First BanCorp (NYSE: FBP) releases Q4 2025 unaudited results and call details

Rhea-AI Filing Summary

First BanCorp. filed a current report to announce that it has released unaudited financial results for the quarter ended December 31, 2025. The company issued a press release and prepared an investor presentation, both of which detail its operating performance for that period.

The bank holding company for FirstBank Puerto Rico also scheduled a conference call and live webcast for 10:00 a.m. Eastern time on January 27, 2026, to discuss these results with analysts and investors. Access details, including dial-in numbers and a participant code, are provided so interested parties can follow the earnings discussion.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

Form

8-K

CURRENT REPORT 

Pursuant to Section 13 or 15(d) of 

the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported):

January 27, 2026

First BanCorp.

(Exact Name of Registrant as Specified in its Charter)

Puerto Rico

001-14793

66-0561882

(State or Other Jurisdiction 

of Incorporation)

(Commission 

File Number)

(I.R.S. Employer

Identification No.)

1519 Ponce de Leon Ave.

P.O. Box 9146

San Juan

,

Puerto Rico

00908-0146

(Address of Principal Executive Offices)

(Zip Code)

(

787

)

729-8200

(Registrant’s Telephone Number, including Area Code)

Not applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of

the registrant under any of the following provisions:

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a -12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading 

Symbol(s)

Name of each exchange on which

registered

Common Stock ($0.10 par value)

FBP

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the

Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2

of this chapter). 

Emerging growth company

☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition

period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of

the Exchange Act.

☐

 3

Item 2.02

Results of Operations and Financial Condition. 

On January 27, 2026, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico

(“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended

December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by

reference.

A copy of the presentation that the Corporation will use at its conference call to discuss its financial results for the

quarter ended December 31, 2025 is attached hereto as Exhibit 99.2 and is incorporated herein by reference. As

announced in a press release dated December 23, 2025, the call may be accessed via a live Internet webcast at 10:00

a.m. Eastern time on Tuesday, January 27, 2026, through the Corporation’s investor relations website:

www.fbpinvestor.com or through the dial-in telephone number 833-470-1428 or 646-844-6383. The participant access

code is 822609. 

Item 9.01

Financial Statements and Exhibits 

(d) Exhibits

Exhibit

Description of Exhibit

99.1 Press Release dated January 27, 2026 - First BanCorp Announces Earnings for the quarter ended

December 31, 2025

99.2 First BanCorp Conference Call Presentation – Financial Results for the quarter ended December 31,

2025

104 Cover Page Interactive Data File (embedded within the Inline XBRL document).

 Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed” for purposes of Section 18

of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and 99.2 be deemed

incorporated by reference in any filings under the Securities Act of 1933, as amended.

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Exhibit Index

Exhibit

Description of Exhibit

99.1

Press Release dated January 27, 2026 - First BanCorp Announces Earnings for the quarter ended

December 31, 2025

99.2

First BanCorp Conference Call Presentation – Financial Results for the quarter ended December 31, 2025

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the

Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated

by reference in any filings under the Securities Act of 1933, as amended.

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SIGNATURE

 Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report

to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 27, 2026 

First BanCorp.

 By: /s/ Orlando Berges 

 Name: Orlando Berges

 Title: EVP and Chief Financial Officer

FAQ

What did First BanCorp (FBP) disclose in this 8-K filing?

First BanCorp disclosed that it issued a press release announcing its unaudited results of operations for the quarter ended December 31, 2025, and provided an investor presentation for that period.

Which financial period do the new First BanCorp (FBP) results cover?

The newly announced unaudited results for First BanCorp cover the quarter ended December 31, 2025.

How can investors access First BanCorp’s Q4 2025 earnings call?

Investors can access the call via a live Internet webcast on the company’s investor relations site or by dialing 833-470-1428 or 646-844-6383 with participant code 822609 at 10:00 a.m. Eastern time on January 27, 2026.

What exhibits are included with this First BanCorp (FBP) 8-K?

The 8-K includes Exhibit 99.1, a press release titled “First BanCorp Announces Earnings for the quarter ended December 31, 2025,” and Exhibit 99.2, a conference call presentation on those financial results.

Are First BanCorp’s earnings materials considered filed for liability purposes?

The filing states that Exhibits 99.1 and 99.2 are not deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 and are not incorporated by reference into Securities Act filings.

Who signed the First BanCorp (FBP) 8-K related to Q4 2025 results?

The report was signed on behalf of First BanCorp by Orlando Berges, the company’s EVP and Chief Financial Officer.