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Director-linked family trust adds 8,500 Fold Holdings (FLD) shares in open-market buy

Filing Impact
(Neutral)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Fold Holdings, Inc. director Bracebridge H. Young Jr. reported an open-market purchase of Common Stock through an affiliated trust. The Bracebridge H. Young Jr. 1999 Family Trust bought 8,500 shares at a weighted-average price of $1.2414 per share, with individual trades between $1.22 and $1.29. After this transaction, the trust holds 40,100 shares of Fold Holdings common stock indirectly. A separate entry shows Young with 189,787 shares held directly, recorded as a holdings line without a new transaction.

Positive

  • None.

Negative

  • None.
Insider Young Bracebridge H Jr
Role null
Bought 8,500 shs ($11K)
Type Security Shares Price Value
Purchase Common Stock 8,500 $1.2414 $11K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 40,100 shares (Indirect, By 1999 Family Trust); Common Stock — 189,787 shares (Direct, null)
Footnotes (1)
  1. Represents a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $1.22 to $1.29, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the Reporting Person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range. The shares are held of record by the Bracebridge H. Young, Jr. 1999 Family Trust (the "1999 Family Trust"), an irrevocable trust for which the Reporting Person serves as an investment advisor, and of which the Reporting Person's immediate family members are beneficiaries.
Open-market purchase 8,500 shares Common Stock bought by 1999 Family Trust
Weighted-average purchase price $1.2414 per share For 8,500-share acquisition
Purchase price range $1.22–$1.29 per share Range of prices in multiple trades
Indirect holdings after trade 40,100 shares Held by Bracebridge H. Young Jr. 1999 Family Trust
Direct holdings 189,787 shares Common Stock held directly by reporting person
Net insider share change 8,500 shares (net buy) Net buy/sell direction from transaction summary
open-market purchase financial
"The Bracebridge H. Young Jr. 1999 Family Trust bought 8,500 shares at a weighted-average price of $1.2414 per share."
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
weighted-average price financial
"These shares were purchased in multiple transactions at prices ranging from $1.22 to $1.29, inclusive."
irrevocable trust financial
"an irrevocable trust for which the Reporting Person serves as an investment advisor, and of which the Reporting Person's immediate family members are beneficiaries."
An irrevocable trust is a legal arrangement where an owner transfers assets into a separate entity managed by a trustee and gives up the power to modify or reclaim those assets. For investors it matters because putting stock or other holdings into such a trust can change who controls and benefits from the assets, affect taxes and creditor protection, and influence how easy it is to sell or value those holdings—like placing valuables in a locked safe overseen by someone else.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Young Bracebridge H Jr

(Last)(First)(Middle)
C/O FOLD HOLDINGS, INC.,
2942 NORTH 24TH ST, SUITE 115, #42035

(Street)
PHOENIX ARIZONA 85016

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Fold Holdings, Inc. [ FLD ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/18/2026P8,500A$1.2414(1)40,100IBy 1999 Family Trust(2)
Common Stock189,787D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $1.22 to $1.29, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the Reporting Person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range.
2. The shares are held of record by the Bracebridge H. Young, Jr. 1999 Family Trust (the "1999 Family Trust"), an irrevocable trust for which the Reporting Person serves as an investment advisor, and of which the Reporting Person's immediate family members are beneficiaries.
Remarks:
Exhibit 24 - Power of Attorney
/s/ Audrey Bartosh, Attorney-in-Fact05/19/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Fold Holdings (FLD) report on this Form 4?

Fold Holdings (FLD) reported that a family trust associated with director Bracebridge H. Young Jr. bought 8,500 common shares. The purchase was an open-market transaction recorded at a weighted-average price of $1.2414 per share across multiple trades.

At what prices did the Fold Holdings (FLD) insider trust buy shares?

The family trust linked to director Bracebridge H. Young Jr. bought Fold Holdings common stock at prices between $1.22 and $1.29 per share. The Form 4 reports a weighted-average purchase price of $1.2414 for the 8,500 shares acquired in these transactions.

How many Fold Holdings (FLD) shares does the 1999 Family Trust hold after this filing?

Following the reported open-market purchase, the Bracebridge H. Young Jr. 1999 Family Trust holds 40,100 shares of Fold Holdings common stock. This amount reflects the indirect ownership position after acquiring 8,500 additional shares at a weighted-average price of $1.2414.

What is Bracebridge H. Young Jr.’s direct ownership in Fold Holdings (FLD)?

The Form 4 shows Bracebridge H. Young Jr. with 189,787 Fold Holdings common shares held directly. This line is reported as a holdings entry, indicating his direct position, and is separate from the 40,100 shares held indirectly through the 1999 Family Trust.

Who benefits from the Fold Holdings (FLD) shares in the 1999 Family Trust?

The Bracebridge H. Young Jr. 1999 Family Trust is an irrevocable trust whose beneficiaries are the reporting person’s immediate family members. Young serves as investment advisor to the trust, which now holds 40,100 Fold Holdings common shares after the reported purchase.