Essent director receives shares from RSU vesting

Essent Group Ltd. director Angela L. Heise reported compensation-related equity activity.

Accepted by SEC EDGAR 05/08/2026 - 08:47 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

Essent Group Ltd. director Angela L. Heise reported compensation-related equity activity. On May 6, 2026, she received a grant of 2,443 restricted share units, each convertible into one common share. On May 7, 2026, 2,569 restricted share units and 56 dividend equivalent units vested and were converted into the same number of common shares at no cost. Following these transactions, she directly holds 24,538 common shares and 2,443 restricted share units, with no shares sold in this filing.

Insider Trade Summary

2,625 shares exercised/converted

Exercise 5 txns

Insider Heise Angela L

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted share units	2,569	$0.00	$0.00
Exercise	Dividend equivalent units	56	$0.00	$0.00
Exercise	Common shares, par value $0.015	2,569	$0.00	$0.00
Exercise	Common shares, par value $0.015	56	$0.00	$0.00
Grant/Award	Restricted share units	2,443	$0.00	$0.00

Holdings After Transaction: Restricted share units — 2,443 contracts (Direct); Dividend equivalent units — 0 contracts (Direct); Common shares, par value $0.015 — 24,538 shares (Direct)

Holdings Before and After: Restricted share units, 2,569 to 2,443 contracts (Direct); Dividend equivalent units, 56 to 0 contracts (Direct); Common shares, par value $0.015, 21,913 to 24,538 shares (Direct)

Footnotes (2)

1. F1. Restricted share units convert into common shares on a one-for-one basis.
2. F2. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Key Figures

RSUs granted: 2,443 units RSUs vested and converted: 2,569 units Dividend equivalent units vested: 56 units +2 more

5 metrics

RSUs granted 2,443 units Restricted share unit grant on May 6, 2026

RSUs vested and converted 2,569 units Restricted share units converting to common shares on May 7, 2026

Dividend equivalent units vested 56 units Dividend equivalent units converting to common shares on May 7, 2026

Common shares held after transactions 24,538 shares Direct ownership following May 7, 2026 transactions

RSUs outstanding after transactions 2,443 units Restricted share units remaining after May 7, 2026 vesting

Key Terms

Restricted share units, Dividend equivalent units, derivative security, grant, award, or other acquisition

4 terms

Restricted share units financial

"Restricted share units convert into common shares on a one-for-one basis."

Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.

Dividend equivalent units financial

"Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd."

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

derivative security financial

"transaction_code_description": "Exercise or conversion of derivative security""

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Essent Group (ESNT) director Angela Heise report?

Angela L. Heise reported compensation-related equity transactions. She received 2,443 new restricted share units and saw 2,569 restricted share units plus 56 dividend equivalent units vest and convert into common shares, all at no cash cost and with no shares sold.

How many Essent Group (ESNT) restricted share units did Angela Heise receive?

She received 2,443 restricted share units on May 6, 2026. Each unit represents the right to receive one Essent Group common share in the future, aligning director compensation with shareholder value as these units typically vest over time according to award terms.

What equity awards vested for Essent Group (ESNT) director Angela Heise?

On May 7, 2026, 2,569 restricted share units and 56 dividend equivalent units vested for Angela L. Heise. These awards automatically converted into the same number of Essent Group common shares, reflecting the settlement of prior equity grants rather than open-market purchases.

Did Angela Heise sell any Essent Group (ESNT) shares in this Form 4?

No, the Form 4 shows no sales of Essent Group shares by Angela L. Heise. All reported transactions involve grants and the vesting or conversion of equity awards into common shares, which increased her direct share ownership without any reported dispositions.

How many Essent Group (ESNT) shares does Angela Heise own after these transactions?

After the reported transactions, Angela L. Heise directly holds 24,538 Essent Group common shares. She also holds 2,443 restricted share units, which can convert into an equal number of common shares in the future as they vest under the award terms.

What are dividend equivalent units in Essent Group (ESNT) director compensation?

Dividend equivalent units mirror dividends on unvested equity awards. For Angela L. Heise, 56 dividend equivalent units, each economically equal to one Essent Group common share, vested and converted into common shares alongside the related restricted share unit awards.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Heise Angela L

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	05/07/2026		M		2,569	A	$0(1)	24,482	D
Common shares, par value $0.015	05/07/2026		M		56	A	$0(2)	24,538	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted share units	$0(1)	05/06/2026		A		2,443		(1)	(1)	Common shares, par value $0.015	2,443	(1)	5,012	D
Restricted share units	$0(1)	05/07/2026		M			2,569	(1)	(1)	Common shares, par value $0.015	2,569	$0	2,443	D
Dividend equivalent units	(2)	05/07/2026		M			56	(2)	(2)	Common shares, par value $0.015	56	$0	0	D

Explanation of Responses:

1. Restricted share units convert into common shares on a one-for-one basis.

2. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	05/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)