[Form 4] Figure Technology Solutions, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Figure Technology Solutions insider award: Director Lesley Goldwasser was granted 9,514 restricted stock units (RSUs) on 09/12/2025, each representing the contingent right to one share of Class A Common Stock. The RSUs were issued at $0 and vest in full on September 10, 2026. Following the reported transaction, Goldwasser beneficially owns 9,514 shares directly. The Form 4 was executed by attorney-in-fact Ronald Chillemi and filed on 09/16/2025.

Positive

• 9,514 RSUs granted to Director Lesley Goldwasser, creating direct alignment with shareholders
• One-year vesting schedule (vests in full on 09/10/2026) supports retention through next year
• Issued at $0, indicating an equity award rather than a cash transaction

Negative

• None.

Insights

Financial Analyst

TL;DR: A routine director equity award of 9,514 RSUs aligns management with shareholders without immediate cash flow impact.

The grant of 9,514 RSUs to a director is a common compensation mechanism to align incentives. The award carries no purchase price ($0) and vests in full in one year, concentrating retention incentive until 09/10/2026. For investors, this is a governance/compensation item rather than an operational development; it does not change reported cash flows or revenues but does increase potential future share count when RSUs settle into common shares.

Corporate Governance Expert

TL;DR: Director-level RSU grant appears routine and time-based, providing one-year retention vesting with direct ownership recorded.

This Form 4 discloses a time-based, fully-vesting RSU award to a director with direct beneficial ownership recorded as 9,514 shares. The single-date vesting (09/10/2026) implies a clear retention objective. The filing was completed via attorney-in-fact and shows compliance with Section 16 reporting requirements. No additional governance issues or extraordinary terms are disclosed in this filing.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Goldwasser Lesley

(Last) (First) (Middle)

C/O FIGURE TECHNOLOGY SOLUTIONS, INC.

100 WEST LIBERTY STREET, SUITE 600

(Street)

RENO NV 89501

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/12/2025		A		9,514(1)	A	$0	9,514	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an award of restricted stock units ("RSUs"), which vests in full on September 10, 2026. Each RSU represents a contingent right to receive one share of Class A Common Stock.

Remarks:

	/s/ Ronald Chillemi,Attorney-in-Fact	09/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Lesley Goldwasser receive according to the FIGR Form 4?

The filing discloses a grant of 9,514 restricted stock units (RSUs) to Lesley Goldwasser on 09/12/2025.

When do the RSUs awarded to the FIGR director vest?

The RSUs vest in full on September 10, 2026.

Did the director pay for the RSUs in the FIGR filing?

No; the transaction price is reported as $0, indicating the RSUs were granted rather than purchased.

How many shares does the reporting person beneficially own after the transaction?

Following the reported transaction, the Form 4 shows 9,514 shares beneficially owned directly.

Who signed and filed the FIGR Form 4?

The Form 4 was executed by Ronald Chillemi, Attorney-in-Fact and dated 09/16/2025.