Welcome to our dedicated page for First Financial Bankshares SEC filings (Ticker: FFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Financial Bankshares’ filings tell a uniquely Texan story of loan quality, deposit strength, and community-bank stewardship. Whether you’re comparing net interest margins across its West Texas branches or tracking agricultural exposure in the Panhandle, each disclosure holds clues to the bank’s durable earnings model.
Stock Titan brings these documents to life with AI-powered summaries that translate technical banking language into everyday insight. Open a First Financial Bankshares annual report 10-K simplified view to see how credit-loss provisions shifted, or dive into a First Financial Bankshares quarterly earnings report 10-Q filing to spot deposit-mix changes in seconds. Our platform streams First Financial Bankshares Form 4 insider transactions real-time, so you’ll know the moment a regional president buys shares.
- 10-K – multi-year breakdowns of loan portfolios, trust revenues, and regional economic risk factors, explained simply.
- 10-Q – quarter-over-quarter trends in net interest income with AI highlights of key ratio movements.
- 8-K – branch acquisitions, capital actions, or material credit events, with First Financial Bankshares 8-K material events explained in plain English.
- Form 4 – instant alerts on First Financial Bankshares executive stock transactions Form 4 to monitor insider sentiment.
- DEF 14A – proxy statement executive compensation decoded to show how local performance metrics drive pay.
Analysts, portfolio managers, and community-focused investors use these AI insights to: compare loan concentrations, track insider buying before rate shifts, and benchmark efficiency ratios without reading hundreds of pages. If you’ve ever searched for “understanding First Financial Bankshares SEC documents with AI” or wanted a swift First Financial Bankshares earnings report filing analysis, you’re in the right place. Real-time updates from EDGAR arrive here first, already summarized, so you can focus on decisions, not downloads.
First Financial BanksharesDecember 15, 2025. The filing explains this included 12,800 shares given to the Dueser Foundation and 2,432 shares given to family members, and that he no longer has any beneficial ownership or pecuniary interest in those shares.
After this transaction, he reports indirect beneficial ownership of 502,507 shares held by several trusts, and additional indirect holdings of 471,004 and 408,310 shares through family limited partnerships, while disclaiming beneficial ownership of portions of those partnership-held shares.
First Financial Bankshares (FFIN) insider Form 4 shows a charitable stock gift. A company officer, listed as CAO, reported a transaction dated 11/24/2025 involving 1,179 shares of common stock coded as a charitable gift. The shares were transferred at a reported price of $0, reflecting that no sale proceeds were received. Following this transaction, the reporting person beneficially owns 170,952 shares of First Financial Bankshares common stock in direct form.
First Financial Bankshares (FFIN) reported Q3 2025 results. Net earnings were $52.3 million versus $55.3 million a year ago, as a higher provision for credit losses of $24.4 million (vs. $6.1 million) offset stronger revenue. Diluted EPS was $0.36 compared with $0.39 in Q3 2024.
Core banking momentum remained solid. Net interest income rose to $127.0 million from $107.1 million on higher loan and securities yields. Noninterest income was $34.3 million (vs. $32.4 million), with trust fees and mortgage-related gains contributing. Noninterest expense increased to $73.7 million (vs. $66.0 million) on higher compensation and software costs.
The balance sheet expanded. Total assets reached $14.84 billion and loans held-for-investment were $8.24 billion with an allowance of $106.0 million. Total deposits were $12.85 billion, up from $12.10 billion at December 31, 2024. Accumulated other comprehensive loss improved to $(308.6) million from $(424.3) million at year-end as securities valuations recovered. The company declared a quarterly dividend of $0.19 per share. Shares outstanding were 143,206,102 as of November 7, 2025.
First Financial Bankshares (FFIN) director reported an open‑market purchase. On 10/31/2025, the reporting person bought 1,700 shares of common stock at a price of $30.73 per share, coded “P” for purchase. Following this transaction, total beneficial ownership stands at 6,971 shares, held directly. The filing indicates the individual serves as a Director and the report was filed by one reporting person.
First Financial Bankshares (FFIN) director reported an open‑market purchase. On 10/29/2025, the reporting person bought 653 shares of common stock at $31.16 per share (Transaction Code P). Following the trade, beneficial ownership stood at 96,331 shares held indirectly and 13,709 shares held directly. The indirect holdings are through a limited liability corporation in which the reporting person and spouse are equal beneficial owners.
First Financial Bankshares (FFIN) president David W. Bailey reported an insider purchase on a Form 4. On 10/29/2025, he bought 1,000 shares of common stock at $31.54 per share (transaction code P). Following this trade, Bailey beneficially owns 18,372 shares, held directly. The filing was signed by Michelle S. Hickox as attorney-in-fact.
First Financial Bankshares (FFIN) disclosed an insider stock purchase by EVP/CFO Michelle S. Hickox. On 10/28/2025, she bought 2,000 shares of common stock (transaction code P) at $31.15 per share. Following the transaction, her direct beneficial ownership increased to 24,461 shares. The filing was made by one reporting person and reflects a routine insider acquisition.
First Financial Bankshares, Inc. filed a Form 8-K reporting that it furnished an earnings press release for the quarter ended September 30, 2025. The release is attached as Exhibit 99.1 under Item 2.02, Results of Operations and Financial Condition.
The company’s common stock (symbol FFIN) is listed on The Nasdaq Global Select Market. The press release is dated October 23, 2025.
Brian D. Goodrich, EVP - General Counsel of First Financial Bankshares Inc (FFIN), filed an amended Form 4 correcting equity awards granted on 08/14/2025. The amendment reports a grant of 1,354 restricted stock units (RSUs) that vest in three approximately equal annual installments and an award of 4,548 employee stock options with an exercise price of $36.43 and an expiration date of 08/14/2035. The reporting person elected to have the company withhold 111 shares to satisfy tax withholding on RSU vesting. The amendment states the original Form 4 overstated the total securities beneficially owned and corrects the number of RSUs and options; otherwise no other changes were made.
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