STOCK TITAN

Figure Technology Solutions (FIGR) insider has shares withheld for RSU taxes

(Very High)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. director and 10% owner Michael Scott Cagney reported a Form 4 showing 29,612 shares of Class B Common Stock disposed at $28.82 per share to satisfy tax liability upon vesting of restricted stock units, described as not a market sale. Following this tax-withholding disposition, he directly holds 4,776,787 Class B shares and reports additional large indirect holdings through family and children’s trusts.

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Insider Cagney Michael Scott
Role Director, 10% Owner
Type Security Shares Price Value
Tax Withholding Class B Common Stock F1, F2 29,612 $28.82 $853K
holding Class B Common Stock F1 -- -- --
holding Class B Common Stock F1 -- -- --
holding Class B Common Stock F1 -- -- --
Holdings After Transaction: Class B Common Stock — 4,776,787 shares (Direct); Class B Common Stock — 31,521,107 shares (Indirect, By Family Trust); Class B Common Stock — 3,185,970 shares (Indirect, By Children's Trust 1); Class B Common Stock — 3,185,970 shares (Indirect, By Children's Trust 2)
Footnotes (2)
  1. F1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
  2. F2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.
Shares withheld for taxes 29,612 shares Class B Common Stock withheld to satisfy RSU tax liability
Withholding price per share $28.82 per share Value used for 29,612-share tax-withholding disposition
Direct holdings after transaction 4,776,787 shares Direct Class B Common Stock owned by Michael Scott Cagney after disposition
Family Trust indirect holdings 31,521,107 shares Class B Common Stock held indirectly by Family Trust
Children’s Trust 1 holdings 3,185,970 shares Class B Common Stock held indirectly by Children’s Trust 1
Children’s Trust 2 holdings 3,185,970 shares Class B Common Stock held indirectly by Children’s Trust 2
Class B Common Stock financial
"Represents transactions and holdings in Class B Common Stock convertible into Class A"
A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.
restricted stock units financial
"Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Rule 10b5-1 regulatory
"The document-level Rule 10b5-1 checkbox indicates whether trades used a pre-arranged plan"
Rule 10b5-1 is a regulation that allows company insiders to buy or sell their shares at predetermined times, even if they have access to non-public information. It acts like setting a schedule in advance for transactions, helping prevent accusations of unfair trading. This rule provides a way for insiders to plan trades transparently, giving investors confidence that these transactions are not based on hidden information.
indirect ownership financial
"Indirect ownership reported by Family Trust and Children’s Trusts holding Class B shares"
exercisePriceOrTaxLiabilityShares financial
"Summary shows exercisePriceOrTaxLiabilityShares of 29,612 under transaction code F"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did FIGR director Michael Scott Cagney report?

Michael Scott Cagney reported a tax-withholding disposition of 29,612 Class B shares at $28.82 per share, used to satisfy tax liability on vesting restricted stock units. The filing states this was not a market sale of Figure Technology Solutions stock.

How many FIGR shares were withheld for taxes in this Form 4?

The Form 4 shows 29,612 shares of Class B Common Stock withheld to cover tax liability from vesting restricted stock units. These shares are treated as a disposition, but the footnote clarifies it was not a market sale on an exchange or in open trading.

What are Michael Scott Cagney’s direct FIGR holdings after this transaction?

After the reported tax-withholding disposition, Michael Scott Cagney directly holds 4,776,787 shares of Figure Technology Solutions Class B Common Stock. This figure reflects his direct ownership only and is separate from additional indirect holdings through various trusts.

What indirect FIGR holdings does Michael Scott Cagney report through trusts?

He reports indirect holdings of Class B Common Stock including 31,521,107 shares held by a Family Trust and 3,185,970 shares each held by Children’s Trust 1 and Children’s Trust 2. These positions are reported as indirect ownership of underlying Class A shares.

Was the FIGR insider transaction made under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is not marked as affirmative, and the footnotes describe the event as shares withheld for tax liability on restricted stock unit vesting, rather than discretionary trading under a pre-arranged trading plan.

What does transaction code F mean in this FIGR Form 4?

Transaction code F indicates payment of tax liability or exercise price by delivering or withholding securities. Here, a footnote specifies the 29,612 shares were withheld by the issuer to satisfy tax liability on restricted stock units, and that it was not a market sale.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Cagney Michael Scott

(Last)(First)(Middle)
C/O FIGURE TECHNOLOGY SOLUTIONS, INC.
100 WEST LIBERTY STREET, SUITE 600

(Street)
RENO NEVADA 89501

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Class B Common Stock(1)08/10/2026F(2)29,612 (1) (1)Class A Common Stock29,612$28.824,776,787D
Class B Common Stock(1) (1) (1)Class A Common Stock31,521,10731,521,107IBy Family Trust
Class B Common Stock(1) (1) (1)Class A Common Stock3,185,9703,185,970IBy Children's Trust 1
Class B Common Stock(1) (1) (1)Class A Common Stock3,185,9703,185,970IBy Children's Trust 2
Explanation of Responses:
1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.
/s/ Macrina Kgil, Attorney-in-Fact08/12/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)