Welcome to our dedicated page for Figure Technology Solutions SEC filings (Ticker: FIGR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Figure Technology Solutions, Inc. filings document the public-company reporting record for a Nevada corporation operating a blockchain-native capital marketplace. Registration statements and amendments describe the IPO process, the company's single operating segment, loan and tokenized-asset marketplace model, and its capital structure, including Class A common stock, Class B common stock, convertible preferred stock and blockchain common stock.
Current reports on Form 8-K cover operating and financial results, preliminary marketplace metrics, capital actions such as the share repurchase authorization, and the designation of Series A Blockchain Common Stock with dividend, liquidation and voting rights cast through Provenance Blockchain wallets. Proxy materials cover annual meeting proposals, director elections, auditor ratification, shareholder voting matters and governance disclosures.
Figure Technology Solutions, Inc. reported strong growth for the quarter ended June 30, 2026, with net revenue of $225.6 million compared with $106.1 million a year earlier and net income of $87.4 million versus $30.0 million. For the first six months of 2026, net revenue was $392.6 million and net income was $132.5 million, reflecting significant scaling in ecosystem and technology fees, gains on loan sales, and servicing asset revaluation.
Total assets rose to $3.02 billion, including $1.53 billion of cash, cash equivalents, and restricted cash, loans held for sale of $597.4 million, and marketable securities of $354.0 million. Stockholders’ equity attributable to the company increased to $1.41 billion, while total debt expanded to $963.0 million, including warehouse and retained interest facilities and fair value debt tied to its Democratized Prime and FCC products.
Operating cash flow for the first half of 2026 was $(73.0) million, driven by heavy loan origination, purchase, and securitization flows, while financing activities provided $414.9 million, largely from debt facilities. The company continued building a blockchain-focused lending and servicing platform, expanded servicing assets to $155.0 million on $17.3 billion of underlying loans, and maintained exposure to digital assets both as collateral and investment. It also disclosed a pending acquisition of Kiavi, Inc. supported by a committed bridge facility later replaced by a $600.0 million senior notes issuance after quarter-end.
Figure Technology Solutions, Inc. reported that Chief Capital Officer David Todd Stevens had 19,543 shares of Class A Common Stock withheld on August 11, 2026 to satisfy a tax liability arising from the vesting of restricted stock units. This was not a market sale. Following this withholding, Stevens directly held 386,508 shares of Class A Common Stock.
Figure Technology Solutions, Inc. reported very strong results for the quarter ended June 30, 2026. Net revenue was $225.6 million, up 113% year-over-year, driven by ecosystem and technology fees, loan origination, and gains on loan sales and servicing. Net income rose 192% to $87.4 million, lifting net income margin to 38.8%, while Adjusted EBITDA increased 126% to $119.4 million with a 54.6% margin.
Consumer Loan Marketplace volume reached $4.3 billion, up 132% year-over-year, including $2.8 billion of Figure Connect volume, now 65% of total marketplace volume. Cash and cash equivalents were $1.4 billion as of June 30, 2026. Management highlighted strong partner growth, expanding tokenized-capital platforms such as Figure Connect and Democratized Prime, and guided Q3 2026 Consumer Loan Marketplace volume to $4.8–$5.2 billion.
Figure Technology Solutions, Inc. director and 10% owner Michael Scott Cagney reported a Form 4 showing 29,612 shares of Class B Common Stock disposed at $28.82 per share to satisfy tax liability upon vesting of restricted stock units, described as not a market sale. Following this tax-withholding disposition, he directly holds 4,776,787 Class B shares and reports additional large indirect holdings through family and children’s trusts.
Figure Technology Solutions, Inc. director and 10% owner June Ou reported a Form 4 showing that 29,612 shares of Class B Common Stock held indirectly through a spouse were withheld to satisfy tax liability on vesting of restricted stock units at $28.82 per share, described as not a market sale. Following this, the spouse holds 4,776,787 Class B shares indirectly, with additional indirect Class B holdings through a family trust and two children’s trusts, each share convertible into one share of Class A Common Stock.
FMR LLC filed an amended Schedule 13G reporting beneficial ownership of 9,741,593.78 shares of FIGURE TECHNOLOGY SOLUTIONS INC Class A common stock, representing 5.3% of the class. FMR LLC reports sole dispositive power over all reported shares and sole voting power over 9,675,231.15 shares, with no shared voting or dispositive power.
Abigail P. Johnson is also listed as a reporting person with beneficial ownership and sole dispositive power over the same 9,741,593.78 shares, but no sole or shared voting power. One or more other persons may receive dividends or sale proceeds from these securities, though no such person holds more than five percent of the outstanding Class A common stock.
Figure Technology Solutions, Inc. Chief Financial Officer Minchung Kgil reported selling 4,000 shares of Class A Common Stock on July 24, 2026. The sales occurred in three transactions at weighted-average prices of $27.5239, $28.4849, and $29.1065, each executed across price ranges detailed in footnotes.
All sales were effected pursuant to a Rule 10b5-1 trading plan adopted on December 10, 2025.
Figure Technology Solutions, Inc. disclosed that Chief Executive Officer Michael Benjamin Tannenbaum had 132,861 shares of Class A Common Stock withheld on July 22, 2026 at $30.04 per share and 15,355 shares withheld on July 23, 2026 at $29.24 per share, totaling 148,216 shares. These were tax-withholding dispositions to satisfy tax liability on vesting of restricted stock units and were not open-market sales.
Figure Technology Solutions, Inc. director and 10% owner Michael Scott Cagney reported that 29,958 shares of Class B Common Stock were withheld at $31.80 per share on July 10, 2026 to satisfy tax liabilities on vested restricted stock units, not through a market sale. Following this tax-withholding disposition, he holds 4,806,399 Class B shares directly and also reports substantial indirect Class B holdings through two children’s trusts and a family trust, each convertible into Class A Common Stock on a one-for-one basis.
Figure Technology Solutions, Inc. director and 10% owner June Ou reported mainly updates to indirect holdings of Class B Common Stock held through children’s and family trusts. A spouse-related entity had 29,958 shares withheld at $31.80 per share to satisfy tax on vesting of restricted stock units, leaving 4,806,399 shares of Class B Common Stock held indirectly by the spouse. Additional large Class B positions are reported in separate children’s and family trusts; each Class B share is convertible into one Class A share.