F&M Bank (NASDAQ: FMBM) EVP reports tax-withholding of 156 common shares

Rhea-AI Filing Summary

F&M Bank Corp executive Melody D. Emswiler had 156 shares of Common Stock withheld to cover tax obligations at a price of $30.59 per share. This non-market disposition was recorded as a tax-withholding transaction, and she now directly holds 7,951 shares following the event.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Emswiler Melody D.

Role EVP/Chief Human Resources Off

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	156	$30.59	$5K

Holdings After Transaction: Common Stock — 7,951 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Emswiler Melody D.

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VIRGINIA 22853

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Chief Human Resources Off

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/20/2026		F		156	D	$30.59	7,951	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Candy F. Barkley, Attorney-in-Fact	03/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FMBM executive Melody D. Emswiler report?

Melody D. Emswiler reported a tax-related share disposition. On this Form 4, 156 shares of F&M Bank Corp Common Stock were withheld at $30.59 per share to satisfy tax obligations rather than being sold in the open market.

Was the FMBM Form 4 transaction a market sale of shares?

No, the Form 4 transaction was not an open-market sale. It is coded “F,” indicating 156 shares were delivered back to cover tax liability, a routine, non-market tax-withholding disposition for equity-based compensation.

How many FMBM shares does Melody D. Emswiler hold after this Form 4?

After the reported tax-withholding disposition, Melody D. Emswiler directly holds 7,951 shares of F&M Bank Corp Common Stock. This figure reflects her position following the 156-share tax settlement transaction disclosed on the Form 4.

What price per share was used in the FMBM tax-withholding transaction?

The tax-withholding disposition used a reference price of $30.59 per share. This price was applied to the 156 shares delivered to satisfy tax obligations related to equity compensation, as reported in the Form 4 filing.

Does the FMBM Form 4 show any option exercises or derivative changes?

The Form 4 does not show any derivative transactions or option exercises. It reports only a single non-derivative event: an “F” code tax-withholding disposition of 156 Common Stock shares, with no remaining derivative positions listed in the derivative summary.