First BanCorp director reports small share gain via dividend plan

First BanCorp (FBP) director reports small share increase under dividend plan A First BanCorp director filed an annual ownership report covering the fiscal year ended 12/31/2025.

Rhea-AI Filing Summary

First BanCorp (FBP) director reports small share increase under dividend plan

A First BanCorp director filed an annual ownership report covering the fiscal year ended 12/31/2025. On 12/12/2025, the director acquired 26.321 shares of First BanCorp common stock through a personal dividend reinvestment plan at a price of $21.142 per share. After this transaction, the director beneficially owned 33,786.8103 shares on a direct basis. The filing notes that these dividend reinvestment plan shares are eligible for deferred reporting under Rule 16a-6 of the Securities Exchange Act.

Insider Trade Summary

Small Acquisition: 26.321 shares

Small Acquisition 1 txn

Insider Dedrick Tracey A

Role Director

Type	Security	Shares	Price	Value
Small Acquisition	First BanCorp Common Stock, par value $0.10 per shares	26.321	$21.142	$556.48

Holdings After Transaction: First BanCorp Common Stock, par value $0.10 per shares — 33,786.8103 shares (Direct)

Footnotes (1)

1. F1. Represents shares acquired by reporting person through a personal Dividend Reinvestment Plan that is not linked to First BanCorp, which are eligible for deferred reporting pursuant to Rule 16a-6 under the Securities and Exchange Act of 1934, as amended.

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Accepted by SEC EDGAR 01/05/2026 - 04:30 PM EST Learn about SEC filing dates

SEC Form 5

FORM 5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0362
Estimated average burden
hours per response:			1.0

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Form 3 Holdings Reported.

Form 4 Transactions Reported.

1. Name and Address of Reporting Person^*

Dedrick Tracey A

(Last) (First) (Middle)

P.O. BOX 9146

(Street)

SAN JUAN PR 00908

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST BANCORP /PR/ [ FBP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
				Amount	(A) or (D)	Price
First BanCorp Common Stock, par value $0.10 per shares	12/12/2025		L	26.321(1)	A	$21.142	33,786.8103	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
					(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares acquired by reporting person through a personal Dividend Reinvestment Plan that is not linked to First BanCorp, which are eligible for deferred reporting pursuant to Rule 16a-6 under the Securities and Exchange Act of 1934, as amended.

	/s/ Adolfo Sepulveda, Esq., Attorney-in-fact	01/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.