[Form 4] ERIE INDEMNITY CO Insider Trading Activity

Rhea-AI Filing Summary

Erie Indemnity (ERIE) reported insider activity by its President & CEO. On 10/21/2025, the executive acquired 53.296 Incentive Compensation Deferral Plan share credits via dividend reinvestment at $325.89 each (Transaction Code J). Following the update, the executive beneficially owns 12,777.574 derivative share credits directly. Non-derivative holdings stand at 15,061 Class A shares directly and 278 indirectly through a ROTH IRA. The share credits entitle delivery of an equivalent number of Class A shares upon retirement or separation and have no exercisable or expiration dates.

Insights

Insider transactions analyst

Routine Form 4 showing dividend-reinvestment share credits.

The filing records acquisition of 53.296 plan share credits at $325.89 through dividend reinvestment (code J). These are bookkeeping entries tied to a non-qualified deferral plan, not open-market purchases.

The executive now holds 12,777.574 derivative share credits, plus 15,061 Class A shares directly and 278 indirectly via a ROTH IRA. Share credits convert into Class A shares upon retirement or separation; no exercisable or expiration dates are listed.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

NECASTRO TIMOTHY G

(Last) (First) (Middle)

100 ERIE INSURANCE PLACE

(Street)

ERIE PA 16530

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ERIE INDEMNITY CO [ ERIE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
10/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock								15,061	D
Class A Common Stock								278	I	By ROTH IRA for Self

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Incentive Compensation Deferral Plan Share Credits	$0(1)	10/21/2025		J(2)		53.296		(3)	(3)	Class A Common Stock	53.296	$325.89	12,777.574	D

Explanation of Responses:

1. Conversion price is not applicable to shares granted under the Erie Indemnity Company Incentive Compensation Deferral Plan.

2. Acquired under dividend reinvestment for the Erie Indemnity Company Incentive Compensation Deferral Plan.

3. The shares subject to this reporting are Share Credits which are periodically credited to the accounts of a select group of management and highly compensated employees of Erie Indemnity Company pursuant to its Incentive Compensation Deferral Plan. These Share Credits represent the right to receive an equivalent number of shares of Erie Indemnity Company Class A common stock when the reporting individual retires or otherwise separates from service with the Company. There are no exercisable or expiration dates for these securities.

Remarks:

	Rebecca A. Buona, Power of Attorney	10/23/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What did ERIE’s President & CEO report on Form 4?

An acquisition of 53.296 Incentive Compensation Deferral Plan share credits via dividend reinvestment at $325.89 on 10/21/2025 (Code J).

How many derivative share credits does the ERIE insider hold after the transaction?

A total of 12,777.574 share credits directly.

What are the ERIE insider’s Class A common stock holdings after the filing?

15,061 shares held directly and 278 shares held indirectly via a ROTH IRA.

What do ERIE share credits represent under the Incentive Compensation Deferral Plan?

They represent the right to receive an equivalent number of Class A shares upon retirement or separation from the company.

Do the ERIE plan share credits have exercisable or expiration dates?

No. The filing states there are no exercisable or expiration dates for these securities.