Farmers & Merchants Bancorp, Inc. filings document the reporting obligations of an Ohio bank holding company whose F&M Bank subsidiary provides commercial banking, retail banking and other financial services. Form 8-K reports furnish quarterly and annual earnings releases, balance sheet and loan portfolio commentary, capital ratios, credit quality metrics and Regulation FD investor materials.
Proxy and shareholder-meeting filings cover director elections, executive compensation advisory votes and auditor ratification. Other current reports disclose capital actions such as common-stock repurchase authorization, while the broader filing record addresses governance, financial condition and capital structure.
Singhal Shalini reported acquisition or exercise transactions in this Form 4 filing.
Farmers & Merchants Bancorp SVP/Chief Information Officer Shalini Singhal received a grant of 1,620 shares of common stock under the company’s Long-Term Stock Incentive Plan at a reported price of $25.86 per share. Following this award, Singhal directly owns 8,949 common shares.
FARMERS & MERCHANTS BANCORP INC Chief Risk Officer Eric D. Faust reported acquiring 2,226 shares of common stock on a grant or award basis at a price of $25.86 per share. These stock awards were issued under the company’s Long-Term Stock Incentive Plan, bringing his direct holdings to 6,686 shares.
Gerken David R reported acquisition or exercise transactions in this Form 4 filing.
FARMERS & MERCHANTS BANCORP INC Executive Vice President David R. Gerken reported an award of 2,157 shares of common stock at $25.86 per share. These shares were granted under the company’s Long-Term Stock Incentive Plan and increase his direct holdings to 8,562 shares.
Farmers & Merchants Bancorp Inc reported that Executive Vice President Barbara J. Britenriker acquired 2,440 shares of common stock on March 2, 2026. The shares were granted as stock awards under the company’s Long-Term Stock Incentive Plan at $25.86 per share.
Following this grant, Britenriker directly owns 33,930 shares of Farmers & Merchants Bancorp Inc common stock. This transaction reflects an equity-based compensation award rather than an open-market purchase.
FARMERS & MERCHANTS BANCORP INC reported that President & CEO Lars B. Eller acquired 5,374 shares of common stock as a grant or award on March 2, 2026 at a price of $25.86 per share. These restricted shares were issued under the company’s Long-Term Stock Incentive Plan, bringing his direct holdings to 33,229 shares.
Farmers & Merchants Bancorp Inc Chief Risk Officer Eric D. Faust reported an open-market sale of common stock. On March 2, 2026, he sold 275 shares at $25.9200 per share and now holds 4,460 shares of the company’s stock directly.
Farmers & Merchants Bancorp Inc. President and CEO Lars B. Eller reported a tax-related share disposition. On March 2, 2026, 1,140 shares of common stock were transferred back to the company at $25.86 per share to cover federal, state, and local taxes on 4,800 vested stock-award shares. After this tax-withholding disposition, Eller directly held 27,855 common shares.
Farmers & Merchants Bancorp Inc. executive Barbara J. Britenriker reported a tax-related share disposition. On the vesting of 2,100 common shares from stock awards under the Long Term Incentive Plan, the Company repurchased 221 shares at $25.86 each to cover federal, state, and local taxes. Following this tax-withholding disposition, she directly owns 31,490 common shares.
Farmers & Merchants Bancorp, Inc. provides a detailed overview of its 2025 business, regulatory environment, and risk profile as a community bank holding company serving Northwest Ohio, Northeast Indiana and Southeast Michigan. The company operates one banking segment focused on commercial, agricultural, residential and consumer lending, plus wealth management and insurance services.
The bank highlights extensive supervision by the Federal Reserve, FDIC and state regulators, and confirms its bank subsidiary was well capitalized as of December 31, 2025. Net interest spread improved to 2.65% in 2025 from 2.05% in 2024 following interest rate cuts. Uninsured deposits based on FDIC coverage were 20.6% of total deposits, with total uninsured deposits (including protected public funds) at 12.8%.
The filing outlines numerous risks, including credit concentrations in real estate and agriculture, liquidity and interest rate risk, model risk under CECL, cybersecurity and fraud, climate-related pressures on the agricultural sector, competition from larger banks and fintechs, and emerging technologies such as artificial intelligence and quantum computing. It also notes a July 7, 2025 Community Reinvestment Act rating of “Satisfactory” and a workforce of 474 full-time equivalent employees.
FARMERS & MERCHANTS BANCORP INC executive vice president Barbara J. Britenriker reported a bona fide gift of 1,500 shares of common stock on 2026-02-26. The shares were transferred at a reported price of $0.0000 per share, leaving her with 31,711 common shares held directly after the transaction.