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Essent Group (NYSE: ESNT) director gains stock via RSU and dividend units

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Essent Group Ltd. director Angela L. Heise reported compensation-related equity activity. On May 6, 2026, she received a grant of 2,443 restricted share units, each convertible into one common share. On May 7, 2026, 2,569 restricted share units and 56 dividend equivalent units vested and were converted into the same number of common shares at no cost. Following these transactions, she directly holds 24,538 common shares and 2,443 restricted share units, with no shares sold in this filing.

Positive

  • None.

Negative

  • None.
Insider Heise Angela L
Role null
Type Security Shares Price Value
Exercise Restricted share units 2,569 $0.00 --
Exercise Dividend equivalent units 56 $0.00 --
Exercise Common shares, par value $0.015 2,569 $0.00 --
Exercise Common shares, par value $0.015 56 $0.00 --
Grant/Award Restricted share units 2,443 $0.00 --
Holdings After Transaction: Restricted share units — 2,443 shares (Direct, null); Dividend equivalent units — 0 shares (Direct, null); Common shares, par value $0.015 — 24,482 shares (Direct, null)
Footnotes (1)
  1. Restricted share units convert into common shares on a one-for-one basis. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.
RSUs granted 2,443 units Restricted share unit grant on May 6, 2026
RSUs vested and converted 2,569 units Restricted share units converting to common shares on May 7, 2026
Dividend equivalent units vested 56 units Dividend equivalent units converting to common shares on May 7, 2026
Common shares held after transactions 24,538 shares Direct ownership following May 7, 2026 transactions
RSUs outstanding after transactions 2,443 units Restricted share units remaining after May 7, 2026 vesting
Restricted share units financial
"Restricted share units convert into common shares on a one-for-one basis."
Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.
Dividend equivalent units financial
"Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd."
Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.
derivative security financial
"transaction_code_description": "Exercise or conversion of derivative security""
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
grant, award, or other acquisition financial
"transaction_code_description": "Grant, award, or other acquisition""
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Heise Angela L

(Last)(First)(Middle)
C/O ESSENT GROUP LTD.
CLARENDON HOUSE, 2 CHURCH STREET

(Street)
HAMILTONHM11

(City)(State)(Zip)

BERMUDA

(Country)
2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common shares, par value $0.01505/07/2026M2,569A$0(1)24,482D
Common shares, par value $0.01505/07/2026M56A$0(2)24,538D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted share units$0(1)05/06/2026A2,443 (1) (1)Common shares, par value $0.0152,443(1)5,012D
Restricted share units$0(1)05/07/2026M2,569 (1) (1)Common shares, par value $0.0152,569$02,443D
Dividend equivalent units(2)05/07/2026M56 (2) (2)Common shares, par value $0.01556$00D
Explanation of Responses:
1. Restricted share units convert into common shares on a one-for-one basis.
2. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.
Remarks:
/s/ David B. Weinstock, as attorney-in-fact05/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Essent Group (ESNT) director Angela Heise report?

Angela L. Heise reported compensation-related equity transactions. She received 2,443 new restricted share units and saw 2,569 restricted share units plus 56 dividend equivalent units vest and convert into common shares, all at no cash cost and with no shares sold.

How many Essent Group (ESNT) restricted share units did Angela Heise receive?

She received 2,443 restricted share units on May 6, 2026. Each unit represents the right to receive one Essent Group common share in the future, aligning director compensation with shareholder value as these units typically vest over time according to award terms.

What equity awards vested for Essent Group (ESNT) director Angela Heise?

On May 7, 2026, 2,569 restricted share units and 56 dividend equivalent units vested for Angela L. Heise. These awards automatically converted into the same number of Essent Group common shares, reflecting the settlement of prior equity grants rather than open-market purchases.

Did Angela Heise sell any Essent Group (ESNT) shares in this Form 4?

No, the Form 4 shows no sales of Essent Group shares by Angela L. Heise. All reported transactions involve grants and the vesting or conversion of equity awards into common shares, which increased her direct share ownership without any reported dispositions.

How many Essent Group (ESNT) shares does Angela Heise own after these transactions?

After the reported transactions, Angela L. Heise directly holds 24,538 Essent Group common shares. She also holds 2,443 restricted share units, which can convert into an equal number of common shares in the future as they vest under the award terms.

What are dividend equivalent units in Essent Group (ESNT) director compensation?

Dividend equivalent units mirror dividends on unvested equity awards. For Angela L. Heise, 56 dividend equivalent units, each economically equal to one Essent Group common share, vested and converted into common shares alongside the related restricted share unit awards.