Welcome to our dedicated page for First Bancorp P R SEC filings (Ticker: FBP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for First BanCorp. (NYSE: FBP), a Puerto Rico-based financial holding company and the bank holding company for FirstBank Puerto Rico. Through these filings, investors can review how the corporation reports its financial condition, results of operations, capital, liquidity, and risk profile within the commercial banking sector.
First BanCorp. submits periodic and current reports to the SEC. For example, it files Form 8-K to report material events such as the release of unaudited quarterly financial results. Recent 8-K filings have furnished press releases announcing earnings for specific quarters and investor presentations used on conference calls. These documents detail net interest income, provisions for credit losses, non-interest income and expenses, asset quality metrics, liquidity levels, and regulatory capital ratios for the consolidated corporation and its banking subsidiary.
On Stock Titan, SEC filings for FBP are complemented by AI-powered summaries that explain the key points of complex documents in plain language. When First BanCorp. files annual reports on Form 10-K or quarterly reports on Form 10-Q, the platform highlights important disclosures such as segment performance across Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations, as well as discussions of credit quality and economic conditions in Puerto Rico and other regions.
Investors can also use this page to monitor insider and executive transactions reported on Form 4, proxy and governance disclosures, and any additional 8-K items related to capital actions or other significant developments. Real-time updates from the SEC’s EDGAR system ensure that new filings for First BanCorp. appear promptly, while AI tools help users navigate lengthy reports, identify changes from prior periods, and focus on the sections most relevant to FBP stock and the corporation’s commercial banking activities.
FIRST BANCORP /PR/ executive EVP Lopez-Lay Ginoris exercised performance share units into common stock and had shares withheld for taxes. On March 16, 2026, 15,599 Performance Share Units converted into 15,599 shares of First BanCorp common stock. To cover tax obligations tied to vesting awards, 6,918 shares of common stock were withheld at a price of $20.5700 per share across two transactions. After these moves, the executive directly owned 212,957 shares of common stock and held 17,922 Performance Share Units that remain subject to future performance-based vesting.
FIRST BANCORP /PR/ EVP Lilian Diaz-Bento exercised performance-based equity awards and had shares withheld for taxes. She exercised 15,886 Performance Share Units, receiving the same number of shares of First BanCorp common stock. Following these transactions, she directly owns 55,539 common shares.
The Performance Share Units vested after a three-year period based on two equally weighted goals: total shareholder return versus the KBW Regional Bank Index, which paid out at 150% of target, and a tangible book value per share goal, which paid out at 101.46% of target. A total of 4,040 shares of common stock were withheld at $20.57 per share to cover tax obligations related to vested performance share units and restricted stock. Footnotes also note an outstanding grant of 19,295 Performance Share Units that will vest based on future performance.
First BanCorp President and CEO Aurelio Alemán exercised performance share units and settled related taxes in stock. On March 16, 2026 he converted 86,511 Performance Share Units into the same number of common shares, increasing his direct holdings to 1,136,058 shares before tax withholding.
To cover taxes on the vested performance shares and restricted stock, 51,208 common shares were withheld at a price of $20.57 per share, leaving him with 1,084,850 directly held shares. The vested award reflected three-year performance, with total shareholder return at 150% of target and tangible book value per share at 101.46% of target. He also holds 118,797 additional Performance Share Units granted in 2024 and 2025 that remain subject to future performance goals.
First BanCorp executive Nayda Rivera exercised performance share units into common stock and had shares withheld for taxes. On March 16, 2026, she converted 23,069 Performance Share Units into an equal number of First BanCorp common shares at a stated exercise price of $0.00 per share.
To cover tax obligations on vested performance units and restricted stock, a total of 13,797 common shares were withheld at $20.57 per share. Following these transactions, Rivera directly holds 239,483 shares of common stock and 25,752 Performance Share Units that remain outstanding and subject to future performance-based vesting.
First BanCorp. files its 2025 annual report, detailing a regulated Puerto Rico-based financial holding company with operations in Puerto Rico, Florida, and the U.S. and British Virgin Islands. As of December 31, 2025, it reported total assets of $19.1 billion, loans held for investment of $13.1 billion, total deposits of $16.7 billion, and stockholders’ equity of $2.0 billion.
The bank operates 73 branches across its regions and had 3,218 employees, with roughly 66% of employees and 58% of management positions held by women. It reports strong regulatory capital ratios, including a total capital ratio of 18.01% and a CET1 ratio of 16.76% at the holding-company level, and remains “well-capitalized.”
The report emphasizes extensive supervision by U.S. and Puerto Rico regulators, a six-segment business model, and a formal ESG and sustainability framework. Key risk factors include interest-rate and inflation pressure on net interest income, economic and political conditions in Puerto Rico and the U.S., competition from banks and fintechs, cybersecurity threats, and evolving regulatory and compliance demands, including FDIC special assessments and consumer protection rules.
First BanCorp director Roberto R. Herencia reported an open-market sale of First BanCorp common stock. On 02/11/2026, he sold 4,723 shares at a price of $22.633 per share. After this transaction, he directly beneficially owns 637,019 First BanCorp shares.
First BanCorp. announced an upcoming chief financial officer transition. Orlando Berges, Executive Vice President and CFO since 2009, plans to retire effective June 30, 2026, after nearly 17 years with the company, and is expected to enter into a temporary consulting agreement to provide advisory services.
The board has appointed Said Ortiz, currently Senior Vice President and Chief Accounting Officer, as Executive Vice President and CFO effective July 1, 2026. Ortiz is a Certified Public Accountant with more than 19 years of experience in accounting, auditing, and financial management, including prior roles at Ernst & Young and KPMG.
First BanCorp (FBP) executive Michael McDonald reported a stock sale. On January 28, 2026, the EVP sold 34,122 shares of First BanCorp common stock in open-market transactions at a weighted average price of $22.11 per share, with individual trade prices ranging from $21.97 to $22.20.
After these sales, McDonald beneficially owns 62,937 shares of First BanCorp common stock in direct ownership. The footnote explains that detailed trade-by-trade pricing information is available to the company, its security holders, or the SEC staff upon request.
First BanCorp. filed a current report to announce that it has released unaudited financial results for the quarter ended December 31, 2025. The company issued a press release and prepared an investor presentation, both of which detail its operating performance for that period.
The bank holding company for FirstBank Puerto Rico also scheduled a conference call and live webcast for 10:00 a.m. Eastern time on January 27, 2026, to discuss these results with analysts and investors. Access details, including dial-in numbers and a participant code, are provided so interested parties can follow the earnings discussion.
First BanCorp (FBP) director reports small share increase under dividend plan
A First BanCorp director filed an annual ownership report covering the fiscal year ended 12/31/2025. On 12/12/2025, the director acquired 26.321 shares of First BanCorp common stock through a personal dividend reinvestment plan at a price of $21.142 per share. After this transaction, the director beneficially owned 33,786.8103 shares on a direct basis. The filing notes that these dividend reinvestment plan shares are eligible for deferred reporting under Rule 16a-6 of the Securities Exchange Act.