FB Financial Corporation has fully redeemed its 4.50% Fixed-to-Floating Rate Subordinated Notes due 2030. On September 2, 2025, the company paid a redemption price equal to 100% of the principal amount of the notes plus accrued and unpaid interest up to, but excluding, the redemption date, in line with the original note terms dated August 31, 2020.
By satisfying and discharging all outstanding notes, the related material definitive agreement referenced in the filing is effectively terminated. This removes this particular subordinated debt instrument from the company’s capital structure.
FB Financial Corporation filed a current report to notify investors that its management team will present at the Raymond James U.S. Bank Conference on September 3, 2025. The company prepared a slide presentation for this event, which is furnished as Exhibit 99.1 and is also available on its investor relations website.
The company states that the information in this presentation and in the related exhibit is being furnished under Regulation FD and is not considered "filed" for liability purposes under the Exchange Act, nor automatically incorporated into other securities filings unless specifically referenced.
Insider transaction summary: Director Melody J. Sullivan reported a Form 4 disclosing a transaction in FB Financial Corp (FBK) common stock dated 08/12/2025. The filing shows 1,176 shares with transaction code G at a reported price of $0, and a post-transaction beneficial ownership of 33,591 shares held directly. The disclosure records compliance with Section 16 reporting for this single-class transaction.