Welcome to our dedicated page for First Financial Bankshares SEC filings (Ticker: FFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page compiles U.S. Securities and Exchange Commission filings for First Financial Bankshares, Inc. (NASDAQ: FFIN), a financial holding company headquartered in Abilene, Texas. Through its subsidiary, First Financial Bank, the company operates community banking regions across Texas and reports its financial and corporate information to the SEC in a variety of forms.
Investors can use this filings stream to review earnings releases furnished on Form 8-K under Item 2.02, which summarize quarterly results of operations and financial condition. These filings provide detail on net interest income, noninterest income, provisions for credit losses, noninterest expenses, loan and deposit levels, trust fee income, mortgage income, nonperforming assets, classified loans, and performance ratios such as net interest margin, efficiency ratio, return on average assets, and return on average equity.
First Financial Bankshares also files Form 8-K reports on material events such as the renewal of its stock repurchase plan and changes to its revolving line of credit. For example, one 8-K describes the renewal of a plan authorizing repurchases of up to 5 million common shares, while another details a renewed unsecured revolving line of credit with Frost Bank, including financial covenants related to capital, profitability, loan loss reserves, nonperforming assets, and debt service coverage, as well as operational covenants that limit dividend payout ratios, additional indebtedness, and asset disposals outside the ordinary course of business.
Over time, users can also expect to find the company’s annual reports on Form 10-K, quarterly reports on Form 10-Q, and any proxy statements and other disclosures that address topics such as risk factors, capital management, corporate governance, and executive compensation. Insider transaction reports on Form 4, when filed, provide visibility into purchases and sales of FFIN shares by directors and officers.
Stock Titan’s platform surfaces these filings as they are made available on EDGAR and pairs them with AI-powered summaries that explain the key points, highlight notable changes from prior periods, and help clarify complex sections. This allows users to quickly understand how First Financial Bankshares’ regulatory disclosures address its community banking operations in Texas, loan portfolio composition, capital and liquidity arrangements, stock repurchase activity, and other material corporate developments.
First Financial Bankshares Inc. filed a Form 13F reporting institutional holdings totaling $4,968,040,985 across 212 reported positions, with 1 other included manager listed. The report is signed by Michelle S. Hickox, EVP and CFO, dated 02-12-2026.
First Financial Bankshares director-related trust buys additional shares. A trust associated with director Murray Hamilton Edwards purchased 500 shares of First Financial Bankshares common stock at $34.18 on February 5, 2026, increasing that trust’s holdings to 42,634 shares. Edwards also reports 201,985 shares held directly, 8,880 shares held indirectly by his spouse, and 19,480 shares held by a trust for which he disclaims beneficial ownership.
First Financial Bankshares CEO and President David William Bailey exercised employee stock options to acquire 2,500 shares of common stock at $21.18 per share on February 3, 2026. Following this option exercise, he directly held 20,872 shares of common stock and 7,500 employee stock options.
First Financial Bankshares director reports indirect share purchase
Director Robert Clark Nickles Jr. reported an indirect purchase of 629 shares of First Financial Bankshares common stock on February 2, 2026, at $32.54 per share. The shares are held by a limited liability corporation in which he and his spouse are equal beneficial owners.
Following this transaction, the limited liability corporation holds 96,960 shares indirectly attributable to Nickles, while he also holds 13,709 shares directly in his own name.
First Financial Bankshares, Inc. announced a planned CEO transition. Effective February 1, 2026, David Bailey will become President and Chief Executive Officer of both First Financial Bankshares and First Financial Bank, succeeding long-time CEO F. Scott Dueser.
Bailey, age 42, has been President since January 2025 and previously held senior banking and commercial roles within the Company. Dueser will step down as CEO on February 1, 2026 and continue as Executive Chairman in an advisory role through the Company’s 2028 annual meeting of shareholders under a Transition and Retirement Agreement.
The agreement sets Dueser’s annual base salary at $1,105,000 in 2026, $772,500 in 2027, and $400,000 in 2028 (prorated to the scheduled retirement date). He is eligible for annual incentive opportunities of 80% of base salary for 2026 and 60% for 2027, but not 2028, and may receive a 2026 equity award with a $900,000 target grant date fair value split between time-based and performance-based restricted stock units.
First Financial Bankshares, Inc. filed a current report to furnish its earnings release for the quarter ended December 31, 2025. The company notes that this earnings release is attached as an exhibit to the report, providing details on its recent operating performance and financial condition. The filing identifies the attached document as a press release dated January 22, 2026 and is signed on behalf of the company by Chairman and Chief Executive Officer F. Scott Dueser.
First Financial BanksharesDecember 15, 2025. The filing explains this included 12,800 shares given to the Dueser Foundation and 2,432 shares given to family members, and that he no longer has any beneficial ownership or pecuniary interest in those shares.
After this transaction, he reports indirect beneficial ownership of 502,507 shares held by several trusts, and additional indirect holdings of 471,004 and 408,310 shares through family limited partnerships, while disclaiming beneficial ownership of portions of those partnership-held shares.
First Financial Bankshares (FFIN) insider Form 4 shows a charitable stock gift. A company officer, listed as CAO, reported a transaction dated 11/24/2025 involving 1,179 shares of common stock coded as a charitable gift. The shares were transferred at a reported price of $0, reflecting that no sale proceeds were received. Following this transaction, the reporting person beneficially owns 170,952 shares of First Financial Bankshares common stock in direct form.
First Financial Bankshares (FFIN) reported Q3 2025 results. Net earnings were $52.3 million versus $55.3 million a year ago, as a higher provision for credit losses of $24.4 million (vs. $6.1 million) offset stronger revenue. Diluted EPS was $0.36 compared with $0.39 in Q3 2024.
Core banking momentum remained solid. Net interest income rose to $127.0 million from $107.1 million on higher loan and securities yields. Noninterest income was $34.3 million (vs. $32.4 million), with trust fees and mortgage-related gains contributing. Noninterest expense increased to $73.7 million (vs. $66.0 million) on higher compensation and software costs.
The balance sheet expanded. Total assets reached $14.84 billion and loans held-for-investment were $8.24 billion with an allowance of $106.0 million. Total deposits were $12.85 billion, up from $12.10 billion at December 31, 2024. Accumulated other comprehensive loss improved to $(308.6) million from $(424.3) million at year-end as securities valuations recovered. The company declared a quarterly dividend of $0.19 per share. Shares outstanding were 143,206,102 as of November 7, 2025.