Fold director-linked trust buys 10,000 FLD shares

Fold Holdings, Inc. director Young Bracebridge H Jr reported an open-market purchase linked to his family trust.

Rhea-AI Filing Summary

Fold Holdings, Inc. director Young Bracebridge H Jr reported an open-market purchase linked to his family trust. The Bracebridge H. Young, Jr. 1999 Family Trust bought 10,000 shares of common stock at a weighted-average price of $1.0303 per share, with individual trade prices ranging from $0.975 to $1.07. After this transaction, the trust’s indirect holdings increased to 50,100 shares. The filing also shows a separate direct holding entry of 189,787 shares of common stock, reported as a position rather than a new trade.

Insider Trade Summary

Net Buyer: 10,000 shares

Net Buy 2 txns

Insider Young Bracebridge H Jr

Role Director

Bought 10,000 shs ($10K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	10,000	$1.0303	$10K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 50,100 shares (Indirect, By 1999 Family Trust); Common Stock — 189,787 shares (Direct)

Footnotes (2)

1. F1. Represents a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $0.975 to $1.07, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the Reporting Person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range.
2. F2. The shares are held of record by the Bracebridge H. Young, Jr. 1999 Family Trust (the "1999 Family Trust"), an irrevocable trust for which the Reporting Person serves as an investment advisor, and of which the Reporting Person's immediate family members are beneficiaries.

Key Figures

Open-market purchase: 10,000 shares Weighted-average price: $1.0303 per share Price range: $0.975 to $1.07 +3 more

6 metrics

Open-market purchase 10,000 shares Common Stock bought by 1999 Family Trust

Weighted-average price $1.0303 per share Open-market purchase on 2026-05-27

Price range $0.975 to $1.07 Individual trade prices within the purchase

Indirect holdings after trade 50,100 shares Held by 1999 Family Trust after purchase

Direct holdings reported 189,787 shares Director’s direct common stock holding entry

Net insider-related share change 10,000 shares (net-buy) Summary of buy/sell activity in this Form 4

Key Terms

weighted-average price, open-market purchase, indirect ownership, irrevocable trust, +1 more

5 terms

weighted-average price financial

"Represents a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $0.975 to $1.07"

Weighted-average price is the average of multiple prices where each price is counted according to its size or importance—larger trades carry more weight than smaller ones, like averaging course grades by credit hours. It matters to investors because it gives a more realistic picture of the true price paid or received, helping assess trade execution, compare performance, calculate cost basis, and value positions more accurately than a simple average.

open-market purchase financial

"transaction_action": "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

indirect ownership financial

""ownership_type": "indirect""

irrevocable trust financial

"the 1999 Family Trust, an irrevocable trust for which the Reporting Person serves as an investment advisor"

An irrevocable trust is a legal arrangement where an owner transfers assets into a separate entity managed by a trustee and gives up the power to modify or reclaim those assets. For investors it matters because putting stock or other holdings into such a trust can change who controls and benefits from the assets, affect taxes and creditor protection, and influence how easy it is to sell or value those holdings—like placing valuables in a locked safe overseen by someone else.

beneficiaries financial

"of which the Reporting Person's immediate family members are beneficiaries"

Beneficiaries are the people or organizations designated to receive benefits, such as money or assets, from a financial arrangement like a trust, insurance policy, or retirement plan. They matter to investors because choosing the right beneficiaries ensures that assets are passed on according to their wishes, providing financial security or support to loved ones when needed. Think of beneficiaries as the intended recipients of a gift or inheritance.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Fold Holdings (FLD) disclose in this Form 4?

Fold Holdings reported an open-market purchase linked to a family trust. The Bracebridge H. Young, Jr. 1999 Family Trust acquired 10,000 shares of common stock, reflecting additional insider-related exposure to FLD shares through indirect ownership.

How many Fold Holdings (FLD) shares did the family trust buy and at what price?

The Bracebridge H. Young, Jr. 1999 Family Trust bought 10,000 Fold Holdings shares. The weighted-average purchase price was $1.0303 per share, with individual trades executed between $0.975 and $1.07 across multiple transactions.

What are the indirect holdings in Fold Holdings (FLD) after this Form 4 transaction?

After the reported purchase, the Bracebridge H. Young, Jr. 1999 Family Trust holds 50,100 shares of Fold Holdings common stock indirectly. The trust is an irrevocable vehicle for the reporting person’s immediate family members, with the director serving as investment advisor.

What direct Fold Holdings (FLD) position does the director report on this Form 4?

The filing lists a direct holding of 189,787 Fold Holdings common shares for Young Bracebridge H Jr. This entry is classified as a holding record rather than a new trade, showing an existing position in addition to the trust’s indirect stake.

Who actually holds the Fold Holdings (FLD) shares purchased in this Form 4?

The purchased shares are held by the Bracebridge H. Young, Jr. 1999 Family Trust. This irrevocable trust benefits the reporting person’s immediate family, while he serves as investment advisor overseeing investments, including the newly acquired FLD shares.

How many total shares did insider-related accounts buy or sell in this Fold Holdings (FLD) Form 4?

Insider-related accounts showed a net purchase of 10,000 Fold Holdings shares. The Form 4 reflects one open-market buy by the 1999 Family Trust and no reported sales, resulting in a net-buy direction for the period covered.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Accepted by SEC EDGAR 05/28/2026 - 09:30 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Young Bracebridge H Jr

(Last) (First) (Middle)

C/O FOLD HOLDINGS, INC.,

2942 NORTH 24TH ST, SUITE 115, #42035

(Street)

PHOENIX ARIZONA 85016

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Fold Holdings, Inc. [ FLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/27/2026		P		10,000	A	$1.0303(1)	50,100	I	By 1999 Family Trust(2)
Common Stock								189,787	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $0.975 to $1.07, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the Reporting Person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range.

2. The shares are held of record by the Bracebridge H. Young, Jr. 1999 Family Trust (the "1999 Family Trust"), an irrevocable trust for which the Reporting Person serves as an investment advisor, and of which the Reporting Person's immediate family members are beneficiaries.

Remarks:

Exhibit 24 - Power of Attorney (incorporated by reference to Exhibit 24 to the Reporting Person's Form 4 filed on May 19, 2026).

	/s/ Audrey Bartosh, Attorney-in-Fact	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)