Every 8-K that Fair Isaac Corp (FICO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FICO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FICO filings page.
Fair Isaac Corporation reported strong results for its third fiscal quarter ended June 30, 2026, with revenue of $674.2 million, up 26% from $536.4 million a year earlier. GAAP net income was $237.2 million, or $10.45 per diluted share, versus $181.8 million, or $7.40, and non-GAAP EPS was $12.18 versus $8.57. Free cash flow reached $370.3 million compared with $276.2 million.
Scores revenue grew 41% to $458.9 million, led by a 49% increase in B2B scoring, while Software revenue rose 2% to $215.3 million. On June 30, 2026, Software Annual Recurring Revenue was up 10% year over year, including a 62% rise in platform ARR and a 17% decline in non-platform ARR; total Software Dollar-Based Net Retention Rate was 109%.
For fiscal 2026, the company raised guidance, targeting revenue of $2.53 billion, GAAP net income of $850 million and GAAP EPS of $36.86, with non-GAAP net income of $979 million and non-GAAP EPS of $42.43, all above its previous outlook.
Fair Isaac Corporation (FICO) is increasing leverage to fund major share repurchases. The company amended its credit agreement to add a new unsecured incremental term loan of $1.5 billion maturing on May 15, 2028, alongside its existing $1.0 billion unsecured revolving credit facility.
FICO’s board approved a new open-ended stock repurchase authorization for up to $2.0 billion of common stock, replacing the prior $1.5 billion program. The company entered into a 1.5 billion accelerated share repurchase with Wells Fargo Securities, paying $1.5 billion upfront for an expected initial delivery of about 1,055,100 shares, with transactions under the ASR expected to conclude by September 30, 2026. After the ASR, FICO expects to have $500 million remaining under its repurchase authorization.
Fair Isaac Corporation reported a strong second fiscal quarter 2026 with sharp growth in revenue, earnings and cash flow. Revenue rose to $691.7 million from $498.7 million, while GAAP net income increased to $264.5 million, or $11.14 per diluted share, up from $6.59.
Scores revenue grew 60% to $475.0 million, driven by a 72% increase in B2B scoring tied to higher mortgage origination pricing and volume, while B2C scores rose 5%. Software revenue increased 7% to $216.7 million, with software Annual Recurring Revenue up 10% on March 31, 2026.
Net cash provided by operating activities for the quarter climbed to $223.4 million from $74.9 million, supporting free cash flow of $214.3 million versus $65.5 million. The company raised its full-year fiscal 2026 guidance, targeting revenue of $2.45 billion, GAAP EPS of $35.60, and non-GAAP EPS of $40.45.
Fair Isaac Corporation completed a private offering of $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034. These senior unsecured notes pay interest semi-annually starting on September 15, 2026 and mature on September 15, 2034.
The company plans to use the net proceeds to repay borrowings under its Third Amended and Restated Credit Agreement, redeem in full $400 million of 5.25% Senior Notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include share repurchases. The notes include optional redemption features, change of control repurchase rights at 101% of principal, and customary covenants and events of default described in the Indenture.
Fair Isaac Corporation (FICO) is raising $1.0 billion through a private offering of 6.250% senior unsecured notes due 2034, priced at 100% of principal and sold to qualified institutional buyers under Rule 144A and to non‑U.S. investors under Regulation S.
FICO plans to use the net proceeds to repay borrowings under its existing unsecured revolving credit facility, fully redeem $400 million of 5.25% Senior Notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include common stock repurchases. The company expects to close the notes offering on March 20, 2026, with a conditional redemption of the 2018 Senior Notes on March 26, 2026.
Fair Isaac Corporation (FICO) plans a private offering of $1.0 billion aggregate principal amount of senior unsecured notes due 2034. The company intends to use the net proceeds to repay borrowings under its existing unsecured revolving credit facility, fully redeem $400 million of 5.25% senior notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include share repurchases. The notes will be offered to qualified institutional buyers under Rule 144A and to certain non-U.S. investors under Regulation S, and will not be registered under U.S. securities laws.
Fair Isaac Corporation reported results from its 2026 Annual Meeting of Stockholders. Of 23,765,456 common shares entitled to vote, 21,251,277 were represented in person or by proxy, indicating strong participation.
Stockholders elected all nominated directors and approved, on an advisory basis, the company’s named executive officer compensation. They also ratified Deloitte & Touche LLP as independent registered public accounting firm for fiscal 2026.
Investors approved amendments to the Restated Certificate of Incorporation to allow exculpation of officers as permitted by Delaware law and to eliminate a supermajority requirement that had required at least 66-2/3% voting power to amend or repeal Article 6. These charter changes became effective upon filing with the Delaware Secretary of State and are now reflected in a Restated Certificate of Incorporation.
Fair Isaac Corporation filed a current report to share that it has released its financial results for the quarter ended December 31, 2025. The company is making these results available through a press release dated January 28, 2026, which is furnished as Exhibit 99.1.
The filing notes that the press release is incorporated by reference into the results section of the report. The document is signed on behalf of Fair Isaac Corporation by Executive Vice President and Chief Financial Officer Steven P. Weber.
Fair Isaac Corporation (FICO) reported its financial results for the quarter ended September 30, 2025. The company announced the results on November 5, 2025 and furnished a detailed press release as Exhibit 99.1.
This update was provided under an Item 2.02 current report on Form 8-K, with the disclosure incorporated by reference to the press release.
Fair Isaac Corporation (FICO) reported a planned leadership change in its Scores business. James Wehmann, FICO’s President, Scores, will retire from the company effective September 5, 2025, after joining in 2012 and serving in a series of senior roles. The company states that he is retiring to spend more time with his family and pursue personal interests.
Following his retirement, Chief Executive Officer William Lansing will assume direct responsibility for the Scores business. FICO describes the Scores team and business as being "on solid footing" and publicly thanks Wehmann for his long-term service and leadership.