Welcome to our dedicated page for Firstcash Holdings SEC filings (Ticker: FCFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The FirstCash Holdings, Inc. (NASDAQ: FCFS) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. These documents offer detailed information about FirstCash’s international pawn operations in the U.S., Latin America and the U.K., as well as its Retail POS payment solutions segment operated through American First Finance (AFF). Investors can use these filings to understand how the company reports its financial performance, risk factors and significant corporate events.
Core filings such as the annual report on Form 10-K and quarterly reports on Form 10-Q typically include segment breakdowns for U.S. pawn, Latin America pawn, U.K. pawn and AFF, along with discussions of pawn receivables, pawn loan fees, retail merchandise sales, margins, credit provisioning and cash flows. These reports also describe the regulatory and competitive environment, including references to consumer protection laws and the extensive regulatory regimes in the jurisdictions where FirstCash operates.
Current reports on Form 8-K document material events such as quarterly earnings releases, dividend declarations, share repurchase authorizations, amendments to the company’s revolving credit facility and the completion of acquisitions. For example, Form 8-K filings have reported the announcement and closing of the H&T Group plc acquisition, updates on investor presentations, and new or expanded share repurchase programs. Other 8-Ks have furnished earnings press releases and described settlements of legal or regulatory matters, including litigation related to the Military Lending Act.
Investors interested in capital structure and liquidity can review filings that discuss FirstCash’s unsecured bank credit facility, senior notes, leverage ratios and covenant terms. Disclosures about dividends and share repurchases appear in earnings-related filings and Board authorization announcements. While insider transaction reports on Form 4 are filed separately by individuals, they can be viewed alongside company filings to monitor equity ownership changes by officers and directors.
On Stock Titan, AI-powered tools summarize lengthy filings, highlight key metrics and identify important changes from prior periods. This helps users quickly interpret FirstCash’s 10-Ks, 10-Qs and 8-Ks, understand how pawn and AFF segment results are evolving, and see how management describes risks, regulatory developments and strategic priorities.
The Vanguard Group amended its Schedule 13G filing for FirstCash Holdings Inc to report 0 shares and 0% beneficial ownership of the company's common stock. The amendment (Amendment No. 14) cites an internal realignment effective January 12, 2026 and reliance on SEC Release No. 34-39538 for disaggregated reporting. The filing lists Vanguard's Malvern address and confirms that the reorganized subsidiaries now report separately; it is signed by Ashley Grim, Head of Global Fund Administration on 03/26/2026.
FirstCash Holdings furnished an updated investor presentation highlighting strong 2025 results and recent expansion. Trailing twelve‑month revenue reached $3.7 billion, GAAP net income was $330 million and adjusted net income $390 million, with adjusted EBITDA of $698 million and adjusted free cash flow of $307 million as of December 31, 2025.
The business remains largely pawn-driven, with the pawn segment contributing about 90% of segment results and more than 3,300 pawn locations across the U.S., Latin America and the U.K. GAAP net income and EPS each increased about 25%+ year over year, while adjusted EPS rose to $8.76.
The presentation details the H&T Group acquisition, adding 286 U.K. pawn stores. H&T shareholders received 650 pence per share in cash, for equity value of $392 million, and FirstCash assumed about $86 million of net debt. In Q4 2025, H&T generated $96 million of revenue and $35 million of segment pre‑tax income, a 36% margin, with pawn receivables of $214 million, up 25% year over year on a local‑currency basis.
Management also emphasizes the AFF retail point‑of‑sale payment solutions business, which had 2025 net revenue of $267 million and about 16,400 active merchant locations, and highlights capital returns since 2016, including over 13 million shares repurchased for $1.11 billion and cumulative dividends of $492 million.
FirstCash Holdings, Inc. executive Brian D. Hostetler filed an initial ownership report showing his holdings of the company’s common stock. He directly holds 14,000 shares and has indirect ownership of 747 shares through a 401(k) plan. The filing does not report any new purchase or sale activity, only existing positions as of the reporting date.
FirstCash Holdings, Inc. executive Howard F. Hambleton, AFF President, reported an open-market sale of 4,000 shares of common stock on February 18, 2026 at a price of $185.12 per share. Following this transaction, he directly holds 35,406 shares of FirstCash common stock.
The sale was executed under a pre-arranged Rule 10b5-1 Preset Diversification Program dated September 11, 2025. The plan still permits the sale of 5,000 additional shares, subject to timing conditions and minimum price thresholds.
FCFS proposed the sale of 4,000 common shares through Goldman Sachs & Co. LLC with an aggregate amount listed as $736,440 and execution date 02/18/2026.
The filing shows prior acquisitions of 3,366 shares from the public market on 02/23/2022 and 634 shares issued as restricted stock awards on 02/04/2022. Recent reported dispositions by Howard and Tessa Hambleton include 4,000 shares on 12/15/2025, 1,900 shares on 11/03/2025, and 2,000 shares on 02/05/2026 with the aggregate amounts shown in the excerpt.
FirstCash Holdings EVP & CFO R. Douglas Orr reported three open-market sales of FirstCash common stock on February 17, 2026, each for 1,000 shares at prices of $182.98–$182.99. One sale involved shares held directly, while two involved indirect holdings through a spousal trust and a family limited partnership.
According to the filing, these trades were made under a Rule 10b5-1 Preset Diversification Program dated June 2, 2025, which still has 15,000 shares of FirstCash common stock available for future sales, subject to timing conditions and minimum price thresholds.
FirstCash Holdings, Inc. President and COO Thomas Brent Stuart reported an open-market sale of 10,000 shares of common stock on February 17, 2026 at $182.53 per share. After this transaction, he directly owns 150,846 shares of FirstCash common stock.
The sale was made under a pre-arranged Rule 10b5-1 Preset Diversification Program dated August 8, 2025. Under this plan, 15,348 shares of FirstCash common stock remain available for potential future sales, subject to specified timing conditions and minimum price thresholds.
A holder of FCFS common stock filed a notice to sell 1,000 shares through Morgan Stanley Smith Barney on 02/17/2026 on Nasdaq, with an aggregate market value of $181,890. Shares outstanding were 43,984,696, which is a baseline figure, not the amount being sold.
The filing also lists recent Rule 10b5-1 plan sales over the past three months: 4,000 common shares for $701,489.60 by ROBERT DOUGLAS ORR JR. IRRV TRUST, 1,500 shares for $262,444.95 by JAYNE M ORR IRREVOCABLE TRUST, and 2,000 shares for $350,029.40 by YELLOW LAB PROPERTIES, LP.
A holder has filed a notice of proposed sale of 1,000 shares of common stock through Morgan Stanley Smith Barney, with an aggregate market value of $181,890.00. The shares are part of an issuer with 43,984,696 shares outstanding and are expected to be sold around 02/17/2026 on NASDAQ.
The 1,000 shares were acquired on 12/21/2015 via previously exercised stock options paid in cash. Over the prior three months, related Rule 10b5-1 sales included 4,000, 1,500, and 2,000 common shares by three trusts, generating gross proceeds of $701,489.60, $262,444.95, and $350,029.40, respectively.
FCFS filed a Form 144 notice for a planned sale of 1,000 shares of common stock through Morgan Stanley Smith Barney LLC, with an aggregate market value of $181,890.00, when 43,984,696 shares were outstanding and the approximate sale date was 02/17/2026 on NASDAQ.
The shares were originally acquired on 12/31/2012 by exercising stock options for cash. The filing also lists recent Rule 10b5-1 sales by related trusts, including 4,000, 1,500, and 2,000 shares of common stock on 02/05/2026 with disclosed gross proceeds.