FinWise Bancorp filings document the public-company record for the holding company of FinWise Bank, including results releases, investor presentation materials, executive leadership changes, and annual-meeting governance. Form 8-K reports cover quarterly operating results, Regulation FD materials, and officer appointments tied to the holding company and bank.
Proxy filings describe shareholder meeting matters, board and governance information, executive compensation, voting procedures, and ownership-related disclosures. The filings also frame the bank's Strategic Program Lending, credit-enhanced loan balances, deposit funding, SBA 7(a), commercial real estate, leasing, payments and BIN Sponsorship activities through formal risk and financial disclosure.
Ehrlich Susan reported acquisition or exercise transactions in this Form 4 filing.
Finwise Bancorp director Susan Ehrlich received a stock grant of 1,589 shares of common stock. The grant was reported at a value of $15.73 per share, based on the average closing price over the fifteen trading days ending the day before the grant date. After this compensation-related award, she directly holds 5,910 shares of Finwise Bancorp common stock. The transaction is classified as a grant or award rather than an open-market purchase.
Reynolds Howard I reported acquisition or exercise transactions in this Form 4 filing.
Finwise Bancorp director Reynolds Howard I received a grant of 3,189 shares of common stock on March 31, 2026. The award was priced at $15.73 per share, equal to the average closing price over the fifteen trading days before the grant date.
Following this grant, he holds 41,294 shares directly. The filing also reports indirect ownership of 190,248 shares through CH Sterling Enterprises, LTD.
Nievaard Lisa Ann reported acquisition or exercise transactions in this Form 4 filing.
Finwise Bancorp director Lisa Ann Nievaard received an equity grant of 3,179 shares of common stock. The shares were awarded on March 31, 2026 at a reported price of $15.73 per share, which reflects the average closing price over the fifteen trading days before the grant date. Following this award, she directly holds 18,987 shares of Finwise Bancorp common stock.
Finwise Bancorp director Jeana Hutchings received a stock grant of 3,179 shares of common stock on March 31, 2026. The award was recorded at a reference price of $15.73 per share, based on the average closing price over the fifteen trading days ending the day before the grant date.
After this grant, Hutchings directly owns 29,187 shares of Finwise Bancorp common stock. The transaction is classified as a grant, award, or other acquisition, reflecting compensation rather than an open-market purchase.
Giordano James N reported acquisition or exercise transactions in this Form 4 filing.
Finwise Bancorp director James N. Giordano reported a stock award of common shares as part of his compensation. On March 31, 2026, he received 3,179 shares of common stock at a reference price of $15.73 per share, based on the average closing price over fifteen trading days before the grant.
Following this award, Giordano directly holds 399,607 common shares. The filing also shows an additional 2,500 shares held through joint ownership with his spouse, reflecting indirect ownership separate from his direct holdings. This transaction is an equity grant rather than an open-market purchase.
Finwise Bancorp director Gerald Edwin Cunningham reported a stock grant and updated holdings. On March 31, 2026, he received a grant of 3,179 shares of common stock at an average price of $15.73 per share, described as a grant, award, or other acquisition.
Following this grant, his direct ownership rose to 77,129 common shares. He also reported indirect ownership of 84,462 common shares held through the Gerald E. Cunningham Revocable Trust dated September 24, 2007. The grant price reflects the average closing price over the prior fifteen trading days.
FinWise Bancorp filed a Form 8-K to furnish an investor presentation outlining fourth quarter and full-year 2025 results and its fintech-focused banking strategy. For 2025, total operating revenue was $130.7 million, with net income of $16.1 million and diluted earnings per share of $1.13. Return on average assets was 1.9% and return on average equity was 8.9%, while the efficiency ratio improved to 53.8%. Total assets reached $977.1 million and deposits were $754.6 million as of December 31, 2025. Tangible book value per share rose to $14.15. The presentation highlights rapid growth in strategic program and credit enhanced lending to fintech partners, a diversified loan portfolio with significant SBA exposure, and a strong capital position well above regulatory requirements. Management notes higher 4Q25 credit loss provision, including a $1.1 million after-tax impact from refined servicing and administration standards, and emphasizes continued investment in compliance, risk management and payments infrastructure.
FinWise Bancorp reported solid 2025 growth with rising credit costs. Net income increased to $16.1 million from $12.7 million as total loan originations rose to $6.1 billion. Net interest income grew to $72.2 million, though net interest margin slipped to 9.23% from 9.99% as the mix shifted toward lower‑risk, lower‑yield loans.
Total assets expanded 31% to $977.1 million, driven by Strategic Program loans held‑for‑sale, credit‑enhanced Strategic Program loans held‑for‑investment, and higher cash at banks. Deposits grew 38.5% to $754.6 million, largely in time deposits and noninterest‑bearing demand accounts from strategic partners.
Credit performance became a bigger focus. The allowance for credit losses rose from $13.2 million to $36.8 million, reflecting portfolio growth and a sharp increase in credit‑enhanced Strategic Program balances to $108.1 million. Provision expense climbed to $38.6 million, while non‑interest income more than doubled to $58.5 million on higher Strategic Program fees, credit enhancement income and gains on SBA loan sales.
Wasatch Advisors filed an amended Schedule 13G reporting its ownership in Finwise Bancorp. The firm beneficially owns 602,116 shares, representing 4.4% of the company’s common stock as of the reported date. Wasatch has sole voting power over 532,286 shares and sole dispositive power over all 602,116 shares.
The filing states these securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of Finwise Bancorp.
FinWise Bancorp filed a Form 8-K to furnish its latest financial update. The company attached a press release dated January 29, 2026 reporting financial results for the fiscal quarter ended December 31, 2025 as Exhibit 99.1.
The 8-K also furnishes an investor presentation dated January 2026 as Exhibit 99.2 under Regulation FD, providing additional information for investors. Both exhibits are designated as “furnished,” not “filed,” which limits their use for certain securities law purposes.