Welcome to our dedicated page for Essent Group SEC filings (Ticker: ESNT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Essent Group Ltd. (NYSE: ESNT) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its mortgage insurance, reinsurance, and title insurance and settlement services business. This SEC filings page brings together those regulatory disclosures and adds AI-powered summaries to help explain the information in clear language.
For Essent, key filings include current reports on Form 8‑K that furnish quarterly earnings press releases under Item 2.02, “Results of Operations and Financial Condition.” These documents outline net income, earnings per share, net premiums earned, net investment income, and other performance measures, as well as supplemental data on the U.S. mortgage insurance portfolio, GSE and other mortgage risk share, and title insurance and other activities.
Investors can also use this page to access Essent’s annual reports on Form 10‑K and quarterly reports on Form 10‑Q, where available, which typically contain more extensive discussions of mortgage credit risk, reserves for losses and loss adjustment expenses, investment portfolios, capital structure, and risk transfer arrangements such as quota share and excess of loss reinsurance. In addition, the filings provide details on Essent’s senior notes due 2029, debt‑to‑capital metrics, and other balance sheet information.
The platform highlights real-time updates from EDGAR so that new Essent filings appear promptly, including any Forms 4 that may report insider transactions, and proxy materials that discuss governance and executive compensation when filed. AI-generated overviews summarize the main points of lengthy documents, helping users quickly understand how changes in insurance in force, risk in force, reserves, or capital management actions are described in Essent’s official filings. This allows users to navigate complex regulatory texts while staying grounded in the company’s own disclosures.
Essent Group Ltd. files its annual report outlining a large, U.S.-focused mortgage insurance and reinsurance business. In 2025 it wrote about $46.6 billion of new mortgage insurance and ended the year with $248.4 billion of insurance in force and 807,230 policies.
Defaults remained relatively low, with 20,210 loans in default, or 2.50% of policies, and broad geographic and credit diversification across U.S. states and metropolitan areas. Essent Re covered about $2.3 billion of GSE credit risk and is expanding into Lloyd’s property and casualty reinsurance and title insurance operations.
Essent Group Ltd. director Martin P. Connor filed an initial Form 3, which is a statement of his beneficial ownership of company securities as a newly reporting insider. The filing shows no buy, sell, acquisition, or disposition transactions reported at this time.
Essent Group Ltd. reported that institutional investor Capital World Investors beneficially owns 4,762,129 shares of its common stock, representing 4.9% of the class as of the event date. Capital World Investors has sole voting and dispositive power over all of these shares.
The filing notes this ownership is held in the ordinary course of business and is not intended to change or influence control of Essent Group Ltd. The percentage is based on 96,665,101 Essent shares believed to be outstanding.
Essent Group Ltd. reported equity compensation and related adjustments for SVP and Chief Risk Officer Vijay Bhasin. On February 11, 2026, he acquired 13,739 common shares at $65.51 per share as a grant under the 2013 Long-Term Incentive Plan, bringing his direct common share holdings to 209,937 shares.
He also received a grant of 6,870 restricted share units, each convertible into one common share, at a reference price of $65.51, and now holds 6,870 such units. In related transactions, he disposed of 724 common shares and 39 dividend equivalent units to the issuer at $0, leaving 2,894 dividend equivalent units outstanding. The performance-based restricted shares vest after a three-year period starting January 1, 2026, while time-based awards vest in equal installments on March 1, 2027, 2028, and 2029.
Essent Group Ltd. executive Christopher G. Curran reported new equity awards and related share adjustments. On February 11, 2026, he received 19,845 common shares at $65.51 per share as a grant, bringing his direct common share holdings to 309,307 shares before a small disposition back to the issuer.
He also acquired 9,923 restricted share units, each convertible into one common share, at a reference price of $65.51. These RSUs vest in three equal installments on March 1, 2027, 2028, and 2029, under the 2013 Long-Term Incentive Plan. A separate performance-based restricted share grant can be earned based on book value growth and relative total shareholder return from January 1, 2026 through March 1, 2029.
Essent Group Ltd. SVP and Chief Legal Officer Mary Lourdes Gibbons reported equity award activity. On February 11, 2026, she acquired 15,265 common shares at $65.51 per share, bringing her direct common share holdings to 252,357.
She was also granted 7,633 restricted share units at $65.51, increasing her directly held restricted share units to 22,578, with each unit convertible into one common share. The filing shows a disposition to the issuer of 804 common shares and 47 dividend equivalent units at $0, leaving 3,212 dividend equivalent units. The awards include performance-based vesting tied to compounded annual book value per share growth and relative total shareholder return over a three-year period starting January 1, 2026, plus separate time-based vesting through March 1, 2029.
Essent Group Ltd. SVP and CFO David B. Weinstock reported new equity awards in the form of restricted share units on February 11, 2026. He acquired 15,265 performance-based restricted share units and 7,633 time-based restricted share units at a reference price of $65.51 per unit, each convertible into one common share.
The performance-based units may be earned based on compounded annual book value per share growth and relative total shareholder return over a three-year period beginning January 1, 2026, and are scheduled to vest on March 1, 2029. The time-based units vest in equal installments on March 1 of 2027, 2028, and 2029. Weinstock also disposed of 342 restricted share units and 11 dividend equivalent units to the issuer at no cost, leaving 91,622 restricted share units and 3,054 dividend equivalent units beneficially owned directly.
Essent Group Ltd. Chairman, CEO and President Mark Casale reported multiple equity award transactions. On February 11, 2026, he acquired 137,384 common shares and 22,898 restricted share units at $65.51 per share as grants under the 2013 Long-Term Incentive Plan. These awards are subject to performance- and time-based vesting through March 1, 2029.
On the same date, Casale disposed of 7,239 common shares and 455 dividend equivalent units to the issuer at a price of $0 per unit. After these transactions, he directly owned 2,320,839 common shares and 24,827 derivative units, plus 250,000 common shares held indirectly through the Mark A Casale Trust.
Essent Group Ltd. reported net income of $155.0 million, or $1.60 per diluted share, for the quarter ended December 31, 2025, compared with $167.9 million, or $1.58 a year earlier. For full year 2025, net income was $690.0 million, or $6.90 per diluted share, versus $729.4 million, or $6.85 in 2024.
The Board increased the quarterly cash dividend to $0.35 per common share, payable March 23, 2026 to shareholders of record on March 13, 2026. Management highlighted returning nearly $700 million to shareholders in 2025 through dividends and repurchases, retiring nearly 10% of outstanding shares.
Mortgage insurance new insurance written was $11.8 billion in the fourth quarter, and insurance in force was $248.4 billion at year-end 2025. Return on average equity for 2025 was 12.1%, supported by total revenues of $1.26 billion and strong capital and reinsurance programs.
Essent Group Ltd. senior vice president and CFO David B. Weinstock reported routine equity compensation activity. On January 8, 2026, 1,004 restricted share units and 64 dividend equivalent units were converted into the same number of Essent common shares at $0 exercise price. To cover tax withholding on these vestings, 351 common shares were delivered back to Essent at $64.67 per share.
After these transactions, Weinstock directly beneficially owned 25,582 common shares, along with 69,066 restricted share units and 3,065 dividend equivalent units. The dividend equivalent units track dividends on unvested awards, and the underlying performance-based restricted shares relate to a three-year period beginning January 1, 2023 and vesting March 1, 2026.