Essent Group (NYSE: ESNT) executive reports equity award vesting and tax share withholding

Rhea-AI Filing Summary

Essent Group Ltd. executive Christopher G. Curran reported equity award-related transactions. On March 1, 2026, he acquired 2,406 dividend equivalent units, which converted into 2,406 common shares, both at a price of $0.0000 per share. A separate transaction withheld 19,093 common shares at $60.84 per share to satisfy tax obligations upon vesting of restricted shares, leaving Curran with 291,575 common shares held directly.

Insider Trade Summary

2,406 shares exercised/converted

Mixed 3 txns

Insider Curran Christopher G

Role Pres., Essent Guaranty, Inc.

Type	Security	Shares	Price	Value
Exercise	Dividend equivalent units	2,406	$0.00	--
Exercise	Common shares, par value $0.015	2,406	$0.00	--
Tax Withholding	Common shares, par value $0.015	19,093	$60.84	$1.16M

Holdings After Transaction: Dividend equivalent units — 1,772 shares (Direct); Common shares, par value $0.015 — 310,668 shares (Direct)

Footnotes (1)

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd. Represents shares delivered to issuer to satisfy tax withholding obligations upon the vesting of restricted shares.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Curran Christopher G

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM 11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Pres., Essent Guaranty, Inc.

3. Date of Earliest Transaction (Month/Day/Year)
03/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	03/01/2026		M		2,406	A	(1)	310,668	D
Common shares, par value $0.015	03/01/2026		F		19,093(2)	D	$60.84	291,575	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	03/01/2026		M			2,406	(1)	(1)	Common shares, par value $0.015	2,406	$0	1,772	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

2. Represents shares delivered to issuer to satisfy tax withholding obligations upon the vesting of restricted shares.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	03/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did ESNT executive Christopher Curran report?

Christopher Curran reported equity award-related transactions. He acquired 2,406 dividend equivalent units that converted into 2,406 common shares at $0.0000 per share, and 19,093 common shares were withheld at $60.84 per share to cover tax obligations on vested restricted shares.

How many Essent Group (ESNT) shares does Christopher Curran hold after these transactions?

After the reported transactions, Christopher Curran directly holds 291,575 common shares of Essent Group Ltd. This figure reflects the exercise of dividend equivalent units into common shares and the share withholding used to satisfy tax obligations on restricted share vesting.

Were Christopher Curran’s ESNT Form 4 transactions open-market buys or sells?

The transactions were not open-market buys or sells. They reflect the exercise of 2,406 dividend equivalent units into common shares at $0.0000 and the disposition of 19,093 shares back to the issuer solely to satisfy tax withholding obligations on vested restricted share awards.

What are dividend equivalent units in the ESNT Form 4 for Christopher Curran?

Dividend equivalent units are rights tied to unvested restricted stock or restricted stock units. For Christopher Curran, 2,406 such units vested proportionately with related awards, each economically equivalent to one Essent Group common share and converted into 2,406 common shares at no cash exercise price.

Why were 19,093 ESNT shares disposed of in Christopher Curran’s Form 4?

The 19,093 Essent Group common shares were delivered to the issuer to satisfy tax withholding obligations triggered by the vesting of restricted shares. This tax-withholding disposition, reported at $60.84 per share, reduces out-of-pocket tax payments rather than representing an open-market sale.