Every 10-Q that Fair Isaac Corp (FICO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FICO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FICO filings page.
Fair Isaac Corporation reported strong growth for the quarter ended June 30, 2026, with revenue of $674.2 million, up 26% year over year, and net income of $237.2 million, up 30%. Earnings benefited from the high‑margin Scores segment, where revenue rose 41% to $458.9 million, driven mainly by higher mortgage origination score pricing.
Software revenue grew 2% to $215.3 million, while Software Annual Recurring Revenue reached $815.8 million, up 10% and increasingly skewed to FICO Platform. Diluted EPS increased 41% to $10.45. Operating cash flow for the first nine months was $777.9 million. The company significantly increased leverage, with total debt rising to $5.6 billion, and returned $3.1 billion via share repurchases including a $1.5 billion accelerated share repurchase funded by a new term loan.
Fair Isaac Corporation delivered strong growth for the quarter ended March 31, 2026. Total revenue rose to $691.7 million, up 39% from a year earlier, driven mainly by a 60% increase in Scores revenue to $475.0 million and steady Software growth.
Operating income climbed 64% to $402.5 million, while net income increased 63% to $264.5 million. Diluted EPS grew to $11.14, a 69% year-over-year increase. Cash flow from operating activities for the first six months reached $397.4 million, supporting ongoing investment and capital returns.
The company issued $1.0 billion of new 2026 Senior Notes and used the proceeds to repay $400 million of 2018 Senior Notes and reduce credit facility borrowings, bringing total debt to $3.6 billion. Fair Isaac also repurchased $773.9 million of common stock in the first half, and ended the quarter with $219.4 million in cash and cash equivalents. Software Annual Recurring Revenue reached $788.8 million with a Dollar-Based Net Retention Rate of 109%.
Fair Isaac Corporation reported solid growth for the quarter ended December 31, 2025. Total revenue rose to $511.9 million from $440.0 million, driven mainly by a 29% increase in Scores revenue to $304.5 million. Software revenue grew modestly to $207.4 million, with SaaS and platform products leading the gains.
Operating income increased 30% to $234.0 million as higher-margin Scores products lifted profitability. Net income was $158.4 million, up 4%, and diluted EPS rose 8% to $6.61. Cash from operating activities was $174.1 million, down from $194.0 million, while cash and cash equivalents increased to $162.0 million.
Software Annual Recurring Revenue reached $766.0 million, up 5% year over year, with platform ARR growing and now representing 40% of segment ARR. Dollar-Based Net Retention Rate for Software was 103%, indicating net expansion from existing customers. Total debt stood at $3.2 billion, and the company repurchased $162.7 million of stock in the quarter.