Figure Technology Solutions (FIGR) furnishes Q4 2025 financial results via press release

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. reported that it has issued a press release with certain financial results for the quarter ended December 31, 2025. The company furnished this press release as Exhibit 99.1 to a current report, allowing investors to access the detailed quarterly figures and commentary in that exhibit. The company also notes that the information in this report, including Exhibit 99.1, is furnished rather than filed, so it is not subject to Section 18 liability and is only incorporated into other documents if specifically referenced.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 12, 2026

Figure Technology Solutions, Inc.

(Exact name of registrant as specified in its charter)

Nevada		001-42829		99-2556408
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

100 West Liberty Street, Suite 600 Reno, Nevada		89501
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (917) 789-8049

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol		Name of each exchange on which registered
Class A Common Stock, par value $0.0001 per share		FIGR		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 12, 2026, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing certain financial results for the quarter ended December 31, 2025. A copy of the press release is being furnished as Exhibit 99.1 to this Current Report on Form 8-K.

The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits.

(d) The following exhibits are being filed herewith:

Exhibit No.		Description
99.1		Press Release, dated January 12, 2026
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	FIGURE TECHNOLOGY SOLUTIONS, INC.
Date: January 12, 2026	By:	/s/ Michael Tannenbaum
		Michael Tannenbaum
		Chief Executive Officer and Director

FAQ

What did Figure Technology Solutions, Inc. (FIGR) disclose in this 8-K?

Figure Technology Solutions, Inc. disclosed that it issued a press release announcing certain financial results for the quarter ended December 31, 2025, and furnished that release as Exhibit 99.1.

Which period’s results are covered by Figure Technology Solutions, Inc. (FIGR) in this update?

The update covers certain financial results for Figure Technology Solutions, Inc. for the quarter ended December 31, 2025.

Where can investors find the detailed financial results for Figure Technology Solutions, Inc. (FIGR)?

Detailed financial results are available in the press release furnished as Exhibit 99.1 to the current report.

Is the financial information for Figure Technology Solutions, Inc. (FIGR) considered filed with the SEC?

The company states that the information in this report, including Exhibit 99.1, is furnished and not deemed filed for purposes of Section 18 of the Exchange Act.

Can the Exhibit 99.1 press release for Figure Technology Solutions, Inc. (FIGR) be incorporated into other SEC filings?

Yes, the company notes that the information may be incorporated by reference into other filings under the Securities Act or Exchange Act only if expressly set forth by specific reference.

Who signed the current report for Figure Technology Solutions, Inc. (FIGR)?

The report was signed on behalf of Figure Technology Solutions, Inc. by Michael Tannenbaum, Chief Executive Officer and Director.