[Form 4] Essent Group Ltd. Insider Trading Activity

Rhea-AI Filing Summary

Essent Group Ltd. (ESNT) reported an insider transaction by SVP and CFO David B. Weinstock. The Form 4 shows 350 dividend equivalent units were credited on 09/10/2025 and treated as acquisitions, representing the economic equivalent of common shares that vest with related restricted awards. After the transaction Mr. Weinstock beneficially owned 2,778 common shares directly. The filing was signed on 09/12/2025. The report explains dividend equivalent units accrue on unvested restricted stock or restricted stock units and vest proportionately with those awards.

Positive

• Insider alignment: SVP and CFO received 350 dividend equivalent units increasing direct ownership to 2,778 shares, aligning management with shareholder interests

Negative

• None.

Insights

Financial Analyst

TL;DR: Insider received 350 dividend-equivalent units, increasing direct beneficial ownership to 2,778 shares; transaction appears routine and non-cash.

The transaction reflects accrual and vesting mechanics for dividend equivalent units tied to unvested restricted awards rather than an open-market purchase or sale. This increases the reporting officer's direct economic exposure modestly to company equity but does not change outstanding share count. No cash consideration or change in option positions is reported.

Corporate Governance Expert

TL;DR: This Form 4 documents a standard compensation-related accrual converting into vested-equivalent shares; disclosure aligns with Section 16 reporting requirements.

The filing discloses the nature of the units and confirms proportional vesting with underlying restricted awards, providing transparency on executive compensation mechanics. Signature and dates are present and the form is filed by one reporting person. There are no indications of unusual timing or rule 10b5-1 plan usage in this report.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WEINSTOCK DAVID B

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	09/10/2025		A		350		(1)	(1)	Common shares, par value $0.015	2,778	$0	2,778	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock	09/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Essent Group (ESNT) disclose on the Form 4 filed by David B. Weinstock?

The Form 4 reports receipt of 350 dividend equivalent units on 09/10/2025 and direct beneficial ownership of 2,778 common shares after the transaction.

What are dividend equivalent units reported in the ESNT Form 4?

The filing states each dividend equivalent unit is the economic equivalent of one common share and they vest proportionately with the related unvested restricted stock or RSU awards.

When was the transaction and when was the Form 4 signed?

The transaction date is 09/10/2025 and the Form 4 is signed by David B. Weinstock on 09/12/2025.

Did the Form 4 report any cash purchase or sale by the reporting person?

No. The Form 4 shows acquisition of dividend equivalent units tied to compensation awards, not an open-market cash purchase or sale.

What is David B. Weinstock's role at Essent Group according to the filing?

The filing lists David B. Weinstock as an Officer, specifically SVP and CFO.