Figure Technology Solutions withholds 29,088 tax shares

Figure Technology Solutions, Inc. director and 10% owner Michael Scott Cagney had 29,088 Class B Common Stock shares withheld by the issuer on October 10, 2026, to satisfy tax liability on vesting of restricted stock units; this was not a market sale.

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. director and 10% owner Michael Scott Cagney had 29,088 Class B Common Stock shares withheld by the issuer on October 10, 2026, to satisfy tax liability on vesting of restricted stock units; this was not a market sale. The reported price was $28.54 per share, and his direct holdings after the transaction were 4,483,789 Class B shares. A separate entry lists 31,521,107 Class B shares by Family Trust; Cagney stated he does not have or share voting or investment control over previously reported children's trusts.

Insider Trade Summary

Tax Withholding: 29,088 shares

Tax Withholding 2 txns

Insider Cagney Michael Scott

Role Director, 10% Owner

Type	Security	Shares	Price	Value
Tax Withholding	Class B Common Stock F1, F2	29,088	$28.54	$830K
holding	Class B Common Stock F1	--	--	--

Holdings After Transaction: Class B Common Stock — 4,483,789 contracts (Direct); Class B Common Stock — 31,521,107 contracts (Indirect, By Family Trust)

Footnotes (2)

1. F1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
2. F2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.

Key Figures

Shares withheld for tax liability: 29,088 shares Reported price per share: $28.54 per share Direct Class B holdings after transaction: 4,483,789 shares +2 more

5 metrics

Shares withheld for tax liability 29,088 shares October 10, 2026; restricted stock unit vesting

Reported price per share $28.54 per share Shares withheld on October 10, 2026

Direct Class B holdings after transaction 4,483,789 shares Reported after the October 10, 2026 transaction

Family Trust Class B shares 31,521,107 shares Separate holding entry dated October 10, 2026

Class B conversion ratio 1 Class A share per Class B share Holder option or automatic conversion upon transfer, except certain permitted transfers

Key Terms

restricted stock units, pecuniary interest, Class B Common Stock, permitted transfers

4 terms

restricted stock units financial

"on vesting of restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

pecuniary interest regulatory

"reportable pecuniary interest in those shares"

Class B Common Stock technical

"Each outstanding share of Class B Common Stock"

A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.

permitted transfers regulatory

"except for certain permitted transfers"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many FIGR shares did the issuer withhold for Michael Scott Cagney?

The issuer withheld 29,088 Class B Common Stock shares at a reported $28.54 per share on October 10, 2026, to satisfy tax liability on restricted stock unit vesting. The footnote states this was not a market sale.

What FIGR holdings were listed after the October 10, 2026 transaction?

Cagney's reported direct holdings after the transaction were 4,483,789 Class B shares. A separate holding entry lists 31,521,107 Class B shares by Family Trust; Cagney stated he does not have or share voting or investment control over previously reported children's trusts.

How do FIGR Class B shares convert into Class A shares?

Each outstanding Class B share is convertible at any time, at the holder's option, into one Class A share. Class B shares also convert automatically into one Class A share upon transfer, whether or not for value, except for certain permitted transfers.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/14/2026 - 04:30 PM EDT Accepted by SEC EDGAR 10/14/2026 - 04:30 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cagney Michael Scott

(Last) (First) (Middle)

C/O FIGURE TECHNOLOGY SOLUTIONS, INC.

100 WEST LIBERTY STREET, SUITE 600

(Street)

RENO NEVADA 89501

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B Common Stock	(1)	10/10/2026		F(2)			29,088	(1)	(1)	Class A Common Stock	29,088	$28.54	4,483,789	D
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	31,521,107		31,521,107	I	By Family Trust

Explanation of Responses:

1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.

2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.

Remarks:

The reporting person does not have or share investment or voting control of the previously reported children's trusts. As a result, the reporting person does not have a reportable pecuniary interest in those shares for Section 16 reporting purposes.

	/s/ Macrina Kgil, Attorney-in-Fact	10/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)