equivalent number of Class A shares upon separation from service. The filing notes these Share Credits have no exercise or expiration dates and that the conversion price is not applicable.

Positive

• Acquisition disclosed: 3.214 Class A shares acquired at $354.38 on 08/31/2025 via participant-directed 401(k).
• Deferred compensation disclosed: 2,653.329 Share Credits under the Incentive Compensation Deferral Plan documented with conversion terms.

Negative

• None.

Insights

Financial Analyst

TL;DR: Routine insider purchase via 401(k) and material deferred-share holdings disclosed; no unusual trading activity disclosed.

The Form 4 documents a participant-directed 401(k) acquisition of 3.214 Class A shares at $354.38 on 08/31/2025 and reports 502.286 Class A shares beneficially owned post-transaction. Separately, the executive holds 2,653.329 Share Credits under the Incentive Compensation Deferral Plan that convert to equivalent shares upon separation from service. This is a standard disclosure of compensation-related deferrals and a small plan-directed purchase; the filing does not present transactions large enough to materially affect share count or signal an unusual event.

Corporate Governance Expert

TL;DR: Disclosure aligns with Section 16 reporting obligations and explains the nature of deferred share credits.

The filing clearly identifies the reporters role as Executive Vice President and specifies the nature of the deferred compensation instrument. The explanation states that Share Credits are periodically credited to selected management and highly compensated employees and convert to Class A shares upon retirement or separation with no exercisable or expiration dates. The form includes a power-of-attorney signature and follows required reporting structure; there are no governance concerns or corrective amendments indicated within the provided content.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shine Sarah

(Last) (First) (Middle)

100 ERIE INSURANCE PLACE

(Street)

ERIE PA 16530

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ERIE INDEMNITY CO [ ERIE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
08/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/31/2025		J(1)		3.214	A	$354.38	502.286	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Incentive Compensation Deferral Plan Share Credits	(2)							(3)	(3)	Class A Common Stock	2,653.329		2,653.329	D

Explanation of Responses:

1. Participant directed transaction under 401(k) Plan.

2. Conversion price is not applicable to shares granted under the Erie Indemnity Company Incentive Compensation Deferral Plan.

3. The shares subject to this reporting are Share Credits which are periodically credited to the accounts of a select group of management and highly compensated employees of Erie Indemnity Company pursuant to its Incentive Compensation Deferral Plan. These Share Credits represent the right to receive an equivalent number of shares of Erie Indemnity Company Class A common stock when the reporting individual retires or otherwise separates from service with the Company. There are no exercisable or expiration dates for these securities.

Remarks:

	Rebecca A. Buona, Power of Attorney	09/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Sarah Shine report on Form 4 for ERIE?

She reported a participant-directed 401(k) acquisition of 3.214 Class A shares at $354.38 on 08/31/2025.

How many Class A shares does Sarah Shine beneficially own after the reported transaction?

The filing lists 502.286 Class A shares as beneficially owned following the reported transaction.

What are the Share Credits reported on the Form 4?

The Form 4 reports 2,653.329 Share Credits under the Erie Indemnity Company Incentive Compensation Deferral Plan, which represent rights to receive equivalent Class A shares upon separation from service.

Do the Share Credits have exercise or expiration dates?

No; the filing states there are no exercisable or expiration dates for the Share Credits.

What is the transaction code and explanation for the acquisition?

The non-derivative acquisition is reported under transaction code J(1) with the explanation: 'Participant directed transaction under 401(k) Plan.'