Welcome to our dedicated page for First Foundation SEC filings (Ticker: FFWM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for First Foundation Inc. (NYSE: FFWM), a financial services company with two wholly owned operating subsidiaries, First Foundation Advisors and First Foundation Bank. Through these filings, investors can review how the company reports its personal banking, business banking, and private wealth management activities, including investment, trust, insurance, and philanthropy services.
Key documents available through the SEC’s EDGAR system and summarized here include Form 10-Q quarterly reports and Form 10-K annual reports, which contain consolidated financial statements, segment information for Banking and Wealth Management, and management’s discussion of financial condition and results of operations. Earnings releases furnished on Form 8-K provide additional detail on quarterly performance and are referenced in several of the company’s recent filings.
First Foundation also files multiple Form 8-K current reports to disclose material events. Recent examples include filings describing the Agreement and Plan of Merger with FirstSun Capital Bancorp, the anticipated merger of First Foundation with and into FirstSun and of First Foundation Bank with and into Sunflower Bank, National Association, and related support and lockup agreements. Other 8-K filings document executive appointments at First Foundation Bank, employment agreements, and changes in key leadership roles.
Using this page, readers can follow regulatory disclosures related to FFWM, including transaction terms, closing conditions, and governance matters described in merger-related filings. AI-powered tools on the platform can help interpret complex sections of lengthy documents, highlight important items such as material definitive agreements, and summarize earnings-related disclosures, allowing users to navigate First Foundation’s SEC history more efficiently while still referring back to the full official filings.
Simone Lagomarsino, President and a director of First Foundation Inc. (FFWM), reported a grant of 33,784 time-vested restricted stock units (RSUs) on 08/26/2025. Each RSU represents a contingent right to one share of common stock and the grant was reported at a price of $0.00. After the award, Ms. Lagomarsino beneficially owns 52,581 shares directly and 121,951 shares indirectly through a trust. The Form 4 was signed by attorney-in-fact Paul Newton on 08/27/2025.
First Foundation Inc.'s common stock is reported to be beneficially owned by North Reef Capital entities and James H. Hanna, III. The Reporting Persons disclose an aggregate holding of 7,615,000 shares, representing approximately 9.2% of the class. The filing shows shared voting and shared dispositive power over the entire block and reports zero sole voting or dispositive power.
The statement is submitted as a joint filing by North Reef Capital Management LP, its general partner and Mr. Hanna and is labeled as an amendment. The filing specifies that the shares are held in the ordinary course of business and asserts they were not acquired to change or influence control of the issuer. The report does not disclose any pledges, exclusions, or holdings on behalf of another person and reports no group affiliation.
First Foundation Inc. appointed Stuart Bernstein as Chief Banking Officer of its wholly owned subsidiary, First Foundation Bank, effective August 11, 2025. Mr. Bernstein, age 54, brings multi-bank experience across consumer and business banking, wealth management, investments and residential lending, including senior roles at Santander NA and MUFG Union Bank. He will receive an annual base salary of $450,000 and may receive a discretionary bonus of up to 100% of base salary, payable half in cash and half in restricted stock units or performance stock units. The Company will enter into its standard indemnification agreement and attached a press release as Exhibit 99.1. The filing states there are no family relationships or Item 404 disclosures required.
First Foundation Inc. (FFWM) reported a contracting balance sheet in the quarter: total assets fell to $11.59 billion from $12.65 billion at year-end, driven by a $1.28 billion decline in deposits to $8.59 billion and a reduction in loans held for sale to $476.7 million from $1.29 billion. The bank generated stronger core margin performance as net interest income rose to $50.08 million for the quarter (up from $43.83 million), but the period produced a net loss of $7.69 million due largely to a $10.41 million loss on sale of loans and higher noninterest expense. Trading and investment portfolios show unrealized and unrecognized losses (HTM unrecognized loss ~$59.44 million) while the allowance for loan losses increased to $37.56 million. Cash and equivalents ended at $1.056 billion, with significant loan-sale proceeds of $806.9 million supporting investing cash inflows.