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First Horizon (NYSE: FHN) executive reports 3,050 Depositary Shares redeemed

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

FIRST HORIZON CORP executive Anthony J. Restel reported administrative updates to his holdings related to a preferred stock redemption. The company redeemed all outstanding 6.600% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C, which triggered the simultaneous redemption of associated Depositary Shares at $25 per Depositary Share.

In total, 3,050 Depositary Shares, each representing a 1/400th interest in a Series C preferred share, were removed from Restel’s direct and indirect holdings, leaving zero Depositary Shares reported. His common stock position after these updates was 675,863 shares held directly and 19,523 shares held indirectly through an IRA.

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Insider Restel Anthony J
Role SEVP, Chief Banking Officer
Type Security Shares Price Value
Other Depositary Shares 3,000 $25.00 $75K
Other Depositary Shares 50 $25.00 $1K
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Depositary Shares — 0 shares (Direct, null); Depositary Shares — 0 shares (Indirect, Indirect by Child); Common Stock — 675,863 shares (Direct, null); Common Stock — 19,523 shares (Indirect, IRA)
Footnotes (1)
  1. [object Object]
Depositary Shares restructured 3,050 shares Other (J) transactions tied to Series C redemption
Redemption price per Depositary Share $25 per share Issuer redemption of Depositary Shares
Redemption price per Preferred share $10,000 per share Series C Preferred Stock redemption
Preferred-to-depositary ratio 1/400th interest Each Depositary Share vs one Series C preferred share
Common stock direct holding 675,863 shares Common shares held directly after transactions
Common stock indirect holding (IRA) 19,523 shares Common shares held indirectly through IRA
Preferred dividend rate 6.600% Series C Fixed-to-Floating Non-Cumulative Perpetual Preferred
Depositary Shares financial
"Each of these depositary shares (the "Depositary Shares") represents a 1/400th interest"
Depositary shares are tradable certificates that represent a fractional piece of a larger security held by a third-party bank, like owning a slice of a single big pie instead of the whole pie. They let companies issue and investors buy smaller, more affordable portions of preferred stock or other instruments; holders usually receive proportional dividends and market pricing similar to ordinary shares, but may have limited voting rights and different liquidity or tax implications, which can affect income and resale value.
Non-Cumulative Perpetual Preferred Stock financial
"6.600% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C"
Non-cumulative perpetual preferred stock is a type of investment that pays a fixed dividend forever, without a set end date. If the company skips some dividends in a year, you don’t get that money later, and it’s gone forever. It matters because investors get regular income but may miss out if the company faces financial trouble.
Fixed-to-Floating financial
"6.600% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C"
A fixed-to-floating security is a loan or bond that pays a set interest rate for an initial period and then switches to a variable rate tied to a market benchmark (like LIBOR or a government rate). Think of it as a paycheck that starts fixed and later fluctuates with the economy: it gives predictable income early on but exposes holders to changing interest rates later, affecting expected returns, price volatility, and how attractive the security is compared with other income options.
redemption price financial
"were redeemed by the issuer on May 1, 2026, at a redemption price of $10,000 per share"
The redemption price is the amount of money a person receives when they sell or redeem a bond or investment before it matures. It’s important because it determines how much you get back and can affect your overall profit or loss on the investment. Think of it like the price you get when returning a gift card early—it's the value you receive at that time.
IRA financial
"total_shares_following_transaction": "19523.0000" ... "nature_of_ownership": "IRA""
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Restel Anthony J

(Last)(First)(Middle)
165 MADISON AVE.

(Street)
MEMPHIS TENNESSEE 38103

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIRST HORIZON CORP [ FHN ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SEVP, Chief Banking Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Depositary Shares05/01/2026J(1)3,000D$250D
Depositary Shares05/01/2026J(1)50D$250IIndirect by Child
Common Stock675,863D
Common Stock19,523IIRA
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Each of these depositary shares (the "Depositary Shares") represents a 1/400th interest in a share of the issuer's 6.600% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C ("Preferred Stock"). All outstanding shares of the Preferred Stock were redeemed by the issuer on May 1, 2026, at a redemption price of $10,000 per share of Preferred Stock, resulting in the simultaneous redemption by the issuer of the Depositary Shares at a redemption price of $25 per Depositary Share.
/s/ Shannon M. Hernandez, attorney-in-fact05/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Anthony J. Restel report in this Form 4 for FIRST HORIZON (FHN)?

He reported administrative changes tied to a preferred stock redemption. The filing shows his Depositary Shares linked to Series C preferred stock were fully redeemed, while his common stock holdings remained at 675,863 shares directly and 19,523 shares indirectly via an IRA.

How many FIRST HORIZON (FHN) Depositary Shares were affected in this filing?

The filing shows 3,050 Depositary Shares affected in total. This includes 3,000 shares held directly and 50 shares held indirectly by a child, all of which were redeemed and resulted in zero remaining Depositary Shares reported afterward.

What was the redemption price for FIRST HORIZON (FHN) Depositary Shares?

Each Depositary Share was redeemed at $25. The footnote explains that every Depositary Share represented a 1/400th interest in a Series C preferred share, which itself was redeemed at $10,000 per preferred share by the issuer.

How are the FIRST HORIZON (FHN) Depositary Shares linked to the preferred stock?

Each Depositary Share represents a 1/400th interest in a share of 6.600% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C. When all preferred shares were redeemed, the related Depositary Shares were simultaneously redeemed by the company at $25 each.

What are Anthony J. Restel’s FIRST HORIZON (FHN) common stock holdings after this Form 4?

After these transactions, he reported 675,863 common shares held directly and 19,523 common shares held indirectly through an IRA. The changes primarily relate to Depositary Shares; the filing does not show open-market buying or selling of common stock.

Was this FIRST HORIZON (FHN) Form 4 an open-market trade by the executive?

No, the key activity involves redemption of Depositary Shares due to the company’s preferred stock redemption. The transactions are coded as other (J) and appear as restructuring rather than open-market buying or selling by the executive.