Welcome to our dedicated page for Fold Holdings SEC filings (Ticker: FLD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Fold Holdings, Inc. (NASDAQ: FLD) files a range of documents with the U.S. Securities and Exchange Commission that shed light on its bitcoin-focused financial services business, capital structure, and risk profile. As the first publicly traded bitcoin financial services company, Fold uses its SEC filings to report on its bitcoin investment treasury, financing facilities, and operating performance.
On this page, you can review current and historical filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide detail on revenue, operating expenses, transaction volumes, active and verified accounts, and the composition of Fold’s digital asset holdings. These reports also discuss the company’s strategy of integrating bitcoin into everyday financial experiences through products like the Fold App, Fold Card, Fold Bitcoin Gift Card™, and planned Fold Bitcoin Rewards Credit Card™.
Current reports on Form 8-K are particularly relevant for tracking material events. Recent 8-K and 8-K/A filings describe Fold’s master loan agreement and amendments with Two Prime Lending Limited, establishing and modifying a bitcoin-collateralized revolving credit facility, as well as press releases announcing quarterly results. These documents outline key terms such as collateralization levels, interest rates, events of default, and the intended use of proceeds for working capital, growth, and treasury management.
Stock Titan enhances access to these filings with AI-powered summaries that explain complex sections, highlight important changes, and surface items related to digital asset accounting, treasury strategy, and financing arrangements. Real-time updates from EDGAR ensure that new 10-K, 10-Q, 8-K, and other submissions appear quickly, while insider transaction reports on Form 4 and proxy materials, when filed, can help investors analyze ownership, compensation, and governance. This page offers a focused view of FLD’s regulatory record, supported by AI tools that make lengthy filings more approachable.
Wolfe Repass reported proposed sales of company common stock under a Form 144 notification. The filing lists multiple sale dates in February 2026 and shows individual transactions with share counts and proceeds for each date, including entries on 02/19/2026 through 02/27/2026.
Fold Holdings, Inc. registered up to 9,282,287 shares of common stock.
The prospectus supplement dated February 27, 2026 updates the S-1 and attaches a Form 8-K disclosing a financing with SATS Credit Fund L.P.: SATS purchased a $13,000,000 senior unsecured promissory note and 520,000 Commitment Shares, with closing on February 26, 2026. The New Note bears 10.0% interest, has a one-year term (renewable by mutual consent upon issuance of an additional 520,000 Renewal Commitment Shares), and includes mandatory prepayment mechanics tied to specified bitcoin trigger prices. The supplement also discloses return of 500 bitcoin collateral and extinguishment of the March 2025 Note and the Investor Note, and payment of approximately $27,500,000 to retire the Investor Note, funded by the SATS proceeds and bitcoin sales.
Fold Holdings, Inc. entered a Purchase Agreement with SATS Credit Fund L.P. under which SATS purchased a $13,000,000 senior unsecured promissory note and 520,000 shares of common stock, closing on February 26, 2026.
The New Note has a one-year term, a 10.0% cash interest rate payable monthly, optional prepayment rights tied to bitcoin prices (trigger tiers at $45,000, $40,000, and $37,000), and a $25,000,000 Permitted Debt Cap (excluding the New Note and certain credit‑card program debt). The Company granted customary registration rights for the Commitment and Renewal Commitment Shares.
Concurrently, the Company terminated the March 2025 secured convertible note (face ≈ $46.3 million) and returned 500 bitcoin collateral, and extinguished an Investor Note by paying approximately $27.5 million (including $20.0 million principal and $7.5 million contractual multiple), funded by proceeds from the SATS closing and bitcoin sales.
Fold Holdings, Inc. entered a new financing deal and eliminated its outstanding convertible notes. The company issued a $13.0 million one-year senior unsecured promissory note to SATS Credit Fund L.P. at 10.0% interest, along with 520,000 common shares as commitment equity, and may issue another 520,000 renewal shares if the note is extended.
The new note includes bitcoin price-based prepayment triggers and allows up to $25 million of additional future indebtedness. Fold simultaneously extinguished a $46.3 million secured convertible note with SATS and a separate investor convertible note, paying about $27.5 million in cash funded by the new financing and bitcoin sales.
According to the company, these moves remove $66.3 million in convertible principal, release 521 bitcoin from collateral, and are expected to cut an estimated 8.0–10.0 million potential shares from its fully diluted share count, simplifying the capital structure and reducing prospective dilution.
Wolfe Repass reported proposed sales of common stock via Form 144, listing multiple transactions in February 2026.
The filing lists individual sales on 02/19/2026 (21,857 shares, $32,427.05), 02/20/2026 (12,406 shares, $19,179.67), 02/23/2026 (4,179 shares, $6,192.86), 02/24/2026 (13,796 shares, $20,285.64), 02/25/2026 (5,245 shares, $7,958.76), and 02/26/2026 (13,675 shares, $20,006.53).
Fold Holdings, Inc. Chief Financial Officer Wolfe Repass reported multiple equity transactions. On February 25, 2026, he acquired 30,785 restricted stock units that converted into the same number of common shares on a one-for-one basis, increasing his direct holdings.
On February 24 and 25, 2026, he sold a total of 19,041 common shares in open-market transactions at prices of $1.47 and $1.517 per share. According to the footnotes, these sales were mandated "sell to cover" transactions to satisfy tax withholding obligations tied to RSU vesting and settlement, rather than discretionary sales.
Wolfe Repass reported sales of common stock under Form 144. The filing lists transactions in February 2026, including 21,857 shares on 02/19/2026 for $32,427.05, 12,406 shares on 02/20/2026 for $19,179.67, 4,179 shares on 02/23/2026 for $6,192.86, 13,796 shares on 02/24/2026 for $20,285.64, and 5,245 shares on 02/25/2026 for $7,958.76.
Wolfe Repass reported proposed dispositions of Common Stock under Form 144. The filing lists multiple sales reported in February 2026, including 21,857 shares on 02/19/2026 and 13,796 shares on 02/24/2026
The transactions are tied to brokerage activity through Fidelity Brokerage Services LLC and are recorded as restricted stock vesting and compensation-related sales.