Welcome to our dedicated page for Fifth District Bancorp SEC filings (Ticker: FDSB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Fifth District Bancorp, Inc. (NASDAQ: FDSB) provides access to the company’s regulatory disclosures as the holding company for Fifth District Savings Bank. As a publicly traded financial institution in the Banks – Regional industry, the company files reports that describe its governance, stockholder actions, and other material events.
Among these documents are current reports on Form 8-K, which disclose significant corporate developments. In one such filing, the company reported the results of its Annual Meeting of Stockholders, including the election of directors for three-year terms, approval of the Fifth District Bancorp, Inc. 2025 Equity Incentive Plan, and ratification of EisnerAmper LLP as its independent registered public accounting firm for the fiscal year ending December 31, 2025. The filing detailed vote counts for each proposal, including for, against, abstentions, and broker non-votes.
Through this page, users can review filings that explain how Fifth District Bancorp, Inc. manages board composition, equity-based compensation plans, and auditor selection. In addition to 8-Ks, investors can use the platform to locate the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which typically include information on loan portfolios, deposit products, and other aspects of operations for a holding company of a federally chartered stock savings bank.
Stock Titan enhances these filings with AI-powered summaries that highlight key points and clarify technical language, helping users understand voting outcomes, plan approvals, and other disclosures without reading every line. Real-time updates from EDGAR, along with access to forms that may include insider transactions and compensation details, allow users to monitor how Fifth District Bancorp, Inc. reports its activities to regulators and stockholders.
Fifth District Bancorp (FDSB) reported Q3 2025 results with net income of $343 thousand, compared with a loss of $788 thousand a year ago. Net interest income rose to $3,345 thousand from $2,883 thousand as higher yields on loans and securities offset funding costs.
For the nine months, net income was $3,547 thousand, aided by $4,209 thousand in non‑interest income, which included a gain on insurance proceeds. Total assets reached $539,500 thousand, up from $527,307 thousand at year‑end. Loans receivable, net, increased to $379,290 thousand from $367,333 thousand, while the allowance for credit losses remained $1,699 thousand. Stockholders’ equity improved to $131,298 thousand, and accumulated other comprehensive loss narrowed, reflecting higher fair values in the available‑for‑sale portfolio. The company repurchased 36,723 shares during the quarter.
Interest‑bearing deposits were $394,813 thousand. Shares outstanding were 5,522,750 as of November 12, 2025.
Linda A. Sins, a director of Fifth District Bancorp, Inc. (FDSB), reported a sale of 150 shares of the company's common stock on 09/18/2025 at a price of $13.9455 per share. The filing lists her beneficial holdings across several forms: 11,118 shares of restricted common stock (vesting 20% per year beginning 09/16/2026), 20,000 shares held indirectly via an IRA, and 5,000 shares held indirectly via a spouse's IRA.
The report also discloses outstanding stock options covering 27,797 shares with an exercise price of $13.94, exercisable beginning 09/16/2026 and expiring 09/16/2035, with options vesting 20% per year starting 09/16/2026. The Form 4 was signed under power of attorney.
Fifth District Bancorp (FDSB) filed a Form 144 disclosing a proposed sale of 150 common shares via Fidelity Brokerage Services LLC, with an approximate aggregate market value of $2,080. The shares represent part of a total outstanding share count of 5,559,473, and the planned sale date is listed as 09/18/2025 on NASDAQ. The filer acquired these 150 shares on 08/01/2024 in a private placement from the issuer and paid in cash. The filing states there were no securities sold by the person in the past three months and includes the standard certification regarding non-public material information.
Chris M. Rittiner, a director of Fifth District Bancorp, Inc. (FDSB), reported equity awards and stock option grants on 09/16/2025. The Form 4 shows acquisition of 11,118 restricted shares, increasing his direct common stock holdings to 36,118 shares, plus an indirect holding of 25,000 shares held by his spouse. He also received 27,797 stock options with an exercise price of $13.94; the options become exercisable beginning 09/16/2026 and expire 09/16/2035. Both the restricted shares and the options vest at a rate of 20% per year commencing 09/16/2026. The filing was signed by power of attorney on 09/17/2025.
Nolan David Charles, Chairman and Director of Fifth District Bancorp, Inc. (FDSB), reported equity awards on 09/16/2025. The Form 4 shows acquisition of 11,118 restricted common shares at $0 and grant of 27,797 stock options with a $13.94 exercise price. After the transactions, Mr. Charles beneficially owns 21,118 common shares and 27,797 option shares underlying the grant. Both the restricted shares and the options vest at 20% per year beginning 09/16/2026. The options are exercisable starting 09/16/2026 and expire 09/16/2035. The Form 4 was signed via power of attorney on 09/17/2025.
Fifth District Bancorp director Nolan P. Lambert reported equity awards on 09/16/2025. The filing shows acquisition of 11,118 shares of restricted common stock at $0 and receipt of 27,797 stock options with a $13.94 exercise price covering 27,797 underlying shares. Following the transactions Mr. Lambert directly beneficially owns 11,118 shares and 27,797 options. He also reports indirect holdings of 11,400 shares by IRA, 3,600 by Roth IRA, 14,000 by spouse's Roth IRA and 6,000 by spouse's IRA. The restricted shares and options vest at 20% per year beginning 09/16/2026. The form is signed pursuant to power of attorney on 09/17/2025.
Linda A. Sins, a director of Fifth District Bancorp, Inc. (FDSB), reported transactions dated 09/16/2025. She acquired 11,118 shares of restricted common stock at no cash price, bringing her direct beneficial ownership to 11,118 shares. She also holds indirect interests of 20,000 shares via her IRA, 5,000 via her spouse's IRA, and 150 shares held by a corporation.
On the same date she was granted 27,797 stock options with an exercise price of $13.94, covering 27,797 underlying shares, exercisable beginning 09/16/2026 and expiring 09/16/2035. Both the restricted shares and the options vest at 20% per year commencing 09/16/2026. The form was filed under power of attorney on 09/17/2025.
Fifth District Bancorp director Greg Abry acquired equity and option awards on 09/16/2025. The Form 4 shows 11,118 restricted shares of Common Stock were acquired at no cash cost and, after the transaction, Mr. Abry beneficially owns 41,118 shares. In addition, he was granted 27,797 stock options with an exercise price of $13.94 that vest over time and convert into 27,797 shares. Both the restricted shares and the options vest at a rate of 20% per year commencing on 09/16/2026; the options become exercisable beginning 09/16/2026 and expire 09/16/2035. The filing was signed by an agent under power of attorney on 09/17/2025.
Fifth District Bancorp, Inc. filed a Current Report on Form 8-K disclosing that its stockholders approved the company’s 2025 Equity Incentive Plan. The filing lists vote totals shown in the document: 3,258,609, 166,232 and 841,384. The report is signed by Amie L. Lyons, Interim President and Chief Executive Officer. The filing provides results of the shareholder vote but does not include further details about plan terms, expected dilution, grant schedules, or implementation timing.
Fifth District Bancorp, Inc. filed a Form S-8 to register shares under the Fifth District Bancorp, Inc. 2025 Equity Incentive Plan. The registration incorporates by reference the company’s annual report for the year ended December 31, 2024, Form 10-Qs for March 31, 2025 and June 30, 2025, and certain current reports filed April 4, June 4 and July 16, 2025. The filing lists exhibits including the equity plan, award agreement forms, counsel opinion and auditor consent, and includes a power of attorney and officers’ signatures authorizing the registration.
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