Firstcash Holdings Inc SEC Filings

FirstCash Holdings, Inc. (FCFS) director Randel G. Owen reported a sale of company stock. On 11/20/2025, he sold 1,500 shares of FirstCash common stock at a price of $152.20 per share, according to a Form 4 filing. The transaction was coded as a sale and was executed under a Rule 10b5-1 Preset Diversification Program dated August 20, 2025, which allows pre-planned trading. After this transaction, Owen beneficially owns 7,651 shares of FirstCash common stock directly.

FirstCash Holdings, Inc. (FCFS) Executive Vice President & Chief Financial Officer R. Douglas Orr reported open‑market sales totaling 5,500 shares of common stock on 11/17/2025. The transactions, all coded as sales, were executed at prices of $158.17 to $158.52 per share and involved both directly held shares and shares held through family entities.

After these trades, Orr beneficially owns 90,567 shares directly, 45,110 shares indirectly through a spousal trust, and 38,234 shares indirectly through a family limited partnership. The filing explains that the sales were made under a Rule 10b5‑1 Preset Diversification Program dated June 2, 2025, which provides for the planned sale of up to 44,000 shares of FirstCash common stock when certain minimum price thresholds are met.

FirstCash Holdings (FCFS)11/17/2025, he sold 10,000 shares of FirstCash common stock at a price of $159.97 per share. After this transaction, he beneficially owns 127,724 shares directly.

The sale was made under a pre-arranged Rule 10b5-1 Preset Diversification Program dated August 8, 2025, which allows Mr. Stuart to sell up to 35,348 shares of FirstCash common stock, subject to specified minimum price thresholds. The filing reports only non-derivative common stock; no derivative security transactions are listed.

FirstCash Holdings, Inc. (FCFS) reported an insider stock sale by its Vice-Chairman and CEO, Rick L. Wessel. On 11/19/2025, Wessel sold 20,000 shares of FirstCash common stock at a price of $156.39 per share in an open-market transaction coded "S" (sale). After this transaction, he beneficially owned 866,982 shares of common stock.

The filing notes that this sale was made under a Rule 10b5-1 Preset Diversification Program dated March 12, 2024. Under that plan, Wessel sold an aggregate total of 120,000 shares of FirstCash common stock, with the program completed as of November 19, 2025. Wessel is identified as both a Director and an Officer (Vice-Chairman & CEO) of the company.

FirstCash Holdings (FCFS) officer Howard F. Hambleton, AFF President, reported a Form 4 transaction coded G for a bona fide gift of 1,900 shares of common stock on 11/03/2025 at $0, described as a gift to a charitable organization.

After the transaction, Hambleton beneficially owns 30,581 shares, held directly.

FirstCash Holdings (FCFS) furnished an investor presentation under Item 7.01 (Regulation FD). The presentation is available at investors.firstcash.com and is furnished as Exhibit 99.1; it is not deemed filed under Section 18 or incorporated by reference unless specifically stated. The 8-K also lists Exhibit 104 for the Inline XBRL cover page. The report date is November 5, 2025.

FirstCash Holdings (FCFS) reported Q3 2025 results and closed the H&T acquisition. Total revenue rose to $935.6 million from $837.3 million a year ago, and diluted EPS increased to $1.86 from $1.44. Net income was $82.8 million versus $64.8 million. Growth was driven by higher pawn loan fees ($221.1 million) and retail sales ($411.0 million), partially offset by lower lease-to-own revenue at AFF ($132.5 million vs. $188.6 million).

The company completed the purchase of U.K. pawn operator H&T on August 14 for £289.1 million (about $392.4 million), adding 286 U.K. stores. Assets increased to $5.18 billion, inventories to $456.3 million, and pawn loans to $788.1 million. To support the deal, borrowings under the unsecured revolver rose to $575.0 million; total long‑term debt reached $2.21 billion. The credit facility covenants were amended in May in anticipation of the acquisition.

Operating cash flow was $379.3 million for the nine months, while investing used $662.4 million largely for acquisitions. The company settled a CFPB matter, paying a $4.0 million fine and estimating up to $7.0 million in consumer redress. As of October 29, 2025, shares outstanding were 44,134,150.

FirstCash Holdings (FCFS) announced quarterly and year-to-date results for the periods ended September 30, 2025, declared a $0.42 per share fourth-quarter cash dividend, and authorized up to $150 million of share repurchases.

The repurchase authorization permits purchases in the open market, block trades or privately negotiated transactions, including under Rule 10b5-1 and Rule 10b-18. There is no time limit, and the program may be suspended or discontinued at any time. The company noted that execution will depend on factors such as cash balances, credit availability, debt covenants, business conditions, regulatory requirements, stock price, dividend policy, and alternative investment opportunities, including acquisitions.

FirstCash Holdings (FCFS) EVP & Chief Financial Officer R. Douglas Orr reported open-market sales of company stock on 10/14/2025 and 10/15/2025 under a Rule 10b5-1 plan. The filings show sales of 7,500 shares in total across entities: 648 and 852 shares by a Spousal Trust at $159, 4,000 shares directly at $159.64, and 2,000 shares by a Family Limited Partnership at $160.02.

According to the plan dated June 2, 2025, Mr. Orr, the Family Limited Partnership, and the Spousal Trust may sell up to 44,000 shares in the aggregate, subject to minimum price thresholds. Following these transactions, the form reports 46,110 shares held via the Spousal Trust, 93,567 shares held directly, and 39,734 shares held via the Family Limited Partnership.