Figure director has 263,910 shares withheld for taxes

Figure Technology Solutions, Inc. (FIGR) director and ten percent owner Michael Scott Cagney reported a code F disposition on September 10, 2026 related to equity compensation.

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. (FIGR) director and ten percent owner Michael Scott Cagney reported a code F disposition on September 10, 2026 related to equity compensation. The company withheld 263,910 shares of Class B Common Stock, corresponding to 263,910 underlying shares of Class A Common Stock, to pay tax liability on vesting of restricted stock unitsnot a market sale at a reference value of $36.57 per share.

After this withholding event, Cagney held 4,512,877 Class B shares directly and an additional 31,521,107 Class B shares indirectly through a Family Trust, each Class B share being convertible 1-for-1 into Class A Common Stock and subject to automatic conversion upon most transfers.

Insider Trade Summary

Tax Withholding: 263,910 shares

Tax Withholding 2 txns

Insider Cagney Michael Scott

Role Director, 10% Owner

Type	Security	Shares	Price	Value
Tax Withholding	Class B Common Stock F1, F2	263,910	$36.57	$9.65M
holding	Class B Common Stock F1	--	--	--

Holdings After Transaction: Class B Common Stock — 4,512,877 contracts (Direct); Class B Common Stock — 31,521,107 contracts (Indirect, By Family Trust)

Footnotes (2)

1. F1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
2. F2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.

Key Figures

Shares withheld for tax liability: 263,910 shares Reference value per share: $36.57 per share Direct Class B holdings after transaction: 4,512,877 shares +3 more

6 metrics

Shares withheld for tax liability 263,910 shares Class B Common Stock withheld on September 10, 2026 to satisfy RSU tax liability

Reference value per share $36.57 per share Value used for the 263,910 Class B shares withheld for tax liability

Direct Class B holdings after transaction 4,512,877 shares Class B Common Stock directly held by Cagney after the September 10, 2026 event

Indirect Class B holdings via Family Trust 31,521,107 shares Class B Common Stock indirectly held through a Family Trust, each convertible 1-for-1 into Class A

Underlying Class A shares per Class B share 1 share of Class A per 1 share of Class B Each Class B Common Stock share is convertible into one share of Class A Common Stock

Tax-withholding derivative transactions 1 transaction, 263,910 shares Exercise price or tax liability-related code F derivative disposition reported in this filing

Key Terms

Class B Common Stock, Class A Common Stock, restricted stock units, pecuniary interest, +1 more

5 terms

Class B Common Stock financial

"The company withheld 263,910 shares of Class B Common Stock"

A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.

Class A Common Stock financial

"Each outstanding share of Class B Common Stock will be convertible into one share of Class A Common Stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

restricted stock units financial

"Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

pecuniary interest financial

"the reporting person does not have a reportable pecuniary interest in those shares"

Family Trust financial

"Indirect ownership of 31,521,107 shares by Family Trust"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transaction did FIGR insider Michael Scott Cagney report on this Form 4?

He reported a code F disposition on September 10, 2026, where 263,910 shares of Class B Common Stock were withheld by Figure Technology Solutions, Inc. to satisfy tax liability on vesting of restricted stock units, explicitly noted as not a market sale.

How many FIGR shares were involved in the tax withholding transaction?

The tax withholding involved 263,910 shares of Class B Common Stock at a reference value of $36.57 per share, tied to 263,910 underlying shares of Class A Common Stock from vested restricted stock units.

What are Michael Scott Cagney’s direct FIGR holdings after the reported transaction?

Following the September 10, 2026 tax-withholding event, Michael Scott Cagney held 4,512,877 shares of FIGR Class B Common Stock directly, as reported in the Form 4.

What FIGR shares does the Family Trust hold for Michael Scott Cagney’s benefit?

A Family Trust holds 31,521,107 shares of FIGR Class B Common Stock indirectly for Cagney. Each Class B share is convertible into one share of Class A Common Stock and converts automatically into Class A upon most transfers.

Was the FIGR insider transaction executed under a Rule 10b5-1 trading plan?

No. The filing indicates no Rule 10b5-1 plan; the document-level checkbox for Rule 10b5-1 is not selected, and the footnotes describe the transaction solely as tax withholding on RSU vesting.

Does the Form 4 mention children’s trusts related to FIGR shares?

Yes. It states that the reporting person does not have or share investment or voting control over previously reported children’s trusts and therefore has no reportable pecuniary interest in those shares for Section 16 purposes.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/14/2026 - 07:00 PM Accepted by SEC EDGAR 09/14/2026 - 07:00 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cagney Michael Scott

(Last) (First) (Middle)

C/O FIGURE TECHNOLOGY SOLUTIONS, INC.

100 WEST LIBERTY STREET, SUITE 600

(Street)

RENO NEVADA 89501

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B Common Stock	(1)	09/10/2026		F(2)			263,910	(1)	(1)	Class A Common Stock	263,910	$36.57	4,512,877	D
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	31,521,107		31,521,107	I	By Family Trust

Explanation of Responses:

1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.

2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.

Remarks:

The reporting person does not have or share investment or voting control of the previously reported children's trusts. As a result, the reporting person does not have a reportable pecuniary interest in those shares for Section 16 reporting purposes.

	/s/ Macrina Kgil, Attorney-in-Fact	09/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)