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Figure Technology Solutions (NASDAQ: FIGR) details insider tax-share withholding

Filing Impact
(Very High)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. director and 10% owner June Ou reported mainly updates to indirect holdings of Class B Common Stock held through children’s and family trusts. A spouse-related entity had 29,958 shares withheld at $31.80 per share to satisfy tax on vesting of restricted stock units, leaving 4,806,399 shares of Class B Common Stock held indirectly by the spouse. Additional large Class B positions are reported in separate children’s and family trusts; each Class B share is convertible into one Class A share.

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Insider Ou June
Role Director, 10% Owner
Type Security Shares Price Value
Tax Withholding Class B Common Stock 29,958 $31.80 $953K
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
Holdings After Transaction: Class B Common Stock — 4,806,399 shares (Indirect, By Spouse)
Footnotes (1)
  1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale. Reflects a gift transfer exempt from reporting pursuant to Rule 16a-13.
Tax-withheld shares 29958.0000 shares Shares withheld by the issuer to satisfy tax liability on vesting of restricted stock units
Withholding price 31.8000 per share Value used for the tax-withholding disposition of Class B Common Stock via spouse
Spouse indirect holdings after transaction 4806399.0000 shares Class B Common Stock held indirectly by spouse following the tax-withholding disposition
Children's Trust 1 holdings 3185970.0000 shares Indirect Class B Common Stock held by Children's Trust 1
Children's Trust 2 holdings 3185970.0000 shares Indirect Class B Common Stock held by Children's Trust 2
Family Trust holdings 31521107.0000 shares Indirect Class B Common Stock held by Family Trust
Class B Common Stock financial
"Each outstanding share of Class B Common Stock will be convertible"
A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.
Class A Common Stock financial
"convertible at any time at the option of the holder into one share of Class A Common Stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
restricted stock units financial
"satisfy tax liability on vesting of restricted stock units. Not a market sale."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Rule 16a-13 regulatory
"Reflects a gift transfer exempt from reporting pursuant to Rule 16a-13."
tax-withholding disposition financial
"transaction_action":"tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
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FAQ

What insider activity did FIGR’s June Ou report in this Form 4?

June Ou reported mainly indirect holdings of Class B Common Stock through children’s and family trusts. The only transactional event was a spouse-related tax-withholding disposition of 29,958 shares tied to vesting of restricted stock units, which the issuer used to cover tax obligations.

How many FIGR shares were used to cover RSU taxes for June Ou’s spouse?

A spouse-related account had 29,958 shares of Class B Common Stock withheld at $31.80 per share to satisfy tax liability on restricted stock unit vesting. Footnote disclosure clarifies this was not a market sale but an issuer withholding for taxes.

What indirect FIGR holdings does June Ou report through family trusts?

Indirect holdings include 3,185,970.0000 Class B shares in Children’s Trust 1, another 3,185,970.0000 in Children’s Trust 2, and 31,521,107.0000 in a Family Trust. All are reported as Class B Common Stock positions with corresponding underlying Class A share equivalence.

How many FIGR shares does June Ou’s spouse hold after the tax withholding?

After the tax withholding, an entity related to June Ou’s spouse holds 4,806,399.0000 shares of Class B Common Stock indirectly. These shares remain outstanding for the spouse-related account following the 29,958-share tax-withholding disposition connected to restricted stock unit vesting.

What is the relationship between FIGR Class B and Class A Common Stock?

Each share of Class B Common Stock is convertible at any time, at the holder’s option, into one share of Class A Common Stock. Class B shares also convert automatically into Class A upon most transfers, except for specified permitted transfers described in the disclosure.

Does this FIGR Form 4 show any open-market stock sales by June Ou?

No open-market sales are reported. The only disposition is 29,958 shares withheld by the issuer to pay tax on restricted stock unit vesting, explicitly noted as “Not a market sale”. The other entries simply reflect indirect ownership positions in various family trusts.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Ou June

(Last)(First)(Middle)
C/O FIGURE TECHNOLOGY SOLUTIONS, INC.
100 WEST LIBERTY STREET, SUITE 600

(Street)
RENO NEVADA 89501

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Class B Common Stock(1)07/10/2026F(2)29,958 (1) (1)Class A Common Stock29,958$31.84,806,399(3)IBy Spouse
Class B Common Stock(1) (1) (1)Class A Common Stock31,521,10731,521,107(3)IBy Family Trust
Class B Common Stock(1) (1) (1)Class A Common Stock3,185,9703,185,970IBy Children's Trust 1
Class B Common Stock(1) (1) (1)Class A Common Stock3,185,9703,185,970IBy Children's Trust 2
Explanation of Responses:
1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.
3. Reflects a gift transfer exempt from reporting pursuant to Rule 16a-13.
/s/ Macrina Kgil, Attorney-in-Fact07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)