F&M Bank (NASDAQ: FMBM) HR chief purchases 1,321 common shares

Rhea-AI Filing Summary

F&M Bank Corp executive Melody D. Emswiler, EVP and Chief Human Resources Officer, bought 1,321 shares of Common Stock in an open-market purchase at $30.59 per share. After this transaction, she directly owns 8,107 shares. This filing highlights a personal capital commitment by a senior officer.

Insider Trade Summary

Net Buyer: 1,321 shares ($40,409)

Net Buy 1 txn

Insider Emswiler Melody D.

Role EVP/Chief Human Resources

Bought 1,321 shs ($40K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	1,321	$30.59	$40K

Holdings After Transaction: Common Stock — 8,107 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Emswiler Melody D.

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VIRGINIA 22853

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Chief Human Resources

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/19/2026		P		1,321	A	$30.59	8,107	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Candy F. Barkley, Attorney-in-Fact	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FMBM report for Melody D. Emswiler?

F&M Bank Corp reported that EVP and Chief Human Resources Officer Melody D. Emswiler made an open-market purchase of 1,321 shares of Common Stock at $30.59 per share, increasing her directly held stake to 8,107 shares following the transaction.

How many FMBM shares did Melody D. Emswiler buy and at what price?

Melody D. Emswiler bought 1,321 shares of F&M Bank Corp Common Stock in an open-market transaction. The reported purchase price was $30.59 per share, as disclosed in the Form 4 insider trading report filed for this transaction.

What are Melody D. Emswiler’s total FMBM holdings after this Form 4 transaction?

After purchasing 1,321 shares, Melody D. Emswiler directly holds 8,107 shares of F&M Bank Corp Common Stock. The Form 4 specifies these post-transaction holdings as direct ownership, with no derivative positions reported in the filing’s derivative summary.

Was the FMBM insider transaction by Melody D. Emswiler a purchase or a sale?

The transaction was a purchase. The Form 4 lists code “P” and identifies it as an open-market purchase of 1,321 shares of F&M Bank Corp Common Stock, with no share sales or derivative exercises reported in the same filing.

Does Melody D. Emswiler hold FMBM shares directly or indirectly after this transaction?

She holds the shares directly. The Form 4 marks the ownership as type “D” for direct, with 8,107 shares of F&M Bank Corp Common Stock directly owned after the purchase and no indicated indirect or derivative holdings in this report.