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Fifth Third Bancorp (FITB) COO converts SARs into stock and withholds 22,400 shares for taxes

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Fifth Third Bancorp EVP & Chief Operating Officer James C. Leonard reported exercising stock appreciation rights into 31,639 shares of common stock on July 20, 2026, at exercise prices between $26.52 and $33.17 per share. To satisfy obligations, 22,400 shares were disposed of through tax-withholding transactions at $57.40 per share.

Positive

  • None.

Negative

  • None.
Insider Leonard James C.
Role EVP & Chief Operating Officer
Type Security Shares Price Value
Exercise Stock Appreciation Rights F1 8,772 $0.00 $0.00
Exercise Stock Appreciation Rights F1 4,965 $0.00 $0.00
Exercise Stock Appreciation Rights F1 9,654 $0.00 $0.00
Exercise Stock Appreciation Right F1 8,248 $0.00 $0.00
Exercise Common Stock 8,772 $26.52 $233K
Exercise Price or Tax Liability Common Stock 6,041 $57.40 $347K
Exercise Common Stock 4,965 $33.17 $165K
Exercise Price or Tax Liability Common Stock 3,753 $57.40 $215K
Exercise Common Stock 9,654 $26.72 $258K
Exercise Price or Tax Liability Common Stock 6,667 $57.40 $383K
Exercise Common Stock 8,248 $29.64 $244K
Exercise Price or Tax Liability Common Stock 5,939 $57.40 $341K
Holdings After Transaction: Stock Appreciation Rights — 0 shares (Direct); Stock Appreciation Right — 0 shares (Direct); Common Stock — 297,256 shares (Direct)
Footnotes (1)
  1. F1. Indicates grant date. Stock appreciation rights are exercisable in thirds beginning on the first anniversary of the grant date with one-third of the total grant vesting annually over a three-year period.
Stock appreciation rights exercised 31,639 shares Total derivative exerciseShares reported for 2026-07-20
Tax-withholding shares disposed 22,400 shares Total F-code taxWithholdingShares on 2026-07-20
Exercise price 26.5200 $/share Conversion or exercise price for 8,772 SARs granted 2017-02-03
Exercise price 33.1700 $/share Conversion or exercise price for 4,965 SARs granted 2018-01-29
Exercise price 26.7200 $/share Conversion or exercise price for 9,654 SARs granted 2019-02-06
Exercise price 29.6400 $/share Conversion or exercise price for 8,248 SARs granted 2020-02-12
Tax-withholding price 57.4000 $/share Per-share value used for Common Stock F-code dispositions
Number of tax-withholding transactions 4 Count of non-derivative transactions coded F on 2026-07-20
Stock Appreciation Rights financial
"security_title: Stock Appreciation Rights"
Stock appreciation rights (SARs) are a form of employee compensation that give the holder the right to receive the increase in a company's stock price over a set baseline, paid in cash or shares, without having to buy the stock. For investors, SARs matter because they can create future cash outflows or share dilution and signal how a company rewards and motivates executives — similar to giving a bonus tied directly to how well the company’s stock performs.
tax-withholding disposition financial
"transaction_action: tax-withholding disposition"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
derivative security financial
"Exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
grant date financial
"Indicates grant date. Stock appreciation rights are exercisable"
The grant date is the day a company formally gives an employee or contractor the right to receive stock-based compensation, such as stock options or restricted shares. It matters to investors because it fixes key terms—like the price, the start of the ownership clock, and when the award will affect the company’s financial statements and share count—so it can influence dilution, reported expenses, and potential future selling pressure.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider activity did Fifth Third Bancorp (FITB) report for James C. Leonard?

James C. Leonard exercised stock appreciation rights into 31,639 Fifth Third Bancorp shares. The transactions occurred on July 20, 2026, converting derivatives into common stock and pairing them with related tax-withholding share dispositions reported in the same Form 4 filing.

How many stock appreciation rights did the FITB executive exercise in this Form 4?

The executive exercised 31,639 stock appreciation rights into common shares. These came from four grants with exercise prices of $26.52, $33.17, $26.72, and $29.64 per share, each originally granted between 2017 and 2020 and vesting over a three-year period.

Were any Fifth Third Bancorp (FITB) shares sold on the market in this filing?

The filing reports tax-withholding dispositions, not open-market sales. A total of 22,400 shares of common stock were delivered at $57.40 per share to cover exercise price or tax liabilities associated with the stock appreciation right exercises.

What prices were associated with the exercised FITB stock appreciation rights?

The stock appreciation rights had exercise prices of $26.52, $33.17, $26.72, and $29.64 per share. Each grant converted into an equal number of common shares when exercised on July 20, 2026, as reflected in the non-derivative acquisition entries.

How many Fifth Third Bancorp (FITB) shares were used for tax withholding?

A total of 22,400 Fifth Third Bancorp shares were used for tax withholding. Four non-derivative transactions coded "F" show 6,041, 3,753, 6,667, and 5,939 shares, each valued at $57.40 per share, delivered to satisfy tax or exercise obligations.

What does the footnote in the FITB Form 4 say about the stock appreciation rights?

The footnote explains the grants’ vesting schedule. It states that the grant date is indicated and that stock appreciation rights are exercisable in thirds, with one-third of the total grant vesting annually over a three-year period beginning on the first anniversary of the grant date.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Leonard James C.

(Last)(First)(Middle)
38 FOUNTAIN SQUARE PLAZA

(Street)
CINCINNATI OHIO 45263

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIFTH THIRD BANCORP [ FITB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP & Chief Operating Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/20/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/20/2026M8,772A$26.52296,789D
Common Stock07/20/2026F6,041D$57.4290,748D
Common Stock07/20/2026M4,965A$33.17295,713D
Common Stock07/20/2026F3,753D$57.4291,960D
Common Stock07/20/2026M9,654A$26.72301,614D
Common Stock07/20/2026F6,667D$57.4294,947D
Common Stock07/20/2026M8,248A$29.64303,195D
Common Stock07/20/2026F5,939D$57.4297,256D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Appreciation Rights$26.5207/20/2026M8,77202/03/2017(1)02/03/2027Common Stock8,772$00D
Stock Appreciation Rights$33.1707/20/2026M4,96501/29/2018(1)01/29/2028Common Stock4,965$00D
Stock Appreciation Rights$26.7207/20/2026M9,65402/06/2019(1)02/06/2029Common Stock9,654$00D
Stock Appreciation Right$29.6407/20/2026M8,24802/12/2020(1)02/12/2030Common Stock8,248$00D
Explanation of Responses:
1. Indicates grant date. Stock appreciation rights are exercisable in thirds beginning on the first anniversary of the grant date with one-third of the total grant vesting annually over a three-year period.
Remarks:
/s/ Shaun Patsy, as Attorney-in-Fact for James C. Leonard07/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)