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Fold Holdings (FLD) SEC Filings, Aug 7-20, 2026

FLD NASDAQ

Ticker history: EMLD became FLD (Fold Holdings, Inc.) on . Earlier news and filings retain their original names and dates. View EMLD history.

Fold Holdings, Inc. filings document the disclosure record for a bitcoin financial services company with common stock and warrants outstanding. The company’s SEC reports cover operating results, product and platform updates for the Fold App, Fold Bitcoin Credit Card, Fold Bitcoin Gift Card and Fold Debit Card, as well as bitcoin custody, treasury and balance-sheet matters.

Material-event filings describe financing arrangements, promissory notes, collateral terms, debt restructuring, Regulation FD communications and annual-meeting notices. Proxy materials cover shareholder voting, board and governance matters, and other corporate actions presented to stockholders.

Rhea-AI Summary

Fold Holdings, Inc. (FLD) reported that Chief Executive Officer and ten percent owner Reeves William Brian Poppic sold a total of 19,099 shares of common stock on August 18–19, 2026 at prices around $0.45 per share. According to the disclosure, each sale was executed solely to cover tax withholding obligations arising from the vesting and settlement of restricted stock units under a mandatory "sell to cover" election by the company, and is described as not a discretionary transaction by Mr. Reeves. The filing indicates these transactions were not made under a Rule 10b5-1 trading plan.

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Fold Holdings, Inc. (symbol FLD) reports that shareholder William Reeves plans to sell up to 9,480 shares of common stock under Rule 144 through Fidelity Brokerage Services LLC. The shares relate to a restricted stock vesting event dated August 18, 2026, and the notice states that the sale includes an amount necessary to cover a tax obligation from the settlement of a vested equity award distribution. The filing also lists multiple sales of common stock by William Reeves in the prior three months on various dates in May, June, July, and August 2026.

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Fold Holdings, Inc. (FLD) reported that its Chief Technology Officer, Thomas J. Dickman, sold a total of 2,884 shares of common stock on August 17, 2026, in two open-market or private sale transactions at $0.457 per share. According to the company’s disclosure, these sales were executed solely to cover tax withholding obligations arising from the vesting and settlement of previously reported restricted stock units, under an issuer-mandated “sell to cover” arrangement, and are described as non-discretionary transactions by Mr. Dickman and not pursuant to a Rule 10b5-1 trading plan.

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Fold Holdings, Inc. (FLD) filed a notice that officer Wolfe Repass intends to sell 2,877 shares of common stock through Fidelity Brokerage Services LLC under Rule 144. The shares were acquired on 08/17/2026 via restricted stock vesting as compensation from the issuer. The filing reports an aggregate market value of $1,298.10 for the planned sale and cites total common shares outstanding of 55,077,187. Over the prior three months, Repass reported additional Rule 144 sales totaling several thousand shares, and the current sale includes shares to cover a tax obligation from settlement of a vested equity award.

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Rhea-AI Summary

Fold Holdings, Inc. (FLD) received a notice under Rule 144 for a planned sale of its common stock by William Reeves. The planned sale relates to 9,619 shares of common stock associated with a restricted stock vesting event on 08/17/2026, classified as compensation from the issuer. The securities are held at Fidelity Brokerage Services LLC and are listed on NASDAQ. The filer also reports a series of prior common stock sales over the past three months in May, June, July, and August 2026, and notes that the current sale includes shares needed to cover a tax obligation from the settlement of a vested equity award distribution.

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Rhea-AI Summary

Thomas Dickman filed a notice of proposed sale of 2,884 shares of common stock of FLD through Fidelity Brokerage Services LLC on 08/17/2026, with the shares listed on NASDAQ. The filing also lists prior sales of small amounts of common stock between 05/20/2026 and 08/03/2026 at various prices per share.

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Rhea-AI Summary

Fold Holdings, Inc. is updating an existing prospectus covering up to 9,282,287 shares of common stock by incorporating its Quarterly Report for the period ended June 30, 2026.

For the first half of 2026, Fold generated $11.7 million in revenue, down from $15.3 million a year earlier, and reported a net loss of $38.8 million. Results were heavily influenced by bitcoin price movements, including a $31.3 million net remeasurement loss on digital assets. The company sold 632 bitcoin for $44.7 million, using $20.0 million to fully repay its credit facility and additional proceeds, along with a new $13.0 million related-party note, to extinguish earlier convertible notes.

As of June 30, 2026, Fold held $28.4 million of cash and cash equivalents and $15.9 million of bitcoin, with total liabilities reduced to $21.2 million from $90.5 million at year-end 2025. Stockholders’ equity was $31.3 million. Management states that existing cash, available credit, the equity purchase facility, and digital assets are expected to support operations for at least one year from the report date.

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Rhea-AI Summary

Fold Holdings, Inc., a bitcoin- and USD-focused financial services platform, reported lower revenue and continued losses for the quarter and six months ended June 30, 2026. Quarterly revenue was $6.1 million versus $8.2 million a year earlier, producing an operating loss of $7.8 million and a net loss of $9.7 million. For the first half of 2026, revenue was $11.7 million versus $15.3 million in 2025, with a net loss of $38.8 million.

Balance sheet mix changed significantly as bitcoin holdings were monetized and debt was repaid. Total assets fell to $52.5 million from $153.5 million at year-end 2025, as digital assets declined to $15.9 million (271 bitcoin) from $140.5 million (1,606 bitcoin). Cash and cash equivalents increased to $28.4 million, and the company ended the period with no outstanding balance on its $45.0 million Two Prime credit facility and all prior convertible notes extinguished, partially offset by a new $13.0 million related-party note.

Fold had working capital of $17.8 million and an accumulated deficit of $209.8 million. Management cites existing cash, access to the credit facility and a $250 million equity purchase facility, plus remaining digital assets, as sufficient to fund operations for at least one year from the report date, while highlighting ongoing risks tied to bitcoin price volatility, regulatory uncertainty, and Nasdaq listing compliance.

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Rhea-AI Summary

Fold Holdings reported second quarter 2026 results for the period ended June 30, 2026. Revenue was $6.1 million, down from $8.2 million a year earlier. The company recorded a net loss of $9.7 million, compared with net income of $13.4 million in the prior-year quarter, and an Adjusted EBITDA loss of $5.5 million.

Fold continues to focus on its bitcoin-linked financial services platform, including debit and credit cards, bill payment and a bitcoin rewards ecosystem. Total transaction volume in the quarter was $165 million, and the platform had more than 87,000 verified accounts, adding over 1,000 during the quarter. The Fold Credit Card remained in early access with over 2,000 cardholders, more than double the prior quarter.

On the balance sheet, cash and cash equivalents increased to $28.4 million as of June 30, 2026, while digital assets held in the investment treasury declined to $11.4 million, reflecting monetization of part of the bitcoin treasury. Total liabilities fell to $21.2 million from $90.5 million at year-end 2025, including elimination of approximately $20 million of secured debt and about $145 thousand of associated monthly interest expense. Bitcoin investment treasury holdings were 194 BTC as of June 30, 2026.

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Rhea-AI Summary

Fold Holdings, Inc. is calling a virtual Special Meeting in 2026 to seek stockholder approval for a reverse stock split of its common stock at a ratio between 1-for-2 and 1-for-50, with the exact ratio and timing to be set later by the Board. The reverse split is intended, among other things, to help the company regain compliance with Nasdaq Listing Rule 5550(a)(2), which requires a $1.00 minimum bid price, after receiving a Nasdaq deficiency notice on July 14, 2026 and facing a compliance deadline of January 11, 2027. The number of authorized common shares will remain at 600,000,000 with a $0.0001 par value, so each holder should maintain the same ownership percentage aside from cash in lieu of fractional shares. Stockholders are also being asked to approve an Adjournment Proposal that would allow the meeting to be adjourned or postponed to solicit additional votes if needed. Adoption of the reverse split amendment requires approval by at least 66⅔% of the total voting power of all outstanding shares.

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FAQ

How many Fold Holdings (FLD) SEC filings are available on StockTitan?

StockTitan tracks 209 SEC filings for Fold Holdings (FLD), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for Fold Holdings (FLD)?

The most recent SEC filing for Fold Holdings (FLD) was filed on August 20, 2026.