5.42M-Share Holder Discloses 3.05% Stake in Figure (NASDAQ: FIGR)

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. Schedule 13G filings report that four related entities—Newton (PTC) Limited, Orland Properties Limited, Gemini GP Limited and Gemini Investments, L.P.—beneficially own 5,420,297 shares of Class A Common Stock. The filings state this represents 3.05% of the class, calculated using 177,916,504 shares outstanding as of December 31, 2025 per the issuer's Form 424(b)(4).

The filing attributes sole voting and dispositive power over the 5,420,297 shares to each reporting person and describes the ownership chain (Gemini GP is general partner of Gemini Investments; Orland wholly owns Gemini GP; Newton wholly owns Orland).

Insights

Institutional Ownership Analyst

Three related entities report a combined 3.05% stake via 5,420,297 Class A shares.

The filing lists exact holdings: each reporting person is shown with 5,420,297 shares and sole voting and dispositive power. The percentage is tied to December 31, 2025 outstanding shares of 177,916,504.

Ownership is structured through a chain of entities (Gemini Investments, Gemini GP, Orland, Newton). Cash‑flow treatment and any planned transactions are not described in the excerpt; subsequent filings would disclose changes in stake.

Corporate Governance Specialist

Entity attribution and control are explicit; beneficial ownership is reported, not a transaction.

The filing clarifies beneficial ownership and the control chain: Gemini GP is general partner of Gemini Investments, L.P., owned by Orland, which is owned by Newton. Each reporting person is shown with sole voting and dispositive power over the same 5,420,297 shares.

Materiality: the stake is below 5% and is reported under the Schedule 13G framework; this is a disclosure of holdings rather than an announcement of an acquisition or disposition.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

Figure Technology Solutions, Inc.

(Name of Issuer)

Class A Common Stock, par value $0.0001 per share

(Title of Class of Securities)

(CUSIP Number)

03/11/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP No.

1

Names of Reporting Persons

Newton (PTC) Limited

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

VIRGIN ISLANDS, BRITISH

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 5,420,297.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 5,420,297.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

5,420,297.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

3.05 %

12

Type of Reporting Person (See Instructions)

CO

Comment for Type of Reporting Person: As of the date hereof, the Reporting Person's beneficial ownership consists of 5,420,297 shares of Common Stock. The percentage reported in Item 11 is based on 177,916,504 shares of Class A common stock outstanding as of December 31, 2025, as reported in the Issuer's Form 424(b)(4) filed with the SEC on February 18, 2026.

SCHEDULE 13G

CUSIP No.

1

Names of Reporting Persons

Orland Properties Limited

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

VIRGIN ISLANDS, BRITISH

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 5,420,297.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 5,420,297.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

5,420,297.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

3.05 %

12

Type of Reporting Person (See Instructions)

CO

Comment for Type of Reporting Person: As of the date hereof, the Reporting Person's beneficial ownership consists of 5,420,297 shares of Common Stock. The percentage reported in Item 11 is based on 177,916,504 shares of Class A common stock outstanding as of December 31, 2025, as reported in the Issuer's Form 424(b)(4) filed with the SEC on February 18, 2026.

SCHEDULE 13G

CUSIP No.

1

Names of Reporting Persons

Gemini GP Limited

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

CAYMAN ISLANDS

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 5,420,297.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 5,420,297.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

5,420,297.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

3.05 %

12

Type of Reporting Person (See Instructions)

CO

Comment for Type of Reporting Person: As of the date hereof, the Reporting Person's beneficial ownership consists of 5,420,297 shares of Common Stock. The percentage reported in Item 11 is based on 177,916,504 shares of Class A common stock outstanding as of December 31, 2025, as reported in the Issuer's Form 424(b)(4) filed with the SEC on February 18, 2026.

SCHEDULE 13G

CUSIP No.

1

Names of Reporting Persons

Gemini Investments, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

CAYMAN ISLANDS

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 5,420,297.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 5,420,297.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

5,420,297.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

3.05 %

12

Type of Reporting Person (See Instructions)

PN

Comment for Type of Reporting Person: As of the date hereof, the Reporting Person's beneficial ownership consists of 5,420,297 shares of Common Stock. The percentage reported in Item 11 is based on 177,916,504 shares of Class A common stock outstanding as of December 31, 2025, as reported in the Issuer's Form 424(b)(4) filed with the SEC on February 18, 2026.

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Figure Technology Solutions, Inc.
(b)	Address of issuer's principal executive offices: 100 West Liberty Street, Suite 600 Reno, NV 89501
Item 2.
(a)	Name of person filing: I. Newton (PTC) Limited II. Orland Properties Limited III. Gemini GP Limited IV. Gemini Investments, L.P.
(b)	Address or principal business office or, if none, residence: I. c/o Trident Trust Company (B.V.I.) Limited, Trident Chambers, P.O. Box 146, Road Town, Tortola, British Virgin Islands II. c/o Trident Trust Company (B.V.I.) Limited, Trident Chambers, P.O. Box 146, Road Town, Tortola, British Virgin Islands III. c/o Trident Trust Company (Cayman) Limited, One Capital Place, P.O. Box 847, Grand Cayman, KY1-1103, Cayman Islands IV. c/o Trident Trust Company (Cayman) Limited, One Capital Place, P.O. Box 847, Grand Cayman, KY1-1103, Cayman Islands
(c)	Citizenship: (i) British Virgin Islands (ii) British Virgin Islands (iii) Cayman Islands (iv) Cayman Islands
(d)	Title of class of securities: Class A Common Stock, par value $0.0001 per share
(e)	CUSIP No.:
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: The information required by this item with respect to each Reporting Person is set forth in Rows 5 through 9 and 11 of the cover page for each Reporting Person to this Schedule 13G. The ownership percentages reported are based on 177,916,504 shares of Class A common stock, par value $0.0001 per share, outstanding as of December 31, 2025, as reported in the Issuer's Form 424(b)(4) filed with the SEC on February 18, 2026. Gemini GP Limited is the general partner of Gemini Investments, L.P., and as such, may be deemed to beneficially own the shares held directly by Gemini Investments, L.P. Orland Properties Limited wholly owns Gemini GP Limited, and as such, may be deemed to beneficially own the shares beneficially owned by Gemini GP Limited. Newton (PTC) Limited wholly owns Orland Properties Limited, and as such, may be deemed to beneficially own the shares beneficially owned by Orland Properties Limited.
(b)	Percent of class: See Item 11 of the cover page for each Reporting Person
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: See Items 5-9 of the cover page for each Reporting Person
	(ii) Shared power to vote or to direct the vote: See Items 5-9 of the cover page for each Reporting Person
	(iii) Sole power to dispose or to direct the disposition of: See Items 5-9 of the cover page for each Reporting Person
	(iv) Shared power to dispose or to direct the disposition of: See Items 5-9 of the cover page for each Reporting Person
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.	Certifications:
	Not Applicable

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Newton (PTC) Limited

Signature:	/s/ David Muir
Name/Title:	David Muir / President
Date:	03/17/2026

Orland Properties Limited

Signature:	/s/ David Muir
Name/Title:	David Muir / President
Date:	03/17/2026

Gemini GP Limited

Signature:	/s/ David Muir
Name/Title:	David Muir / President
Date:	03/17/2026

Gemini Investments, L.P.

Signature:	By: Gemini GP Limited, its General Partner, /s/ David Muir
Name/Title:	David Muir / President
Date:	03/17/2026

FAQ

What stake do Newton/Orland/Gemini report in FIGR?

They report beneficial ownership of 5,420,297 Class A shares, representing 3.05% of the class based on 177,916,504 shares outstanding as of December 31, 2025. The filing lists sole voting and dispositive power.

Does the Schedule 13G show who controls the reported shares?

Yes. The filing states each reporting person has sole voting and sole dispositive power over the 5,420,297 shares, and describes the ownership chain among the named entities.

Is the reported 3.05% stake calculated on a current share count?

The percentage is calculated using 177,916,504 shares outstanding as of December 31, 2025, per the issuer's Form 424(b)(4) filed February 18, 2026, which the Schedule 13G cites for its denominator.

Does the filing indicate any planned sale or purchase of FIGR shares?

No. The Schedule 13G discloses beneficial ownership and control but does not describe any planned acquisitions, dispositions, or cash‑flow treatment for the reported 5,420,297 shares.

How are the four reporting persons related in ownership structure?

The filing states: Gemini GP is general partner of Gemini Investments, L.P.; Orland Properties Limited wholly owns Gemini GP; and Newton (PTC) Limited wholly owns Orland, establishing the chain of control over the shares.