F&M Bank Corp (FMBM) director Neil Houff buys 202 shares in open-market trade

Rhea-AI Filing Summary

F&M Bank Corp director Neil A. Houff bought additional common stock in the company. He acquired 202 shares of common stock in an open-market purchase at $30.59 per share, bringing his direct holdings to 1,963 shares. A footnote states the shares were acquired from the issuer using proceeds from a quarterly retainer.

Insider Trade Summary

Net Buyer: 202 shares ($6,179)

Net Buy 1 txn

Insider Houff Neil A.

Role Director

Bought 202 shs ($6K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	202	$30.59	$6K

Holdings After Transaction: Common Stock — 1,963 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Houff Neil A.

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VIRGINIA 22853

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/19/2026		P		202(1)	A	$30.59	1,963	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired from issuer with proceeds of a quarterly retainer.

	/s/ Candy F. Barkley, Attorney-in-Fact	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did F&M Bank Corp (FMBM) report for Neil A. Houff?

F&M Bank Corp reported that director Neil A. Houff bought 202 shares of common stock. The transaction was an open-market purchase, increasing his direct ownership to 1,963 shares following the trade, according to the Form 4 filing details.

At what price did Neil A. Houff buy F&M Bank Corp (FMBM) shares?

Neil A. Houff bought F&M Bank Corp common stock at $30.59 per share. This price applied to the entire 202-share open-market purchase reported, providing a clear indication of the transaction valuation disclosed in the Form 4.

How many F&M Bank Corp (FMBM) shares does Neil A. Houff own after this transaction?

After the reported purchase, Neil A. Houff directly owns 1,963 shares of F&M Bank Corp common stock. This total reflects his updated holding amount following the acquisition of 202 additional shares in the latest Form 4 transaction.

Was the F&M Bank Corp (FMBM) insider transaction linked to compensation?

Yes. A footnote explains the shares were acquired from the issuer using proceeds from a quarterly retainer. This indicates the open-market purchase was effectively funded by director compensation rather than an unrelated cash outlay.

What type of transaction code was used in Neil A. Houff’s F&M Bank Corp (FMBM) filing?

The transaction used code P, indicating a purchase in an open market or private transaction. This aligns with the Form 4 description that the 202 common shares were acquired through an open-market purchase at the stated price per share.