Welcome to our dedicated page for FIGURE TECHNOLOGY SOLUTIO SEC filings (Ticker: FIGR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Figure Technology Solutions, Inc. (Nasdaq: FIGR) on Stock Titan provides access to the company’s registration statements, current reports, and other disclosures filed with the U.S. Securities and Exchange Commission. Figure’s S-1 and S-1/A filings describe its emergence as a Nevada corporation and an emerging growth company, its listing of Class A common stock on Nasdaq under the symbol FIGR, and its holding company structure with interests in Figure Lending Corp. and Figure Markets Holdings, Inc.
Through its Form S-1 and related amendments, Figure outlines its business model as a blockchain-native capital marketplace for the origination, funding, sale, and trading of tokenized assets and on-chain loan products. These filings discuss the company’s dual-class share structure, voting rights, and the role of key subsidiaries. Subsequent Form 8-K filings furnish press releases announcing quarterly financial results and selected operating data, such as Consumer Loan Marketplace Volume, ecosystem volume, net revenue, net income, and Adjusted EBITDA, as well as updates on the company’s initial public offering and later initiatives.
Investors can also use this page to find filings related to new securities offerings, including registration statements for Series A Blockchain Common Stock or Blockchain Stock that Figure intends to issue and trade on its alternative trading system as blockchain-native equity. These documents explain how such securities are structured, how they relate to Nasdaq-listed Class A common stock, and the regulatory framework under which they are offered.
Stock Titan enhances access to FIGR filings by pairing real-time updates from EDGAR with AI-powered summaries that highlight key points in lengthy documents such as S-1 registration statements, quarterly reports, and current reports. Users can quickly see how Figure describes its blockchain-native marketplace, loan origination and securitization activities, capital structure, and risk factors, and can review insider and ownership-related disclosures where applicable. This makes it easier to understand the regulatory record behind FIGR stock and the company’s evolving approach to tokenized finance.
Figure Technology Solutions, Inc. is offering up to 4,375,000 shares of Series A Blockchain Common Stock and the prospectus registers 4,687,500 shares of Class A common stock to be sold by selling stockholders. The registration also covers Class A shares issuable on conversion of the blockchain stock.
The filing describes a paired execution: purchasers pay for blockchain stock while underwriters transfer equivalent Class A shares to the company. The company agreed to repurchase approximately $10,000,000 of Class A shares from the underwriters at the offering price. The offering is expected to close on or about February 18, 2026.
Figure Technology Solutions, Inc. has filed Amendment No. 4 to its S-1 to register up to 4,230,000 shares of Series A Blockchain Common Stock and 4,230,000 shares of Class A common stock, plus Class A shares issuable upon conversion of the blockchain stock. Investors will buy blockchain stock, while selling stockholders sell an equivalent number of Class A shares to underwriters, which then deliver Class A shares to Figure as payment for the blockchain stock sold.
Figure may also repurchase up to $30 million of Class A shares from the underwriters in connection with this structure. The blockchain stock is convertible 1:1 into NASDAQ-listed Class A common stock (ticker “FIGR”) and will trade on an alternative trading system rather than a national exchange. Figure reports rapid growth and improving profitability, with net income of $119 million and Adjusted EBITDA of $170 million for the nine months ended September 30, 2025, and total stockholders’ equity of $1.2 billion as of that date.
Figure Technology Solutions reported strong preliminary, unaudited results for the fourth quarter and full year ended December 31, 2025. For Q4 2025, the company expects Consumer Loan Marketplace volume of $2.7 billion, up 131% year over year, net revenue of $158.0–$162.0 million, GAAP net income of $12.5–$13.5 million, and Adjusted EBITDA of $80.0–$83.0 million with margins near 50–53%.
For full-year 2025, Figure expects Consumer Loan Marketplace volume of $8.4 billion, up 63%, net revenue of $505.0–$509.0 million (versus $340.9 million in 2024), GAAP net income of $131.5–$132.5 million (versus $19.9 million), and Adjusted EBITDA of $249.0–$252.0 million (versus $101.4 million). Results rely on non-GAAP measures like Adjusted Net Revenue and Adjusted EBITDA, which exclude items including valuation changes in mortgage servicing rights, digital asset fair value changes, stock-based compensation, registration costs, and other adjustments. The company will discuss these results and its outlook on a webcast on February 26, 2026.
Figure Technology Solutions, Inc. is registering 4,230,000 shares of Series A Blockchain Common Stock and 4,230,000 shares of Class A common stock, including shares issuable upon conversion of blockchain stock, in a combined primary and secondary offering.
Investors buy blockchain stock, while selling stockholders sell an equivalent number of Class A shares to underwriters. Proceeds from blockchain stock sales are used by Figure to purchase the Class A shares. Figure may also repurchase up to $30 million of Class A common stock from the underwriters in connection with this deal, reducing the number of blockchain shares issued. The blockchain stock will trade on Figure’s alternative trading system, while the Class A common stock continues trading on NASDAQ under "FIGR."
Figure Technology Solutions, Inc. has filed Amendment No. 2 to its S-1 registration statement for a combined offering of new blockchain common stock and Class A common stock. Investors will buy blockchain stock, while selling stockholders provide Class A shares to underwriters, which are then sold to Figure as part of the settlement structure.
Each whole share of blockchain stock is convertible into one share of Class A common stock, and the blockchain stock is expected to trade on the company’s alternative trading system, not on NASDAQ. Figure operates a blockchain-based capital markets platform focused on consumer credit and digital assets, with home equity lending, its Figure Connect marketplace, and related servicing and interest income providing most of its revenue.
The company highlights rapid growth and improving profitability, including net income of $119 million and Adjusted EBITDA of $170 million for the nine months ended September 30, 2025, supported by rising HELOC originations, expanding partner usage of its loan origination system, and increasing activity on its blockchain-based infrastructure.
Figure Technology Solutions, Inc. has filed an amended registration statement for an offering of a new Series A “blockchain stock” and related Class A common stock. Investors will buy blockchain stock, while selling stockholders sell Class A shares to underwriters, which are then sold to Figure as blockchain stock is sold.
Each whole share of blockchain stock is convertible into one share of Class A common stock. The blockchain stock will trade on Figure’s alternative trading system, not on Nasdaq, and transfers are limited to wallets that complete KYC and anti-money-laundering checks. Class A common stock remains listed on Nasdaq under “FIGR,” with a last reported price of $63.79 per share.
Figure presents itself as a profitable, fast-growing blockchain-based capital markets platform. For the nine months ended September 30, 2025, it reports net income of $119 million, Adjusted EBITDA of $170 million, accumulated deficit of $202 million, and total stockholders’ equity of $1.2 billion. For 2024, it reports net income of $20 million and Adjusted EBITDA of $101 million.
Figure Technology Solutions, Inc. filed an amendment to its current report to correct one metric previously shared in a press release about its results. The company revised the Matched Offers Balance for the quarter ended September 30, 2025, changing it from $38 million to $22 million.
Because of this correction, the reported quarter-over-quarter change in Matched Offers Balances from Q3 2025 to Q4 2025 was updated from 442% to 836%. No other figures or disclosures from the original current report or its exhibit were changed, and this amendment replaces the prior amendment in full.
Figure Technology Solutions, Inc. filed an amended current report to correct a single performance metric previously released for the quarter ended December 31, 2025. The company revised the Matched Offers Balance for the month ended November 30, 2025 from $38 million to $22 million. Because of this change, the reported quarter-over-quarter change in Matched Offers Balances from Q3 2025 to Q4 2025 was updated from 442% to 836%. No other figures or disclosures from the original report or its press release were changed.
Figure Technology Solutions, Inc. reported that it has issued a press release with certain financial results for the quarter ended December 31, 2025. The company furnished this press release as Exhibit 99.1 to a current report, allowing investors to access the detailed quarterly figures and commentary in that exhibit. The company also notes that the information in this report, including Exhibit 99.1, is furnished rather than filed, so it is not subject to Section 18 liability and is only incorporated into other documents if specifically referenced.
Figure Technology Solutions, Inc. director and 10% owner reported several equity moves involving Class A and Class B common stock on 12/10/2025. The reporting person’s spouse converted 200,058 shares of Class B common stock into Class A common stock, then sold 200,058 Class A shares in three transactions at weighted-average prices of $38.6947, $39.6233 and $40.084 per share, with sale prices ranging from $38.045 to $40.17. Some of these sales included shares sold to satisfy tax liabilities arising from vesting of restricted stock units.
After the reported transactions, the reporting person beneficially owned 6,128,993 shares of Class A common stock directly. The spouse held 30,105,295 derivative securities linked to Class B common stock, and family-related entities, including a family trust, Rockfish LLC and two children’s trusts, held additional Class B shares. Each outstanding Class B share is convertible into one Class A share and will also convert automatically into Class A upon most transfers, subject to certain permitted transfers.