Welcome to our dedicated page for First Financial Bankshares SEC filings (Ticker: FFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page compiles U.S. Securities and Exchange Commission filings for First Financial Bankshares, Inc. (NASDAQ: FFIN), a financial holding company headquartered in Abilene, Texas. Through its subsidiary, First Financial Bank, the company operates community banking regions across Texas and reports its financial and corporate information to the SEC in a variety of forms.
Investors can use this filings stream to review earnings releases furnished on Form 8-K under Item 2.02, which summarize quarterly results of operations and financial condition. These filings provide detail on net interest income, noninterest income, provisions for credit losses, noninterest expenses, loan and deposit levels, trust fee income, mortgage income, nonperforming assets, classified loans, and performance ratios such as net interest margin, efficiency ratio, return on average assets, and return on average equity.
First Financial Bankshares also files Form 8-K reports on material events such as the renewal of its stock repurchase plan and changes to its revolving line of credit. For example, one 8-K describes the renewal of a plan authorizing repurchases of up to 5 million common shares, while another details a renewed unsecured revolving line of credit with Frost Bank, including financial covenants related to capital, profitability, loan loss reserves, nonperforming assets, and debt service coverage, as well as operational covenants that limit dividend payout ratios, additional indebtedness, and asset disposals outside the ordinary course of business.
Over time, users can also expect to find the company’s annual reports on Form 10-K, quarterly reports on Form 10-Q, and any proxy statements and other disclosures that address topics such as risk factors, capital management, corporate governance, and executive compensation. Insider transaction reports on Form 4, when filed, provide visibility into purchases and sales of FFIN shares by directors and officers.
Stock Titan’s platform surfaces these filings as they are made available on EDGAR and pairs them with AI-powered summaries that explain the key points, highlight notable changes from prior periods, and help clarify complex sections. This allows users to quickly understand how First Financial Bankshares’ regulatory disclosures address its community banking operations in Texas, loan portfolio composition, capital and liquidity arrangements, stock repurchase activity, and other material corporate developments.
John J. Ruzicka Jr., EVP-CIO of First Financial Bankshares Inc. (FFIN), reported a routine internal deferral tied to vested equity. On 08/16/2025, 788 restricted stock units (RSUs) vested but were not received as common shares. Instead, the 788 RSUs were exchanged for 788 deferred stock units under the companys Supplemental Executive Retirement Plan (SERP), which are payable upon the reporting person's termination.
After the reported transaction the filing shows 11,986 shares of common stock beneficially owned directly and 3,467 deferred stock units held in the SERP. The Form 4 was signed by an attorney-in-fact on 08/19/2025.
J. Kyle McVey, EVP and Chief Accounting Officer of First Financial Bankshares Inc. (FFIN), reported a routine tax-withholding share disposition. On 08/16/2025 he allowed the company to withhold 171 shares of common stock to satisfy income tax obligations arising from vesting of previously granted restricted stock units. The shares were withheld at an effective price of $35.38 per share, and following the withholding McVey beneficially owns 26,021 shares outright. The Form 4 was submitted with a signature by Michelle S. Hickox as attorney-in-fact on 08/19/2025. The filing reflects an internal compensation-related share withholding rather than an open-market sale.
First Financial Bankshares, Inc. (FFIN) reporting person T. Luke Longhofer, Executive Vice President and director, reported a non‑derivative disposition and a corresponding derivative acquisition tied to vesting on 08/16/2025. On that date 1,077 restricted stock units vested and were exchanged for 1,077 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP), resulting in a reported disposition of 1,077 restricted stock units and an acquisition of 1,077 deferred stock units payable upon termination. Following the transaction Longhofer beneficially owns 38,830 shares of common stock and 4,845 deferred stock units (reported as indirect ownership).
Randall Allen Roewe, Chief Risk Officer and director of First Financial Bankshares Inc. (FFIN), reported a transaction dated 08/16/2025 in which 839 restricted stock units vested and were exchanged for 839 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP). The Form 4 shows a disposition of 839 RSUs and the receipt of 839 deferred stock units payable upon the reporting person’s termination. Following the reported transaction, Mr. Roewe directly beneficially owns 33,315 shares of common stock and 3,757 deferred stock units tied to common stock. The form was signed by an attorney-in-fact on 08/19/2025.
Ronald D. Butler II, Chief Administrative Officer and director of First Financial Bankshares, Inc. (FFIN), reported a transaction dated 08/16/2025 in which 1,919 restricted stock units (RSUs) vested and were not paid out as shares but instead were exchanged for 1,919 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP). Following the transaction the reporting person beneficially owns 172,131 shares of common stock and 8,168 deferred stock units. The Form 4 was filed by a single reporting person and signed by an attorney-in-fact on 08/19/2025.
Brian D. Goodrich, Executive Vice President and General Counsel of First Financial Bankshares Inc. (FFIN), reported changes in beneficial ownership on 08/14/2025. He was granted 1,281 restricted stock units (RSUs) that vest in three roughly equal annual installments and elected to have the company withhold 111 shares to satisfy taxes related to prior RSU vesting.
On the same date he acquired 4,302 employee stock options with an exercise price of $36.43 and an expiration date of 08/14/2035. Following the reported transactions the filing shows beneficial ownership of 2,528 common shares and 4,302 options (direct ownership).
Insider activity at First Financial Bankshares (FFIN): J. Kyle McVey, EVP and Chief Accounting Officer, received a grant of 1,715 restricted stock units (RSUs) on 08/14/2025 that vest in three approximately equal annual installments. On the same date he was also granted an employee stock option to buy 5,762 shares at an exercise price of $36.43, exercisable through 08/14/2035 with staged vesting over three years. Additionally, Mr. McVey elected to have the company withhold 127 shares to cover taxes related to prior RSU vesting. After these transactions he directly beneficially owns 26,319 shares.
F. Scott Dueser, Chairman and CEO of First Financial Bankshares, Inc. (FFIN), reported transactions on Form 4 showing equity awards and shifts in holdings. He was granted 12,352 restricted stock units (RSUs) on 08/14/2025 that vest in three approximately equal annual installments. On the same date 4,757 RSUs vested but were exchanged for 4,757 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP), payable upon termination. The filing also discloses substantial indirect holdings: 525,960 shares held by trusts for which he is trustee/settlor/beneficiary and additional partnership-held positions of 471,004 and 408,310 shares where he serves as manager and disclaims beneficial ownership for portions noted.
John J. Ruzicka Jr., EVP-CIO of First Financial Bankshares, Inc. (FFIN), reported insider transactions dated 08/14/2025. The filing shows a grant of 1,281 restricted stock units (RSUs) that vest in three approximately equal annual installments. On the same date 453 RSUs vested and were exchanged for 453 deferred stock units under the companys Supplemental Executive Retirement Plan (SERP), payable upon termination. The reporting person also received an employee stock option to buy 4,302 shares at a $36.43 exercise price, exercisable beginning 08/14/2025 and expiring 08/14/2035; the option vests over three years (33.33%/66.66%/100%). The report was filed 08/18/2025 and signed by an attorney-in-fact.
First Financial Bankshares, Inc. (FFIN) Form 4 reports insider transactions by Chief Risk Officer Randall Allen Roewe on 08/14/2025. The filing shows a grant of 1,601 restricted stock units (RSUs) and the acquisition of 5,377 employee stock options with an exercise price of $36.43 and an expiration date of 08/14/2035. Additionally, 566 previously granted RSUs vested on the same date and were deferred into the company’s Supplemental Executive Retirement Plan (SERP), resulting in 566 deferred stock units.
The RSUs vest in three roughly equal annual installments and the options vest 33.33% after one year, 66.66% after two years, and 100% after three years. After these transactions the reporting person beneficially owned 34,154 shares directly and 2,918 shares as deferred stock units, per the Form 4 calculations.