[Form 4] Figure Technology Solutions, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Figure Technology Solutions director and 10% owner Michael Scott Cagney reported a tax-related share disposition. On March 13, 2026, he delivered 33,286 shares of Class B Common Stock at $35.07 per share to satisfy tax liabilities on vesting of restricted stock units, which the company notes was not a market sale. After this withholding, he held 30,003,950 Class B shares directly. Additional indirect holdings are reported through a family trust with 4,313,645 shares, Rockfish LLC with 2,237,012 shares, and two children’s trusts with 3,185,970 shares each. Each Class B share is convertible into one Class A share, and transfers generally trigger automatic conversion into Class A, subject to certain permitted transfers.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cagney Michael Scott

(Last) (First) (Middle)

C/O FIGURE TECHNOLOGY SOLUTIONS, INC.

100 WEST LIBERTY STREET, SUITE 600

(Street)

RENO NV 89501

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B Common Stock	(1)	03/13/2026		F(2)			33,286	(1)	(1)	Class A Common Stock	33,286	$35.07	30,003,950	D
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	4,313,645		4,313,645	I	By Family Trust
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	2,237,012		2,237,012	I	By Rockfish LLC
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	3,185,970		3,185,970	I	By Children's Trust 1
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	3,185,970		3,185,970	I	By Children's Trust 2

Explanation of Responses:

1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.

2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.

	/s/ Ronald Chillemi, Attorney-in-Fact	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FIGR director Michael Cagney report on this Form 4?

Michael Cagney reported delivering 33,286 Class B shares to cover tax liabilities from vesting restricted stock units. The shares were valued at $35.07 each and were withheld by the issuer, which is explicitly described as not being a market sale.

Was the FIGR insider transaction a market sale of shares?

No. The filing states the 33,286 shares were withheld by the issuer to satisfy tax liability on vesting RSUs and were not a market sale. This is characterized as a tax-withholding disposition rather than an open-market transaction or discretionary share sale.

How many FIGR shares does Michael Cagney hold directly after this transaction?

Following the tax-withholding disposition, Michael Cagney directly holds 30,003,950 shares of Figure Technology Solutions Class B Common Stock. This large remaining position indicates the transaction affected only a small fraction of his direct holdings reported in the filing.

What indirect FIGR share holdings are associated with Michael Cagney?

The Form 4 lists indirect Class B holdings of 4,313,645 shares by a family trust, 2,237,012 shares by Rockfish LLC, and 3,185,970 shares each by two children’s trusts. These positions are reported as indirect ownership interests separate from his direct holdings.

How are FIGR Class B shares related to Class A shares in this filing?

Each outstanding Class B Common Stock share is convertible at any time into one Class A share at the holder’s option. In addition, most transfers automatically convert Class B into Class A, except for certain specifically permitted transfers described in the footnote.

What does the tax-withholding code F mean in the FIGR Form 4?

Transaction code F indicates payment of exercise price or tax liability by delivering securities. Here, 33,286 Class B shares were withheld to satisfy RSU-related taxes, with the Form 4 and footnote clarifying this was a tax-withholding disposition and not an open-market sale.