Welcome to our dedicated page for Finwise Bancorp SEC filings (Ticker: FINW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
FinWise Bancorp filings document the public-company record for the holding company of FinWise Bank, including results releases, investor presentation materials, executive leadership changes, and annual-meeting governance. Form 8-K reports cover quarterly operating results, Regulation FD materials, and officer appointments tied to the holding company and bank.
Proxy filings describe shareholder meeting matters, board and governance information, executive compensation, voting procedures, and ownership-related disclosures. The filings also frame the bank's Strategic Program Lending, credit-enhanced loan balances, deposit funding, SBA 7(a), commercial real estate, leasing, payments and BIN Sponsorship activities through formal risk and financial disclosure.
FinWise Bancorp reported Q2 2026 results with loan originations of $1.6 billion, slightly below Q1 but above the prior-year quarter. Net interest income was $28.7 million and net interest margin expanded to 13.69% as higher-yielding credit‑enhanced loans grew.
Provision for credit losses increased to $22.7 million, largely tied to credit‑enhanced programs and higher provisioning on core loans, which, together with higher credit enhancement expenses, reduced net income to $2.1 million and diluted EPS to $0.15. Nonperforming loans fell to $37.7 million, 6.6% of loans, while the allowance rose to 8.3% of loans.
Total assets reached $925.3 million and deposits $693.8 million. Tangible book value per share improved to $14.55 and the bank‑level leverage ratio was 18.1%. FinWise also acquired the Tallied Technologies card platform and expects about $4.0 million of integration and transition costs over the next year.
FinWise Bancorp announced it acquired Tallied Technologies’ credit card issuance and processing platform and related assets, bringing its card technology stack fully in-house from application and decisioning through issuing, processing, rewards, fraud scoring, disputes and compliance. The platform is cloud-native, SOC2 certified and API-first, and Tallied’s engineering and operations team has joined FinWise.
The company highlights expanded revenue capture, since it will now retain fees, interchange and interest economics previously shared with a third-party program manager, while describing the upfront capital outlay as minimal. Integration and transition costs are expected to total about $4.0 million over the next year as FinWise integrates the platform and eliminates duplicative vendor and platform expenses.
Because Tallied will no longer act as program manager, roughly $50 million of seasoned credit card receivables will convert to standard balances on the bank’s balance sheet, with FinWise retaining full economics and associated credit exposure. Prior guidance of approximately $217 million in credit-enhanced balances by the end of 2026 no longer applies due to this structural change, and management plans to update investors as purchase accounting and receivable strategy are finalized.
FinWise Bancorp filed an amended report to update the text of its 2019 Stock Plan exhibit and correct a scrivener’s error. At its 2026 annual meeting, shareholders approved increasing the number of common shares available for awards under the 2019 Stock Plan by 750,000 to 2,530,000.
Shareholders also elected two directors for terms running to the 2029 annual meeting, reaffirmed the amended 2019 Stock Plan, and ratified Baker Tilly US, LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026.
FinWise Bancorp reported results from its 2026 Annual Meeting of Shareholders. Investors approved an increase of 750,000 shares of common stock available for awards under the 2019 Stock Plan, bringing the total plan pool to 2,530,000 shares. Named executive officers are expected to continue participating in this equity incentive plan.
Shareholders, who could vote 13,706,039 common shares as of the record date, had 11,183,721 shares represented in person or by proxy. They elected Gerald E. Cunningham and Lisa Ann Nievaard as directors and ratified Baker Tilly US, LLP as independent auditor for the fiscal year ending December 31, 2026.
Finwise Bancorp officer Juan Carlos Arias reported a compensation-related share disposition rather than an open-market trade. On May 28, 2026, 285 shares of common stock were withheld at $14.24 per share to satisfy tax obligations, leaving 8,359 shares held directly.
The filing also lists indirect holdings, including 607 shares held by an IRA, 100 shares held as UTMA custodian for a child, and 380 shares held by his wife’s IRA. These entries reflect how his ownership is split across personal and family accounts.
Finwise Bancorp executive Natasha Laurette Clayton reported a tax-related share disposition. On May 28, she had 1,728 shares of Finwise Bancorp common stock withheld at $14.24 per share to cover tax obligations. This was an automatic tax-withholding disposition rather than an open-market sale, and she continued to directly hold 45,213 shares afterward.
Finwise Bancorp insider Richard Thiessens reported a tax-related share disposition. On May 28, 2026, 1,759 shares of Finwise Bancorp common stock were delivered at $14.24 per share to satisfy a tax obligation, classified as a tax-withholding disposition rather than an open-market sale. After this transaction, Thiessens directly owned 50,785 shares of common stock.
Finwise Bancorp EVP and CFO Robert E. Wahlman reported a small, routine tax-related share disposition. On May 28, 2026, 3,067 shares of common stock were delivered at $14.24 per share to satisfy a tax liability, classified as a tax-withholding disposition rather than an open-market sale. Following this transaction, Wahlman directly holds 54,086 shares of Finwise Bancorp common stock.
Finwise Bancorp EVP and CFO Robert E. Wahlman reported a tax-withholding disposition of 3,918 shares of common stock at $14.00 per share. These shares were used to satisfy tax obligations rather than sold in the open market. Following this transaction, he directly holds 57,153 shares of Finwise Bancorp common stock.
Finwise Bancorp officer Juan Carlos Arias reported updated holdings in the company’s common stock. On May 27, 2026, 348 shares of directly held stock were disposed of as a tax-withholding disposition at $14.00 per share, leaving 8,644 shares held directly. In addition, the filing lists indirect holdings of 607 shares held by an IRA, 100 shares held as UTMA custodian for a child, and 380 shares held by an IRA in the name of his wife.