Welcome to our dedicated page for First Bancorp P R SEC filings (Ticker: FBP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First BanCorp. filings document the regulatory disclosures of a Puerto Rico bank holding company whose common stock is listed on the New York Stock Exchange under FBP. Its Form 8-K reports cover unaudited operating results, financial condition updates, earnings press releases, conference-call presentation exhibits, and material corporate events involving senior officer roles.
Proxy filings describe annual meeting procedures, stockholder voting matters, board governance, executive compensation, and other matters presented to holders of First BanCorp. common stock. The filings also identify the company’s status as the holding company for FirstBank Puerto Rico and provide formal records for financial reporting, governance, capital-market and disclosure obligations.
First BanCorp. files its 2025 annual report, detailing a regulated Puerto Rico-based financial holding company with operations in Puerto Rico, Florida, and the U.S. and British Virgin Islands. As of December 31, 2025, it reported total assets of $19.1 billion, loans held for investment of $13.1 billion, total deposits of $16.7 billion, and stockholders’ equity of $2.0 billion.
The bank operates 73 branches across its regions and had 3,218 employees, with roughly 66% of employees and 58% of management positions held by women. It reports strong regulatory capital ratios, including a total capital ratio of 18.01% and a CET1 ratio of 16.76% at the holding-company level, and remains “well-capitalized.”
The report emphasizes extensive supervision by U.S. and Puerto Rico regulators, a six-segment business model, and a formal ESG and sustainability framework. Key risk factors include interest-rate and inflation pressure on net interest income, economic and political conditions in Puerto Rico and the U.S., competition from banks and fintechs, cybersecurity threats, and evolving regulatory and compliance demands, including FDIC special assessments and consumer protection rules.
First BanCorp director Roberto R. Herencia reported an open-market sale of First BanCorp common stock. On 02/11/2026, he sold 4,723 shares at a price of $22.633 per share. After this transaction, he directly beneficially owns 637,019 First BanCorp shares.
First BanCorp. announced an upcoming chief financial officer transition. Orlando Berges, Executive Vice President and CFO since 2009, plans to retire effective June 30, 2026, after nearly 17 years with the company, and is expected to enter into a temporary consulting agreement to provide advisory services.
The board has appointed Said Ortiz, currently Senior Vice President and Chief Accounting Officer, as Executive Vice President and CFO effective July 1, 2026. Ortiz is a Certified Public Accountant with more than 19 years of experience in accounting, auditing, and financial management, including prior roles at Ernst & Young and KPMG.
First BanCorp (FBP) executive Michael McDonald reported a stock sale. On January 28, 2026, the EVP sold 34,122 shares of First BanCorp common stock in open-market transactions at a weighted average price of $22.11 per share, with individual trade prices ranging from $21.97 to $22.20.
After these sales, McDonald beneficially owns 62,937 shares of First BanCorp common stock in direct ownership. The footnote explains that detailed trade-by-trade pricing information is available to the company, its security holders, or the SEC staff upon request.
First BanCorp. filed a current report to announce that it has released unaudited financial results for the quarter ended December 31, 2025. The company issued a press release and prepared an investor presentation, both of which detail its operating performance for that period.
The bank holding company for FirstBank Puerto Rico also scheduled a conference call and live webcast for 10:00 a.m. Eastern time on January 27, 2026, to discuss these results with analysts and investors. Access details, including dial-in numbers and a participant code, are provided so interested parties can follow the earnings discussion.
First BanCorp (FBP) director reports small share increase under dividend plan
A First BanCorp director filed an annual ownership report covering the fiscal year ended 12/31/2025. On 12/12/2025, the director acquired 26.321 shares of First BanCorp common stock through a personal dividend reinvestment plan at a price of $21.142 per share. After this transaction, the director beneficially owned 33,786.8103 shares on a direct basis. The filing notes that these dividend reinvestment plan shares are eligible for deferred reporting under Rule 16a-6 of the Securities Exchange Act.
First BanCorp (FBP) reported an insider stock transfer by its President and CEO, who is also a director. On 12/10/2025, the executive made a bona fide gift of 10,000 shares of First BanCorp common stock, described as a gift without any consideration. After this transfer, the reporting person beneficially owns 1,049,547 shares of the company’s common stock directly. This filing reflects a personal estate or charitable planning move rather than a sale for cash.
A shareholder of FBP has filed a notice of proposed sale of common stock under Rule 144. The filing covers up to 15,000 common shares, with an aggregate market value of 303,750, to be sold through Goldman Sachs & Co. LLC on the NYSE, with an approximate sale date of 12/03/2025. The issuer reports 157,936,923 common shares outstanding.
The shares to be sold were acquired from the issuer as equity compensation, including performance awards and restricted stock awards granted between 03/18/2022 and 03/25/2024. The seller, Donald L. Kafka, also sold 1,000 common shares during the past three months on 10/06/2025 for gross proceeds of 22,201.50. By signing the notice, the seller represents that they are not aware of undisclosed material adverse information about the issuer’s operations.
First BanCorp. reports higher results for the quarter ended September 30, 2025. Net income reached $100,526 thousand, up from $73,727 thousand a year earlier, and basic earnings per common share rose to $0.63 from $0.45.
Net interest income increased to $217,916 thousand as interest expense declined and loan interest rose. Provision for credit losses also increased, but income tax expense fell sharply. Total assets were $19,321,335 thousand, with loans held for investment of $13,048,684 thousand and deposits essentially stable at $16,861,047 thousand. Long-term borrowings declined to $290,000 thousand, while stockholders’ equity grew to $1,918,045 thousand, supported by net income, dividends of $0.18 per share in the quarter, and ongoing share repurchases.
First BanCorp (FBP) reported a Form 4 showing a director’s equity activity on 10/30/2025. The director was granted 2,053 shares of restricted stock at $19.48 under the First BanCorp Omnibus Incentive Plan, which vest solely with time on October 30, 2026. To cover taxes upon vesting of prior awards, 207 shares were withheld at $19.48. Following these transactions, the director beneficially owns 19,060 shares directly.