Welcome to our dedicated page for FIGURE TECHNOLOGY SOLUTIO SEC filings (Ticker: FIGR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Figure Technology Solutions, Inc. (Nasdaq: FIGR) on Stock Titan provides access to the company’s registration statements, current reports, and other disclosures filed with the U.S. Securities and Exchange Commission. Figure’s S-1 and S-1/A filings describe its emergence as a Nevada corporation and an emerging growth company, its listing of Class A common stock on Nasdaq under the symbol FIGR, and its holding company structure with interests in Figure Lending Corp. and Figure Markets Holdings, Inc.
Through its Form S-1 and related amendments, Figure outlines its business model as a blockchain-native capital marketplace for the origination, funding, sale, and trading of tokenized assets and on-chain loan products. These filings discuss the company’s dual-class share structure, voting rights, and the role of key subsidiaries. Subsequent Form 8-K filings furnish press releases announcing quarterly financial results and selected operating data, such as Consumer Loan Marketplace Volume, ecosystem volume, net revenue, net income, and Adjusted EBITDA, as well as updates on the company’s initial public offering and later initiatives.
Investors can also use this page to find filings related to new securities offerings, including registration statements for Series A Blockchain Common Stock or Blockchain Stock that Figure intends to issue and trade on its alternative trading system as blockchain-native equity. These documents explain how such securities are structured, how they relate to Nasdaq-listed Class A common stock, and the regulatory framework under which they are offered.
Stock Titan enhances access to FIGR filings by pairing real-time updates from EDGAR with AI-powered summaries that highlight key points in lengthy documents such as S-1 registration statements, quarterly reports, and current reports. Users can quickly see how Figure describes its blockchain-native marketplace, loan origination and securitization activities, capital structure, and risk factors, and can review insider and ownership-related disclosures where applicable. This makes it easier to understand the regulatory record behind FIGR stock and the company’s evolving approach to tokenized finance.
Figure Technology Solutions, Inc. Chief Capital Officer David Todd Stevens reported a tax-related share disposition. On vesting of restricted stock units, 15,427 shares of Class A Common Stock were withheld by the company at $29.72 per share to cover tax liability, leaving him with 447,516 shares directly owned.
The transaction was a tax-withholding disposition and not a market sale, meaning the shares were retained by the issuer rather than sold on the open market.
Figure Technology Solutions, Inc. reported that Chief Executive Officer Michael Benjamin Tannenbaum had 143,774 shares of Class A Common Stock withheld on March 3, 2026 to cover tax liability upon vesting of restricted stock units at $29.72 per share. This was a tax-withholding disposition, not a market sale, and left him holding 3,498,129 shares directly.
Figure Technology Solutions, Inc. Chief Financial Officer Minchung Kgil reported a tax-related share disposition. On the vesting of restricted stock units, 20,057 shares of Class A Common Stock were withheld by the company at
Figure Technology Solutions, Inc. director and ten percent owner Michael Scott Cagney reported that 68,059 shares of Class B Common Stock were disposed of on
After this transaction, Cagney directly held 30,037,236 shares of Class B Common Stock. The filing also lists indirect holdings of Class B Common Stock as of that date: 4,313,645 shares held by a family trust, 2,237,012 shares held by Rockfish LLC, and 3,185,970 shares held by each of Children's Trust 1 and Children's Trust 2.
Figure Technology Solutions, Inc. Chief Capital Officer David Todd Stevens reported an open-market sale of Class A Common Stock. He sold 26,057 shares at a price of
Figure Technology Solutions reported strong Q4 and full-year 2025 results and announced authorization for a $200 million share repurchase program. The company’s Consumer Loan Marketplace volume reached $2.7 billion in Q4 2025, up 131% year-over-year, while full-year 2025 volume rose to $8.4 billion, up 63%.
Q4 net revenue nearly doubled to $159.9 million, with Adjusted Net Revenue of $157.6 million, up 105.7% year-over-year. Net income for the quarter increased to $15.1 million, up 156%, and Adjusted EBITDA surged to $81.3 million, lifting Q4 Adjusted EBITDA margin to 51.6%.
For full-year 2025, net income climbed to $134.3 million from $19.9 million, with net income margin expanding to 26.5%. Adjusted EBITDA reached $251.2 million with a 48.8% margin. The company ended the period with $1.2 billion in cash and cash equivalents and continued to scale blockchain-native platforms like Figure Connect, Democratized Prime, and its $YLDS tokenized money market product.
Figure Technology Solutions, Inc. created a new Series A Blockchain Common Stock by filing a certificate of designation in Nevada. This blockchain-designated stock has the same dividend and liquidation rights as the company’s Class A common stock, carries one vote per share, and can be converted at any time into Class A common stock on a one-for-one basis. Holders can cast votes using wallets on the Provenance Blockchain, and the new series generally votes together with the existing common stock classes.
The company also completed capital markets transactions involving both traditional and blockchain shares. Selling stockholders completed a secondary offering of 4,687,500 Class A common shares, while the company offered and sold 4,375,000 shares of the new Blockchain Stock through underwriters. Both the Class A shares and the Blockchain Stock, as well as the Class A shares issuable upon conversion of the Blockchain Stock, are covered by effective registration statements on Form S-1.
Figure Technology Solutions, Inc. is offering up to
The filing describes a paired execution: purchasers pay for blockchain stock while underwriters transfer equivalent Class A shares to the company. The company agreed to repurchase approximately
Figure Technology Solutions, Inc. has filed Amendment No. 4 to its S-1 to register up to 4,230,000 shares of Series A Blockchain Common Stock and 4,230,000 shares of Class A common stock, plus Class A shares issuable upon conversion of the blockchain stock. Investors will buy blockchain stock, while selling stockholders sell an equivalent number of Class A shares to underwriters, which then deliver Class A shares to Figure as payment for the blockchain stock sold.
Figure may also repurchase up to $30 million of Class A shares from the underwriters in connection with this structure. The blockchain stock is convertible 1:1 into NASDAQ-listed Class A common stock (ticker “FIGR”) and will trade on an alternative trading system rather than a national exchange. Figure reports rapid growth and improving profitability, with net income of $119 million and Adjusted EBITDA of $170 million for the nine months ended September 30, 2025, and total stockholders’ equity of $1.2 billion as of that date.
Figure Technology Solutions reported strong preliminary, unaudited results for the fourth quarter and full year ended December 31, 2025. For Q4 2025, the company expects Consumer Loan Marketplace volume of $2.7 billion, up 131% year over year, net revenue of $158.0–$162.0 million, GAAP net income of $12.5–$13.5 million, and Adjusted EBITDA of $80.0–$83.0 million with margins near 50–53%.
For full-year 2025, Figure expects Consumer Loan Marketplace volume of $8.4 billion, up 63%, net revenue of $505.0–$509.0 million (versus $340.9 million in 2024), GAAP net income of $131.5–$132.5 million (versus $19.9 million), and Adjusted EBITDA of $249.0–$252.0 million (versus $101.4 million). Results rely on non-GAAP measures like Adjusted Net Revenue and Adjusted EBITDA, which exclude items including valuation changes in mortgage servicing rights, digital asset fair value changes, stock-based compensation, registration costs, and other adjustments. The company will discuss these results and its outlook on a webcast on February 26, 2026.