Fold Holdings (FLD) director awarded 95,484-share restricted stock grant

Rhea-AI Filing Summary

Fold Holdings, Inc. director Lesley Goldwasser reported an equity compensation grant of Common Stock on May 29, 2026. The Form 4 shows an acquisition of 95,484 shares coded as a grant or award, with no cash price per share.

According to a footnote, these shares are issuable upon vesting of restricted stock units rather than from an open-market purchase. After this award, Goldwasser directly holds 107,984 shares of Fold Holdings common stock, reflecting her current reported equity stake with the company.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Goldwasser Lesley

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	95,484	$0.00	--

Holdings After Transaction: Common Stock — 107,984 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Equity award size: 95,484 shares Holdings after transaction: 107,984 shares Grant price per share: $0.00 per share

3 metrics

Equity award size 95,484 shares Common Stock grant on May 29, 2026

Holdings after transaction 107,984 shares Total Common Stock directly held after grant

Grant price per share $0.00 per share Reported transaction price for the awarded shares

Key Terms

restricted stock units, Grant, award, or other acquisition, Common Stock

3 terms

restricted stock units financial

"Represents shares of Common Stock issuable upon vesting of restricted stock units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Goldwasser Lesley

(Last) (First) (Middle)

C/O FOLD HOLDINGS, INC.,

2942 NORTH 24TH ST, SUITE 115, #42035

(Street)

PHOENIX ARIZONA 85028-6039

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Fold Holdings, Inc. [ FLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/29/2026		A		95,484(1)	A	$0	107,984	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares of Common Stock issuable upon vesting of restricted stock units.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Audrey Bartosh, Attorney-in-Fact	06/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Fold Holdings (FLD) report for Lesley Goldwasser?

Fold Holdings reported that director Lesley Goldwasser received a grant of 95,484 shares of Common Stock as an equity award. These shares are issuable upon vesting of restricted stock units, increasing her direct holdings to 107,984 shares.

Was the Goldwasser Form 4 transaction in FLD stock a market buy or sell?

The Goldwasser Form 4 does not show a market buy or sell. It records a code "A" grant of 95,484 shares as compensation via restricted stock units, with a reported price of $0.00 per share, not an open-market trade.

How many Fold Holdings (FLD) shares does Lesley Goldwasser hold after this grant?

After the reported award, director Lesley Goldwasser holds 107,984 shares of Fold Holdings Common Stock directly. This figure includes the newly granted 95,484 shares tied to restricted stock units that will be issued upon vesting.

What does the restricted stock unit footnote mean in the FLD Form 4?

The footnote explains that the 95,484 shares represent Common Stock issuable upon vesting of restricted stock units. This means Goldwasser receives shares over time as vesting conditions are met, rather than receiving fully vested shares immediately.

What is the transaction code shown in Lesley Goldwasser’s FLD Form 4?

The Form 4 uses transaction code "A", described as a "Grant, award, or other acquisition." This indicates the 95,484 shares were awarded as equity compensation, not bought or sold on the open market, with a reported price of $0.00 per share.