Welcome to our dedicated page for Fifth District Bancorp SEC filings (Ticker: FDSB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Fifth District Bancorp, Inc. (NASDAQ: FDSB) provides access to the company’s regulatory disclosures as the holding company for Fifth District Savings Bank. As a publicly traded financial institution in the Banks – Regional industry, the company files reports that describe its governance, stockholder actions, and other material events.
Among these documents are current reports on Form 8-K, which disclose significant corporate developments. In one such filing, the company reported the results of its Annual Meeting of Stockholders, including the election of directors for three-year terms, approval of the Fifth District Bancorp, Inc. 2025 Equity Incentive Plan, and ratification of EisnerAmper LLP as its independent registered public accounting firm for the fiscal year ending December 31, 2025. The filing detailed vote counts for each proposal, including for, against, abstentions, and broker non-votes.
Through this page, users can review filings that explain how Fifth District Bancorp, Inc. manages board composition, equity-based compensation plans, and auditor selection. In addition to 8-Ks, investors can use the platform to locate the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which typically include information on loan portfolios, deposit products, and other aspects of operations for a holding company of a federally chartered stock savings bank.
Stock Titan enhances these filings with AI-powered summaries that highlight key points and clarify technical language, helping users understand voting outcomes, plan approvals, and other disclosures without reading every line. Real-time updates from EDGAR, along with access to forms that may include insider transactions and compensation details, allow users to monitor how Fifth District Bancorp, Inc. reports its activities to regulators and stockholders.
AllianceBernstein L.P. reports beneficial ownership of 276,691 shares, or 5.0%, of Fifth District Bancorp Inc common stock as of 12/31/2025. The shares are held in discretionary investment advisory accounts and are described as acquired in the ordinary course of business, without any intent to change or influence control of the company.
Fifth District Savings Bank Employee Stock Ownership Plan Trust reported beneficial ownership of 444,719.35 shares of Fifth District Bancorp, Inc. common stock, representing 8.3% of the class as of 12/31/2025.
The trust has sole voting power over 400,282.20 shares and shared voting power over 44,437.15 shares. It holds sole dispositive power over all 444,719.35 shares and no shared dispositive power. The securities are stated to be held in the ordinary course of business, without the purpose or effect of changing or influencing control of the issuer.
Fifth District Bancorp (FDSB) insider activity: VP of Lending Subsidiary Gervais Dodie F. acquired 31,133 shares of common stock on February 9, 2026 as a restricted stock award at a reported price of $0 per share. These restricted shares vest 20% per year starting on February 9, 2027.
After this transaction, Gervais Dodie F. directly owns 31,133 common shares and indirectly holds 25,000 common shares through a 401(k) plan.
Fifth District Bancorp, Inc. reported that its CFO and Treasurer, Melissa C. Burns, received an award of 31,133 shares of common stock on February 9, 2026, recorded at a price of
These shares are restricted stock that vest at 20% per year, beginning on
Fifth District Bancorp, Inc. reported that President, CEO and director Amie L. Lyons acquired 31,133 shares of common stock on February 9, 2026. The shares were granted at a price of $0 and are restricted stock that vest 20% per year starting February 9, 2027.
After this award, Lyons beneficially owns 31,133 shares directly, plus 20,000 shares held indirectly through a 401(k) plan and 450 shares held indirectly through a child.
Fifth District Bancorp, Inc. appointed Amie L. Lyons as permanent President and Chief Executive Officer of both the company and its bank subsidiary, Fifth District Savings Bank. She had been serving in this role on an interim basis since June 2025 following the prior CEO’s passing.
The board’s chairman praised Lyons’ nearly 30 years with the organization and her recent leadership. Lyons expressed gratitude for the board’s confidence and emphasized her commitment to working with management and employees to serve customers and create value for shareholders.
Fifth District Bancorp (FDSB) reported Q3 2025 results with net income of $343 thousand, compared with a loss of $788 thousand a year ago. Net interest income rose to $3,345 thousand from $2,883 thousand as higher yields on loans and securities offset funding costs.
For the nine months, net income was $3,547 thousand, aided by $4,209 thousand in non‑interest income, which included a gain on insurance proceeds. Total assets reached $539,500 thousand, up from $527,307 thousand at year‑end. Loans receivable, net, increased to $379,290 thousand from $367,333 thousand, while the allowance for credit losses remained $1,699 thousand. Stockholders’ equity improved to $131,298 thousand, and accumulated other comprehensive loss narrowed, reflecting higher fair values in the available‑for‑sale portfolio. The company repurchased 36,723 shares during the quarter.
Interest‑bearing deposits were $394,813 thousand. Shares outstanding were 5,522,750 as of November 12, 2025.
Linda A. Sins, a director of Fifth District Bancorp, Inc. (FDSB), reported a sale of 150 shares of the company's common stock on 09/18/2025 at a price of $13.9455 per share. The filing lists her beneficial holdings across several forms: 11,118 shares of restricted common stock (vesting 20% per year beginning 09/16/2026), 20,000 shares held indirectly via an IRA, and 5,000 shares held indirectly via a spouse's IRA.
The report also discloses outstanding stock options covering 27,797 shares with an exercise price of $13.94, exercisable beginning 09/16/2026 and expiring 09/16/2035, with options vesting 20% per year starting 09/16/2026. The Form 4 was signed under power of attorney.
Fifth District Bancorp (FDSB) filed a Form 144 disclosing a proposed sale of 150 common shares via Fidelity Brokerage Services LLC, with an approximate aggregate market value of $2,080. The shares represent part of a total outstanding share count of 5,559,473, and the planned sale date is listed as 09/18/2025 on NASDAQ. The filer acquired these 150 shares on 08/01/2024 in a private placement from the issuer and paid in cash. The filing states there were no securities sold by the person in the past three months and includes the standard certification regarding non-public material information.
Chris M. Rittiner, a director of Fifth District Bancorp, Inc. (FDSB), reported equity awards and stock option grants on 09/16/2025. The Form 4 shows acquisition of 11,118 restricted shares, increasing his direct common stock holdings to 36,118 shares, plus an indirect holding of 25,000 shares held by his spouse. He also received 27,797 stock options with an exercise price of $13.94; the options become exercisable beginning 09/16/2026 and expire 09/16/2035. Both the restricted shares and the options vest at a rate of 20% per year commencing 09/16/2026. The filing was signed by power of attorney on 09/17/2025.