Welcome to our dedicated page for Flushing Finl SEC filings (Ticker: FFIC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Flushing Financial Corporation filings document 8-K material-event disclosures for the holding company of Flushing Bank, including results of operations, financial condition, Regulation FD dividend announcements and other corporate events. The filings tie operating results to banking measures such as net interest margin, deposits, loans, funding costs and credit metrics.
Its regulatory record also covers material agreements, shareholder voting matters, governance, capital-structure disclosures and risk factors. These documents describe the public-company framework around Flushing Bank’s New York commercial banking business, common stock dividends and board-authorized corporate actions.
Flushing Financial Corporation reported that all key approvals have been secured for its merger with OceanFirst Financial Corp.. The Federal Reserve approved the transaction on April 24, 2026, following prior approvals from the New York State Department of Financial Services and the Office of the Comptroller of the Currency.
Both companies’ shareholders had already approved the deal on April 2, 2026, so no further regulatory approvals are required. The parties expect to close the merger no later than June 1, 2026, subject to remaining customary closing conditions. OceanFirst also set its 2026 virtual annual meeting for May 27, 2026, with an April 2, 2026 record date.
Flushing Financial Corporation held a special meeting on April 2, 2026 and its stockholders approved the merger with OceanFirst under the Agreement and Plan of Merger, providing for a two-step merger in which each Flushing share converts into 0.85 shares of OceanFirst plus cash for fractions.
There were 33,883,626 shares outstanding as of the record date February 20, 2026, with 24,770,958 shares represented at the meeting. Flushing’s merger proposal passed by 24,102,136 votes for versus 628,640 against. New York State and the OCC granted approvals on March 23, 2026 and April 6, 2026, respectively; Federal Reserve approval remains a closing condition.
Flushing Financial Corporation reports that its stockholders approved the proposed merger with OceanFirst Financial Corp. At the special meeting, holders of 24,770,958 of 33,883,626 outstanding shares were present, and 24,102,136 votes supported adopting the Merger Agreement.
Each Flushing share will be converted into 0.85 share of OceanFirst common stock, plus cash in lieu of fractional shares, when the two-step merger closes. Stockholders also narrowly approved, on a non-binding advisory basis, the compensation that Flushing’s named executive officers may receive in connection with the transaction. State banking regulators in New York and the OCC have granted their approvals, while Federal Reserve approval and other customary closing conditions are still required.
Flushing Financial Corporation filed an amended annual report to add detailed Part III information on board composition, executive leadership, governance and 2025 compensation, and to include its Insider Trading Policy as an exhibit. The filing outlines director skills, committee structures, risk oversight, and pay practices that tie a large share of executive incentives to multiyear performance.
It also highlights 2025 results, including dividend payments, capital ratios above well‑capitalized levels, and the announced all‑stock merger agreement with OceanFirst Financial Corp., as well as retention and benefit arrangements linked to that pending transaction.
The Vanguard Group filed an amended Schedule 13G for Flushing Financial Corp, reporting 0 shares beneficially owned and 0% of the common stock. The filing notes an internal realignment effective January 12, 2026 under SEC Release No. 34-39538 that resulted in certain Vanguard subsidiaries reporting ownership separately and Vanguard no longer being deemed to beneficially own securities held by those subsidiaries.
Flushing Financial Corporation declared a quarterly dividend of $0.22 per common share, payable on April 24, 2026 to shareholders of record on April 10, 2026. This represents the company’s 120th consecutive quarterly dividend since initiating dividends in 1996.
Management highlights this dividend streak as evidence of consistent performance and resilience, noting it continues as the company approaches the anticipated completion of its merger with OceanFirst Financial. The filing also includes the related press release as an exhibit.
Flushing Financial Corporation reports that it operates a single community banking business through Flushing Bank, with total assets of $8.7 billion, deposits of $7.3 billion and stockholders’ equity of $0.7 billion as of December 31, 2025.
The company focuses on multi-family, commercial real estate and commercial business lending, with gross loans of $6.64 billion, of which 78.7% are mortgage loans and 21.3% are commercial business loans. Non-performing loans were $41.6 million, or 0.63% of gross loans, and the allowance for credit losses on loans was $42.8 million, equal to 0.64% of gross loans.
On December 29, 2025, Flushing Financial agreed to merge with OceanFirst Financial Corp. in a stock-for-stock transaction under which its stockholders will receive 0.85 share of OceanFirst common stock for each Flushing share, subject to conditions. In connection with the combination, affiliates of funds managed by Warburg Pincus LLC agreed to make a $225 million cash investment into the combined entity.
OceanFirst Financial Corp. proposes to combine with Flushing Financial Corporation through a two-step merger that would create a regional bank with approximately $23 billion in assets, $17 billion in loans and $18 billion in deposits across 71 retail branches. Under the merger, Flushing stockholders will receive 0.85 share of OceanFirst common stock per Flushing share; implied values based on recent closing prices were approximately $16.80 (Dec. 26, 2025) and $16.44 (Feb. 20, 2026). Concurrently, affiliates of funds managed by Warburg Pincus LLC agreed to invest $225 million in OceanFirst for common stock, a non-voting common-equivalent class and a long-dated warrant. The transactions are subject to stockholder approvals, regulatory clearances and customary closing conditions, and OceanFirst and Flushing expect the closing to occur in the second quarter of 2026, subject to satisfaction or waiver of those conditions.
Flushing Financial Corporation declared a quarterly cash dividend of $0.22 per common share. The dividend will be paid on March 27, 2026 to shareholders who are on record at the close of business on March 13, 2026.
The company notes this is its 119th consecutive quarterly dividend, highlighting a long history of shareholder payouts. Management cites continued operating strength, solid capital levels, and a strong financial position as support for maintaining the dividend while it moves forward with its planned merger with OceanFirst Financial.
Flushing Financial Corp director Caren C. Yoh filed an amended insider report that updates her beneficial ownership of common stock. The filing is characterized as a holding entry and reflects direct ownership of 61,485 common shares following the update. A footnote explains that the amendment was made to capture the correct beneficial ownership amount.