Fold Holdings, Inc. filings document the disclosure record for a bitcoin financial services company with common stock and warrants outstanding. The company’s SEC reports cover operating results, product and platform updates for the Fold App, Fold Bitcoin Credit Card, Fold Bitcoin Gift Card and Fold Debit Card, as well as bitcoin custody, treasury and balance-sheet matters.
Material-event filings describe financing arrangements, promissory notes, collateral terms, debt restructuring, Regulation FD communications and annual-meeting notices. Proxy materials cover shareholder voting, board and governance matters, and other corporate actions presented to stockholders.
Fold Holdings, Inc. entered into a Master Loan Agreement that creates a revolving credit facility of up to $45,000,000 for its subsidiary Fold, Inc. Loans under the facility carry interest at 6.5% per year and the first advance is scheduled to mature on October 1, 2026. The company expects to use any borrowings for working capital and general corporate purposes, positioning the arrangement as non‑dilutive support for growth and management of its bitcoin treasury.
The borrowing is secured by a portion of the subsidiary’s bitcoin held with a custodian, with an initial collateral level of 250%. If collateralization falls below preset thresholds or bitcoin value drops sharply, the lender can demand more collateral, require prepayment, or liquidate collateral after an event of default, giving the lender strong protection but exposing the company to potential forced sales in adverse market conditions.
Fold Holdings, Inc. filed a Form D for a Rule 506(b) exempt offering seeking up to $250,000,000 of equity securities. To date the issuer reports $157,625 sold with $249,842,375 remaining available. The offering is intended to last more than one year and is not tied to a business combination. The issuer indicates one total investor so far and that non-accredited investors may have participated. Cohen & Company Securities, LLC acted as placement agent and received 75,000 shares on June 16, 2025 (closing price $4.71) in connection with an Equity Purchase Facility Agreement; finders' fees are reported as $353,250 (estimate). Minimum outside-investor investment is listed as $0. The notice is signed by CFO Wolfe Repass.